Audi A3 Insurance: by Model Year & Company

Audi A3 insurance costs an average of $1,122 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Audi A3 at $171/mo or $1,023 for a 6-month full coverage policy.

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A3 Car Insurance

What to know about insuring a Audi A3:

  1. The A3 costs less to insure than most sedans. Averaging $187/mo for the A3 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the A3, like the Audi A3 Sportback e-tron ($227/mo), Audi A5 ($214/mo), or Audi A6 ($221/mo), your insurance costs will be cheaper.
  3. Progressive ($143/mo), American Family ($145/mo), USAA ($153/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Audi A3 Vehicle Image
2025 Audi A3
Av. Cost Per Year$3,034
Av. Per Month$253

Cheapest Companies

American Family$103/m
Erie$104/m
USAA$107/m

How much does it cost to insure my Audi A3?

Select your model year:

2025 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,046

Nationwide

$2,190

USAA

$2,242

American Family

$2,302

Erie

$2,471

State Farm

$2,673

GEICO

$3,399

Farmers

$4,404

Allstate

$4,853

Compare all 2025 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$3,034

2024 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,028

American Family

$2,120

USAA

$2,218

Erie

$2,355

State Farm

$2,385

Nationwide

$2,428

GEICO

$3,144

Farmers

$3,993

Allstate

$4,638

Compare all 2024 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,906

2023 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,996

American Family

$2,031

State Farm

$2,175

USAA

$2,307

Erie

$2,350

Nationwide

$2,484

GEICO

$2,830

Farmers

$3,798

Allstate

$3,861

Compare all 2023 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,701

2022 Audi A3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,921

Progressive

$1,949

State Farm

$2,173

USAA

$2,262

Erie

$2,273

Nationwide

$2,385

GEICO

$2,713

Farmers

$3,539

Allstate

$4,739

Compare all 2022 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,753

2020 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,805

American Family

$2,073

Erie

$2,090

State Farm

$2,230

USAA

$2,290

Nationwide

$2,405

GEICO

$2,687

Allstate

$3,524

Farmers

$3,582

Compare all 2020 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,568

2019 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,727

American Family

$1,742

USAA

$1,950

Erie

$1,994

State Farm

$2,005

Nationwide

$2,332

GEICO

$2,370

Farmers

$2,890

Allstate

$3,353

Compare all 2019 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,326

2018 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,706

American Family

$1,717

USAA

$1,873

Erie

$1,906

State Farm

$1,942

GEICO

$2,183

Nationwide

$2,388

Farmers

$2,795

Allstate

$2,825

Compare all 2018 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,185

2017 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,661

American Family

$1,714

USAA

$1,734

State Farm

$1,819

Erie

$1,844

GEICO

$2,113

Nationwide

$2,556

Farmers

$2,685

Allstate

$3,249

Compare all 2017 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,205

2016 Audi A3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,573

USAA

$1,580

Progressive

$1,669

Erie

$1,791

State Farm

$1,912

GEICO

$2,037

Nationwide

$2,407

Farmers

$2,517

Allstate

$3,120

Compare all 2016 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$2,124

2015 Audi A3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,482

American Family

$1,518

Progressive

$1,625

Erie

$1,674

State Farm

$1,738

GEICO

$2,009

Nationwide

$2,221

Farmers

$2,432

Allstate

$2,641

Compare all 2015 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$1,976

2013 Audi A3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,333

Progressive

$1,358

American Family

$1,400

Erie

$1,427

State Farm

$1,493

Nationwide

$1,512

GEICO

$1,658

Farmers

$2,177

Allstate

$2,661

Compare all 2013 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$1,697

2012 Audi A3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,303

Erie

$1,331

American Family

$1,347

USAA

$1,350

State Farm

$1,464

GEICO

$1,597

Nationwide

$1,764

Farmers

$2,097

Allstate

$2,931

Compare all 2012 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$1,737

2011 Audi A3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,231

Erie

$1,250

USAA

$1,288

Progressive

$1,378

State Farm

$1,445

GEICO

$1,545

Nationwide

$1,708

Farmers

$2,035

Allstate

$3,042

Compare all 2011 Audi A3 insurance rates.
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Average Cost to Insure Per Year
$1,724