How much does BMW insurance cost?

The cost of owning a BMW goes beyond its above-average MSRP. Car insurance for a BMW costs $1,788 per year: 25% more than insurance for a typical car. 

Since BMW insurance is more expensive than average, you should do your due diligence when shopping for a policy. If you're looking to save on insurance for your BMW, consider Alfa Insurance, which offers the cheapest annual premiums among top insurers. American Family also offers competitive rates. On the other hand, Farmers Insurance, Progressive, and State Farm are among the priciest major companies for BMW insurance. 

With The Zebra, you can quickly get a car insurance quote from hundreds of insurance companies to help find the best coverage for your BMW at the best price:

Vehicle Model Average Annual Premium
BMW 2-Series $2,097
BMW 3-Series $2,205
BMW 4-Series $2,404
BMW 5-Series $2,193
BMW 6-Series $3,030
BMW 7-Series $3,301
BMW i3 $2,117
BMW i8 $4,097
BMW X1 $1,839
BMW X3 $1,848
BMW X4 $2,215
BMW X5 $2,199
BMW X6 $2,978
BMW Z4 $1,964

BMW insurance rates by model: