BMW 1 Series Insurance: by Model Year & Company
BMW 1 Series insurance costs an average of $829 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest BMW 1 Series at $105/mo or $627 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW 1 Series:
- The 1 Series costs less to insure than most sedans. Averaging $138/mo for the 1 Series versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the 1 Series, like the BMW 7 Series ($304/mo), BMW 4 Series ($231/mo), or BMW 2 Series ($205/mo), your insurance costs will be cheaper.
- Erie ($99/mo), USAA ($105/mo), American Family ($118/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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2013 BMW
1 Series
Av. Cost
Per Year$1,795
Av. Per
Month$150
Cheapest Companies
Erie$95/m
USAA$103/m
American Family$114/m
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2013 BMW 1 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,254 |
| USAA |
$1,330 |
| American Family |
$1,457 |
| Progressive |
$1,486 |
| State Farm |
$1,613 |
| Nationwide |
$1,746 |
| GEICO |
$1,913 |
| Farmers |
$2,053 |
| Allstate |
$2,584 |
Compare all 2013 BMW 1 Series insurance rates.
Average Cost to Insure Per Year
$1,7952012 BMW 1 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,180 |
| USAA |
$1,225 |
| Progressive |
$1,421 |
| American Family |
$1,438 |
| State Farm |
$1,619 |
| Nationwide |
$1,638 |
| GEICO |
$1,841 |
| Farmers |
$1,984 |
| Allstate |
$2,578 |
Compare all 2012 BMW 1 Series insurance rates.
Average Cost to Insure Per Year
$1,7342011 BMW 1 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,139 |
| USAA |
$1,235 |
| American Family |
$1,371 |
| Progressive |
$1,462 |
| State Farm |
$1,485 |
| Nationwide |
$1,506 |
| GEICO |
$1,764 |
| Farmers |
$1,920 |
| Allstate |
$2,516 |