Audi S3 Insurance: by Model Year & Company

Audi S3 insurance costs an average of $1,458 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Audi S3 at $200/mo or $1,198 for a 6-month full coverage policy.

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S3 Car Insurance

What to know about insuring a Audi S3:

  1. The S3 costs more to insure than most sedans. Averaging $243/mo for the S3 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the S3, like the Audi A5 ($214/mo), Audi A6 ($221/mo), or Audi Allroad ($168/mo), your insurance costs will be more expensive.
  3. American Family ($170/mo), Progressive ($183/mo), State Farm ($192/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Audi S3 Vehicle Image
2025 Audi S3
Av. Cost Per Year$3,708
Av. Per Month$309

Cheapest Companies

American Family$132/m
USAA$133/m
Progressive$151/m

How much does it cost to insure my Audi S3?

Select your model year:

2025 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,396

Progressive

$2,484

Nationwide

$2,567

State Farm

$2,657

USAA

$2,834

Erie

$3,277

GEICO

$4,572

Allstate

$5,465

Farmers

$6,005

Compare all 2025 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$3,708

2024 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,283

Progressive

$2,456

State Farm

$2,563

Nationwide

$2,624

USAA

$2,803

Erie

$3,352

GEICO

$4,373

Allstate

$5,149

Farmers

$5,666

Compare all 2024 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$3,584

2023 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,170

State Farm

$2,259

Progressive

$2,409

Nationwide

$2,681

USAA

$3,117

Erie

$3,342

GEICO

$3,675

Allstate

$4,769

Farmers

$5,414

Compare all 2023 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$3,360

2022 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,100

State Farm

$2,339

Progressive

$2,353

Nationwide

$2,669

USAA

$2,870

Erie

$3,154

GEICO

$3,553

Allstate

$4,333

Farmers

$5,043

Compare all 2022 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$3,205

2020 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,028

Progressive

$2,160

State Farm

$2,332

USAA

$2,579

Nationwide

$2,667

Erie

$2,737

GEICO

$3,099

Allstate

$3,910

Farmers

$4,607

Compare all 2020 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$2,931

2019 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$2,035

Progressive

$2,074

Erie

$2,451

State Farm

$2,470

Nationwide

$2,506

USAA

$2,607

GEICO

$3,030

Allstate

$3,877

Farmers

$4,395

Compare all 2019 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$2,876

2018 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,983

Progressive

$2,013

State Farm

$2,335

Erie

$2,382

Nationwide

$2,442

USAA

$2,467

GEICO

$2,920

Allstate

$3,440

Farmers

$4,182

Compare all 2018 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$2,720

2017 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,952

State Farm

$2,038

Progressive

$2,084

USAA

$2,253

Nationwide

$2,315

Erie

$2,430

GEICO

$2,689

Allstate

$3,204

Farmers

$3,965

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Average Cost to Insure Per Year
$2,551

2016 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,863

USAA

$1,963

State Farm

$2,062

Progressive

$2,092

Erie

$2,457

Nationwide

$2,504

GEICO

$2,626

Allstate

$3,047

Farmers

$3,799

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Average Cost to Insure Per Year
$2,491

2015 Audi S3

Cheapest Insurance Companies Average Annual Cost
American Family

$1,581

USAA

$1,597

Progressive

$1,806

State Farm

$1,966

Erie

$2,121

GEICO

$2,176

Nationwide

$2,298

Allstate

$2,957

Farmers

$3,118

Compare all 2015 Audi S3 insurance rates.
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Average Cost to Insure Per Year
$2,190