Audi S4 Insurance: by Model Year & Company
Audi S4 insurance costs an average of $1,483 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Audi S4 at $231/mo or $1,384 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Audi S4:
- The S4 costs more to insure than most sedans. Averaging $247/mo for the S4 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the S4, like the Audi A5 ($214/mo), Audi A6 ($221/mo), or Audi Allroad ($168/mo), your insurance costs will be more expensive.
- Progressive ($185/mo), American Family ($196/mo), USAA ($205/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,767 |
| Nationwide |
$2,820 |
| American Family |
$2,977 |
| USAA |
$3,054 |
| State Farm |
$3,076 |
| Erie |
$3,809 |
| GEICO |
$4,458 |
| Farmers |
$5,782 |
| Allstate |
$6,536 |
Compare all 2025 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,9982024 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,719 |
| American Family |
$2,865 |
| Nationwide |
$2,891 |
| State Farm |
$2,966 |
| USAA |
$3,023 |
| Erie |
$3,673 |
| GEICO |
$4,265 |
| Farmers |
$5,458 |
| Allstate |
$6,219 |
Compare all 2024 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,8682023 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,652 |
| American Family |
$2,744 |
| Nationwide |
$2,912 |
| State Farm |
$2,960 |
| USAA |
$3,153 |
| Erie |
$3,475 |
| GEICO |
$4,251 |
| Farmers |
$5,231 |
| Allstate |
$5,430 |
Compare all 2023 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,7402022 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,580 |
| American Family |
$2,585 |
| State Farm |
$2,687 |
| Nationwide |
$3,028 |
| USAA |
$3,045 |
| Erie |
$3,326 |
| GEICO |
$3,922 |
| Allstate |
$4,688 |
| Farmers |
$4,883 |
Compare all 2022 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,4882021 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,452 |
| Progressive |
$2,459 |
| State Farm |
$2,734 |
| USAA |
$2,903 |
| Nationwide |
$3,007 |
| Erie |
$3,125 |
| GEICO |
$3,760 |
| Allstate |
$4,324 |
| Farmers |
$4,671 |
Compare all 2021 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,3432020 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,325 |
| American Family |
$2,407 |
| State Farm |
$2,579 |
| USAA |
$2,754 |
| Nationwide |
$2,989 |
| Erie |
$3,035 |
| GEICO |
$3,602 |
| Allstate |
$4,325 |
| Farmers |
$4,388 |
Compare all 2020 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,2282019 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,253 |
| American Family |
$2,298 |
| USAA |
$2,637 |
| State Farm |
$2,659 |
| Erie |
$2,773 |
| Nationwide |
$2,917 |
| GEICO |
$3,414 |
| Farmers |
$4,228 |
| Allstate |
$4,457 |
Compare all 2019 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,1562018 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,100 |
| State Farm |
$2,412 |
| American Family |
$2,419 |
| USAA |
$2,633 |
| Erie |
$2,721 |
| Nationwide |
$2,730 |
| GEICO |
$3,453 |
| Farmers |
$4,001 |
| Allstate |
$4,130 |
Compare all 2018 Audi S4 insurance rates.
Average Cost to Insure Per Year
$3,0352016 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,911 |
| USAA |
$2,304 |
| State Farm |
$2,409 |
| American Family |
$2,498 |
| Nationwide |
$2,538 |
| Erie |
$2,766 |
| GEICO |
$2,944 |
| Allstate |
$3,076 |
| Farmers |
$3,743 |
Compare all 2016 Audi S4 insurance rates.
Average Cost to Insure Per Year
$2,6562015 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,847 |
| USAA |
$1,981 |
| State Farm |
$2,110 |
| American Family |
$2,186 |
| Nationwide |
$2,489 |
| Erie |
$2,617 |
| GEICO |
$2,820 |
| Allstate |
$2,941 |
| Farmers |
$3,606 |
Compare all 2015 Audi S4 insurance rates.
Average Cost to Insure Per Year
$2,4952014 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,883 |
| Progressive |
$1,956 |
| American Family |
$2,072 |
| Nationwide |
$2,250 |
| State Farm |
$2,256 |
| Erie |
$2,415 |
| GEICO |
$2,705 |
| Allstate |
$2,857 |
| Farmers |
$3,386 |
Compare all 2014 Audi S4 insurance rates.
Average Cost to Insure Per Year
$2,4212013 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,781 |
| Progressive |
$1,920 |
| American Family |
$1,931 |
| State Farm |
$2,051 |
| Erie |
$2,128 |
| Nationwide |
$2,568 |
| GEICO |
$2,582 |
| Allstate |
$2,778 |
| Farmers |
$3,208 |
Compare all 2013 Audi S4 insurance rates.
Average Cost to Insure Per Year
$2,3582012 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,699 |
| American Family |
$1,819 |
| Progressive |
$1,852 |
| State Farm |
$1,953 |
| Erie |
$1,982 |
| Nationwide |
$2,374 |
| GEICO |
$2,474 |
| Allstate |
$2,738 |
| Farmers |
$3,079 |
Compare all 2012 Audi S4 insurance rates.
Average Cost to Insure Per Year
$2,2562011 Audi S4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,628 |
| USAA |
$1,637 |
| Progressive |
$1,715 |
| State Farm |
$1,808 |
| Erie |
$2,022 |
| Nationwide |
$2,337 |
| GEICO |
$2,380 |
| Allstate |
$2,715 |
| Farmers |
$2,970 |