Audi S8 Insurance: by Model Year & Company

Audi S8 insurance costs an average of $2,566 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Audi S8 at $299/mo or $1,792 for a 6-month full coverage policy.

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S8 Car Insurance

What to know about insuring a Audi S8:

  1. The S8 costs more to insure than most sedans. Averaging $428/mo for the S8 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the S8, like the Audi A5 ($214/mo), Audi A6 ($221/mo), or Audi Allroad ($168/mo), your insurance costs will be more expensive.
  3. Progressive ($289/mo), Nationwide ($317/mo), Erie ($338/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Audi S8 Vehicle Image
2025 Audi S8
Av. Cost Per Year$7,069
Av. Per Month$589

Cheapest Companies

Progressive$215/m
State Farm$218/m
Erie$242/m

How much does it cost to insure my Audi S8?

Select your model year:

2025 Audi S8

Cheapest Insurance Companies Average Annual Cost
Nationwide

$3,584

Progressive

$4,577

Erie

$5,202

State Farm

$5,211

American Family

$6,010

USAA

$6,601

GEICO

$8,496

Farmers

$9,130

Allstate

$11,706

Compare all 2025 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$7,069

2024 Audi S8

Cheapest Insurance Companies Average Annual Cost
Nationwide

$3,686

Progressive

$4,464

State Farm

$5,004

Erie

$5,021

American Family

$5,722

USAA

$6,516

GEICO

$8,108

Farmers

$8,596

Allstate

$11,142

Compare all 2024 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$6,816

2023 Audi S8

Cheapest Insurance Companies Average Annual Cost
Nationwide

$3,694

Progressive

$4,327

Erie

$4,830

State Farm

$5,003

American Family

$5,450

USAA

$6,386

GEICO

$7,706

Farmers

$8,257

Allstate

$10,136

Compare all 2023 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$6,509

2022 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$4,183

Nationwide

$4,274

Erie

$4,572

State Farm

$4,931

American Family

$5,192

USAA

$6,621

Farmers

$7,738

GEICO

$8,186

Allstate

$9,674

Compare all 2022 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$6,591

2021 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$3,975

Nationwide

$4,261

Erie

$4,536

State Farm

$4,787

American Family

$4,931

USAA

$6,332

Farmers

$7,340

GEICO

$7,826

Allstate

$9,350

Compare all 2021 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$6,343

2020 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$3,706

Erie

$4,159

Nationwide

$4,167

State Farm

$4,585

American Family

$4,707

USAA

$5,964

Farmers

$6,912

Allstate

$7,431

GEICO

$7,438

Compare all 2020 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$5,814

2018 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,762

State Farm

$3,872

Erie

$3,910

American Family

$4,038

USAA

$5,190

Nationwide

$5,451

Farmers

$5,610

Allstate

$6,155

GEICO

$6,401

Compare all 2018 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$5,138

2017 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,761

Nationwide

$3,630

Erie

$3,711

American Family

$3,894

USAA

$3,942

State Farm

$4,208

Farmers

$5,332

Allstate

$6,076

GEICO

$6,079

Compare all 2017 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$4,655

2016 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,832

Nationwide

$3,366

Erie

$3,553

American Family

$3,639

State Farm

$3,688

USAA

$3,839

Farmers

$5,103

Allstate

$5,651

GEICO

$5,794

Compare all 2016 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$4,408

2015 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,659

State Farm

$3,154

Erie

$3,325

Nationwide

$3,335

American Family

$3,519

USAA

$3,694

Farmers

$4,862

GEICO

$5,281

Allstate

$5,318

Compare all 2015 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$4,111

2014 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,734

Erie

$3,001

State Farm

$3,022

Nationwide

$3,169

American Family

$3,396

USAA

$3,595

Farmers

$4,694

GEICO

$5,030

Allstate

$5,380

Compare all 2014 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$4,000

2013 Audi S8

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,583

State Farm

$2,613

Erie

$2,903

American Family

$2,910

Nationwide

$2,963

USAA

$3,372

Farmers

$4,358

GEICO

$4,789

Allstate

$5,768

Compare all 2013 Audi S8 insurance rates.
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Average Cost to Insure Per Year
$3,842