Audi S3 Insurance: by Model Year & Company
Audi S3 insurance costs an average of $1,458 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Audi S3 at $200/mo or $1,198 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Audi S3:
- The S3 costs more to insure than most sedans. Averaging $243/mo for the S3 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the S3, like the Audi A5 ($214/mo), Audi A6 ($221/mo), or Audi Allroad ($168/mo), your insurance costs will be more expensive.
- American Family ($170/mo), Progressive ($183/mo), State Farm ($192/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,396 |
| Progressive |
$2,484 |
| Nationwide |
$2,567 |
| State Farm |
$2,657 |
| USAA |
$2,834 |
| Erie |
$3,277 |
| GEICO |
$4,572 |
| Allstate |
$5,465 |
| Farmers |
$6,005 |
Compare all 2025 Audi S3 insurance rates.
Average Cost to Insure Per Year
$3,7082024 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,283 |
| Progressive |
$2,456 |
| State Farm |
$2,563 |
| Nationwide |
$2,624 |
| USAA |
$2,803 |
| Erie |
$3,352 |
| GEICO |
$4,373 |
| Allstate |
$5,149 |
| Farmers |
$5,666 |
Compare all 2024 Audi S3 insurance rates.
Average Cost to Insure Per Year
$3,5842023 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,170 |
| State Farm |
$2,259 |
| Progressive |
$2,409 |
| Nationwide |
$2,681 |
| USAA |
$3,117 |
| Erie |
$3,342 |
| GEICO |
$3,675 |
| Allstate |
$4,769 |
| Farmers |
$5,414 |
Compare all 2023 Audi S3 insurance rates.
Average Cost to Insure Per Year
$3,3602022 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,100 |
| State Farm |
$2,339 |
| Progressive |
$2,353 |
| Nationwide |
$2,669 |
| USAA |
$2,870 |
| Erie |
$3,154 |
| GEICO |
$3,553 |
| Allstate |
$4,333 |
| Farmers |
$5,043 |
Compare all 2022 Audi S3 insurance rates.
Average Cost to Insure Per Year
$3,2052020 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,028 |
| Progressive |
$2,160 |
| State Farm |
$2,332 |
| USAA |
$2,579 |
| Nationwide |
$2,667 |
| Erie |
$2,737 |
| GEICO |
$3,099 |
| Allstate |
$3,910 |
| Farmers |
$4,607 |
Compare all 2020 Audi S3 insurance rates.
Average Cost to Insure Per Year
$2,9312019 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,035 |
| Progressive |
$2,074 |
| Erie |
$2,451 |
| State Farm |
$2,470 |
| Nationwide |
$2,506 |
| USAA |
$2,607 |
| GEICO |
$3,030 |
| Allstate |
$3,877 |
| Farmers |
$4,395 |
Compare all 2019 Audi S3 insurance rates.
Average Cost to Insure Per Year
$2,8762018 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,983 |
| Progressive |
$2,013 |
| State Farm |
$2,335 |
| Erie |
$2,382 |
| Nationwide |
$2,442 |
| USAA |
$2,467 |
| GEICO |
$2,920 |
| Allstate |
$3,440 |
| Farmers |
$4,182 |
Compare all 2018 Audi S3 insurance rates.
Average Cost to Insure Per Year
$2,7202017 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,952 |
| State Farm |
$2,038 |
| Progressive |
$2,084 |
| USAA |
$2,253 |
| Nationwide |
$2,315 |
| Erie |
$2,430 |
| GEICO |
$2,689 |
| Allstate |
$3,204 |
| Farmers |
$3,965 |
Compare all 2017 Audi S3 insurance rates.
Average Cost to Insure Per Year
$2,5512016 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,863 |
| USAA |
$1,963 |
| State Farm |
$2,062 |
| Progressive |
$2,092 |
| Erie |
$2,457 |
| Nationwide |
$2,504 |
| GEICO |
$2,626 |
| Allstate |
$3,047 |
| Farmers |
$3,799 |
Compare all 2016 Audi S3 insurance rates.
Average Cost to Insure Per Year
$2,4912015 Audi S3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,581 |
| USAA |
$1,597 |
| Progressive |
$1,806 |
| State Farm |
$1,966 |
| Erie |
$2,121 |
| GEICO |
$2,176 |
| Nationwide |
$2,298 |
| Allstate |
$2,957 |
| Farmers |
$3,118 |