Idaho Car Insurance After a DUI

If you get a DUI in Idaho, your car insurance will get more expensive — it's just a question of by how much.


How does a DUI affect auto insurance costs in Idaho?


In Idaho, a DUI will raise your annual car insurance premium by an average value of $495. That is 122% less than the national mean premium hike after a DUI.


CAR INSURANCE AFTER A DUI IN IDAHO — AVERAGE ANNUAL PENALTY
LocationAvg. Annual Rate — without DUIAvg. Annual Rate — with DUIAvg. Increase After DUI
Idaho$1,164$1,659+43%
United States$1,548$2,556+65%

Getting car insurance in Idaho with a DUI conviction


Finding affordable auto insurance with a DUI conviction isn’t easy. In fact, a DUI generally leads to a more substantial premium increase than does any other driving infraction — more than an at-fault accident, reckless driving, or racing.


Affordable auto insurance after a DUI in Idaho

If you are convicted of a DUI or DWI offense in Idaho, it’s essential to examine all possible insurance options with care. Car insurance premiums after a DUI can deviate substantially by the insurer. For instance, the cheapest auto insurance company with a DUI in Idaho, State Farm, offers annual premiums 49% lower than the statewide average insurance premium with a DUI. The second-cheapest insurer for auto insurance after a DUI in Idaho is Liberty Mutual, while the most expensive insurer is Farm Bureau, at 60% above the statewide average.


CAR INSURANCE PREMIUMS AFTER DUI IN IDAHO — BY INSURANCE COMPANY
Insurance CompanyAvg. Annual Rate — After DUI
State Farm$849
Liberty Mutual$1,218
Progressive$1,376
Farmers$1,533
Allstate$2,319

There is no car insurer in particular that provides the cheapest auto insurance for drivers with a DUI on their record. The best strategy to save money following a DUI conviction is to consider a range of options.

Compare auto insurance quotes online or contact an insurance agent to survey the landscape and discover a sensible option.

Learn more about car insurance and DUIs.

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Idaho DUI laws

Idaho considers a driver to be DUI when their blood alcohol concentration reads 0.08% or higher. Commercial drivers are DUI in Idaho when their BAC measures 0.04% or higher. Drivers under 21 years old are considered DUI if their BAC reads 0.02%.


DUI penalties in Idaho

The lookback period in Idaho is 10 years. Repeated DUI offenses within this time period result in enhanced fines and penalties.

First and second DUI offenses are considered misdemeanors in Idaho. Third and subsequent DUI offenses are felonies, without regard for a violator's BAC level.

In all cases, penalties are enhanced if a DUI offender injures someone else. A violator's car may also be towed and impounded after being arrested.

Penalties for a first-time DUI offense in Idaho are:

  • Up to six months in jail
  • Up to $1,000 in fines
  • 90 to 180 day license suspension

A second DUI offense in Idaho results in:

  • 10 days (mandatory) to one year in jail
  • Up to $2,000 in fines
  • Mandatory license suspension for one year after release
  • Inability to apply for a restricted driver's license (if offense is within five years of the first)
  • Required ignition interlock device

A third DUI offense in Idaho is considered a felony and results in:

  • 30 days to five years in jail
  • Up to $5,000 in fines
  • License suspension of up to five years, with a one-year mandatory suspension following release
  • Inability to apply for a restricted driver's license
  • IID required

Penalties for DUI in Idaho with a BAC of 0.20% or higher

Idaho applies enhanced penalties to those whose blood alcohol concentration is 0.20% or higher at the time of a DUI offense. The first offense is a misdemeanor and the second within five years is considered a felony.

Penalties for first-time DUI offenders whose BAC reads 0.20% or higher are:

  • 10 days to one year in jail
  • Up to $2,000 in fines
  • One year mandatory license suspension after release
  • Inability to apply for a restricted driver's license

For a second DUI offense with a BAC of 0.20% or higher, penalties are:

  • Mandatory 30 days in county jail or up to five years in the state penitentiary
  • Up to $5,000 in fines
  • A license suspension of up to five years, with a one-year mandatory suspension following release
  • Inability to apply for a restricted driver's license
  • IID required

DUI penalties for underage drinkers in Idaho

It is illegal in Idaho for those under 21 years old to drive if their BAC reads 0.02% or higher. Those whose BAC is 0.08% or higher are subject to the same penalties as those over age 21. Idaho also reserves the right to apply the over-21 laws to underage drivers and may suspend an underage DUI offender's license until they turn 21.

First-time underage DUI offenders in Idaho are:

  • Fined up to $1,000
  • Receive a license suspension for one year
  • Must attend an alcohol consultation

Second-time underage DUI offenders in Idaho are subject to:

  • Five to 30 days in jail
  • $500 to $2,000 in fines
  • License suspension for one to two years
  • IID required
  • Must attend an alcohol consultation

Three or more underage DUI offenses lead to:

  • 10 days to six months in jail
  • $1,000 to $2,000 in fines
  • License suspension for up to one year or until age 21, whichever is greater
  • IID required
  • Must attend an alcohol consultation

Sources and references:

https://www.isp.idaho.gov/isp/citizen/inc/documents/DUI-English.pdf

https://www.dmv.org/id-idaho/automotive-law/dui.php

https://dui.drivinglaws.org/idaho.php

http://www.tsrp-idaho.org/factbook_05.html

https://www.edgarsnyder.com/drunk-driving/driving-alcohol-laws/idaho.html

2019 Drunk Driving Statistics

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Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.