Audi S4 Insurance: by Model Year & Company

Audi S4 insurance costs an average of $1,483 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Audi S4 at $231/mo or $1,384 for a 6-month full coverage policy.

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S4 Car Insurance

What to know about insuring a Audi S4:

  1. The S4 costs more to insure than most sedans. Averaging $247/mo for the S4 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the S4, like the Audi A5 ($214/mo), Audi A6 ($221/mo), or Audi Allroad ($168/mo), your insurance costs will be more expensive.
  3. Progressive ($185/mo), American Family ($196/mo), USAA ($205/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Audi S4 Vehicle Image
2025 Audi S4
Av. Cost Per Year$3,998
Av. Per Month$333

Cheapest Companies

American Family$136/m
USAA$136/m
Progressive$143/m

How much does it cost to insure my Audi S4?

Select your model year:

2025 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,767

Nationwide

$2,820

American Family

$2,977

USAA

$3,054

State Farm

$3,076

Erie

$3,809

GEICO

$4,458

Farmers

$5,782

Allstate

$6,536

Compare all 2025 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,998

2024 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,719

American Family

$2,865

Nationwide

$2,891

State Farm

$2,966

USAA

$3,023

Erie

$3,673

GEICO

$4,265

Farmers

$5,458

Allstate

$6,219

Compare all 2024 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,868

2023 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,652

American Family

$2,744

Nationwide

$2,912

State Farm

$2,960

USAA

$3,153

Erie

$3,475

GEICO

$4,251

Farmers

$5,231

Allstate

$5,430

Compare all 2023 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,740

2022 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,580

American Family

$2,585

State Farm

$2,687

Nationwide

$3,028

USAA

$3,045

Erie

$3,326

GEICO

$3,922

Allstate

$4,688

Farmers

$4,883

Compare all 2022 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,488

2021 Audi S4

Cheapest Insurance Companies Average Annual Cost
American Family

$2,452

Progressive

$2,459

State Farm

$2,734

USAA

$2,903

Nationwide

$3,007

Erie

$3,125

GEICO

$3,760

Allstate

$4,324

Farmers

$4,671

Compare all 2021 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,343

2020 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,325

American Family

$2,407

State Farm

$2,579

USAA

$2,754

Nationwide

$2,989

Erie

$3,035

GEICO

$3,602

Allstate

$4,325

Farmers

$4,388

Compare all 2020 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,228

2019 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,253

American Family

$2,298

USAA

$2,637

State Farm

$2,659

Erie

$2,773

Nationwide

$2,917

GEICO

$3,414

Farmers

$4,228

Allstate

$4,457

Compare all 2019 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,156

2018 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,100

State Farm

$2,412

American Family

$2,419

USAA

$2,633

Erie

$2,721

Nationwide

$2,730

GEICO

$3,453

Farmers

$4,001

Allstate

$4,130

Compare all 2018 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$3,035

2016 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,911

USAA

$2,304

State Farm

$2,409

American Family

$2,498

Nationwide

$2,538

Erie

$2,766

GEICO

$2,944

Allstate

$3,076

Farmers

$3,743

Compare all 2016 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,656

2015 Audi S4

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,847

USAA

$1,981

State Farm

$2,110

American Family

$2,186

Nationwide

$2,489

Erie

$2,617

GEICO

$2,820

Allstate

$2,941

Farmers

$3,606

Compare all 2015 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,495

2014 Audi S4

Cheapest Insurance Companies Average Annual Cost
USAA

$1,883

Progressive

$1,956

American Family

$2,072

Nationwide

$2,250

State Farm

$2,256

Erie

$2,415

GEICO

$2,705

Allstate

$2,857

Farmers

$3,386

Compare all 2014 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,421

2013 Audi S4

Cheapest Insurance Companies Average Annual Cost
USAA

$1,781

Progressive

$1,920

American Family

$1,931

State Farm

$2,051

Erie

$2,128

Nationwide

$2,568

GEICO

$2,582

Allstate

$2,778

Farmers

$3,208

Compare all 2013 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,358

2012 Audi S4

Cheapest Insurance Companies Average Annual Cost
USAA

$1,699

American Family

$1,819

Progressive

$1,852

State Farm

$1,953

Erie

$1,982

Nationwide

$2,374

GEICO

$2,474

Allstate

$2,738

Farmers

$3,079

Compare all 2012 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,256

2011 Audi S4

Cheapest Insurance Companies Average Annual Cost
American Family

$1,628

USAA

$1,637

Progressive

$1,715

State Farm

$1,808

Erie

$2,022

Nationwide

$2,337

GEICO

$2,380

Allstate

$2,715

Farmers

$2,970

Compare all 2011 Audi S4 insurance rates.
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Average Cost to Insure Per Year
$2,173