How to Find Your Travelers Declarations Page
Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from Travelers.
What does a Travelers declarations page look like?
A declarations page (also called a 'dec page') is a one-page summary of your insurance policy. It includes details like your name, policy number, coverage types, limits, deductibles, premiums, and policy dates. For auto insurance, it also lists your covered vehicles and drivers. For Travelers customers, your declarations page will look something like this:
How to read your declarations page by section:
- Policy number: This is your unique policy number, which you’ll need when filing a claim.
- Policy term: Lists the effective date and expiration date of your policy.
- Policyholder name and address: The address listed must be that of the policyholder. If you've got an auto policy, this is the address where the car is garaged.
- Coverages and limits: Lists personal property, loss of use, personal liability, and other coverages you have included in your policy. The limits list the maximum amount that each coverage will pay.
- Premium: The amount you’ll pay for the policy term. It can be listed as a six-month or one-year total.
*The above example displays declarations page of a homeowners insurance policy. This is a sample document for instructional purposes only, not a guarantee of specific customer results.
How to Read a Car Insurance Policy
Make sure you know where to find important information on your policy documents.
How to find your Travelers declarations page online
On your Travelers home page, find the appropriate policy under ‘Policies’ and click on it. This example has an icon of a house and shows the address; if you have an auto, it will look slightly different.
Scroll until you see the ‘Policy Documents’ line, then click on it to select. Choose the document called “Policy.” This will contain your declarations page.
Zebra tip: Renewal is a great time to shop around
If your policy renewal premium was higher than you're happy with, consider comparing quotes with other companies. Now that you've found your declarations page, you can compare coverage exactly and ensure you are getting quoted for a comparable policy.
"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."
Katie Gold — Head of Agency at The Zebra
How to Read a Homeowners Insurance Policy | The Zebra
Homeowners insurance policy documents may seem intimidating, but we break it down so that you know exactly what your policy covers.
When would I need my declarations page?
Your auto insurance declarations page is a handy summary of your coverage, limits, deductibles, and premiums. You’ll need it to file a claim, show proof of insurance after an accident or traffic stop, or provide it to a lender, dealership, or registration office. It’s also useful when comparing policies or reviewing your coverage before renewing or making changes.
Your home insurance declarations page outlines your policy’s key details and serves as proof of coverage. It’s often needed for filing claims, satisfying mortgage or HOA requirements, or renewing your policy. You might also reference it when shopping for new insurance, checking coverage, or handling legal or tax matters. Keeping these pages accessible ensures you’re prepared when you need them.
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