Audi A8 L Insurance: by Model Year & Company

Audi A8 L insurance costs an average of $1,908 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Audi A8 L at $259/mo or $1,555 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Audi A8 L:

The A8 L costs more to insure than most sedans. Averaging $318/mo for the A8 L versus $203/mo for typical sedans.
If you're considering a vehicle similar to the A8 L, like the Audi A8 ($229/mo), Audi A5 ($214/mo), or Audi A6 ($221/mo), your insurance costs will be more expensive.
Progressive ($214/mo), USAA ($257/mo), Nationwide ($287/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Audi A8 L insurance costs vs other vehicles

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2025 Audi A8 L

Av. Cost Per Year$5,213

Av. Per Month$434

Cheapest Companies

USAA$179/m

American Family$180/m

State Farm$184/m

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How much does it cost to insure my Audi A8 L?

Select your model year:

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2025 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$3,110
Nationwide	$3,506
USAA	$3,986
State Farm	$4,734
Erie	$4,903
American Family	$5,085
GEICO	$6,285
Farmers	$6,313
Allstate	$8,123

Compare all 2025 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$5,213

2024 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$3,058
Nationwide	$3,598
USAA	$3,931
State Farm	$4,545
Erie	$4,680
American Family	$4,803
Farmers	$5,811
GEICO	$6,002
Allstate	$7,570

Compare all 2024 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$5,001

2023 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,977
Nationwide	$3,621
USAA	$3,877
State Farm	$4,169
Erie	$4,547
American Family	$4,586
GEICO	$5,347
Farmers	$5,520
Allstate	$7,057

Compare all 2023 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$4,691

2022 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,912
Nationwide	$3,751
State Farm	$3,969
USAA	$4,035
Erie	$4,306
American Family	$4,343
GEICO	$5,072
Farmers	$5,226
Allstate	$7,005

Compare all 2022 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$4,597

2021 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,799
Nationwide	$3,639
USAA	$3,723
State Farm	$3,863
American Family	$4,170
Erie	$4,197
GEICO	$4,867
Farmers	$4,971
Allstate	$6,478

Compare all 2021 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$4,366

2020 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,651
USAA	$3,447
Nationwide	$3,543
State Farm	$3,873
Erie	$3,891
American Family	$3,956
GEICO	$4,625
Farmers	$4,705
Allstate	$6,545

Compare all 2020 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$4,219

2019 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,633
USAA	$3,244
State Farm	$3,554
Nationwide	$3,638
Erie	$3,820
American Family	$3,860
GEICO	$4,412
Farmers	$4,484
Allstate	$6,186

Compare all 2019 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$4,047

2018 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,533
USAA	$2,752
State Farm	$3,308
Erie	$3,599
Nationwide	$3,655
American Family	$3,973
Farmers	$4,241
GEICO	$4,283
Allstate	$5,402

Compare all 2018 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$3,780

2017 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,718
USAA	$2,874
American Family	$3,294
State Farm	$3,417
Erie	$3,457
Nationwide	$3,820
Farmers	$4,019
GEICO	$4,894
Allstate	$5,340

Compare all 2017 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$3,955

2016 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
USAA	$2,341
Progressive	$2,346
American Family	$2,931
Erie	$3,104
Nationwide	$3,151
State Farm	$3,334
Farmers	$3,867
GEICO	$3,917
Allstate	$4,577

Compare all 2016 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$3,369

2015 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,357
USAA	$2,723
American Family	$2,775
State Farm	$2,818
Erie	$3,092
Nationwide	$3,147
Farmers	$3,697
GEICO	$3,718
Allstate	$4,403

Compare all 2015 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$3,282

2014 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,700
USAA	$2,720
Erie	$3,178
Nationwide	$3,306
Farmers	$3,525
State Farm	$3,545
GEICO	$3,653
American Family	$3,790
Allstate	$5,133

Compare all 2014 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$3,400

2013 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,070
USAA	$2,140
American Family	$2,361
State Farm	$2,465
Erie	$2,517
Nationwide	$3,062
GEICO	$3,195
Farmers	$3,292
Allstate	$3,744

Compare all 2013 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$2,845

2012 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
American Family	$2,255
USAA	$2,284
Progressive	$2,383
State Farm	$2,429
Erie	$2,609
GEICO	$3,152
Nationwide	$3,238
Farmers	$3,284
Allstate	$4,089

Compare all 2012 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$2,965

2011 Audi A8 L

Cheapest Insurance Companies	Average Annual Cost
USAA	$2,148
American Family	$2,163
State Farm	$2,209
Erie	$2,227
Progressive	$2,235
Nationwide	$2,921
GEICO	$3,040
Farmers	$3,063
Allstate	$4,073

Compare all 2011 Audi A8 L insurance rates.

Average Cost to Insure Per Year

$2,807