Will my down payment be refunded if I cancel my insurance during the first month?

I purchased a policy because I just bought a car and needed coverage. The policy is really expensive and I've found a more affordable option. If I cancel within my first month, will I get a refund? Will they notify my lien holder if I cancel?

There is no guarantee of a refund, so you would have to contact your insurance provider to find out if you are eligible for a refund as each company operates a bit differently with policy cancellations in the first month of coverage. The same thing goes for whether or not they will notify your lien holder of the cancellation.