BMW Insurance: by Model, Year & Company
BMW insurance costs range from $99 to $635 per month, depending on your model, trim, and driving profile.
- Shopping around? Use our calculator below to compare average rates for BMWs and other vehicles.
- Already decided on your BMW? Get personalized quotes by entering your ZIP code:
BMW insurance costs: by company, cheapest, & most expensive models
Explore average insurance costs by model year for BMW vehicles — and compare across other makes and insurers to find your best-fit rate
Average rate & cheapest companies
Average rate is $1,611 for a 6-month full coverage policy. Progressive, American Family, & USAA offer the cheapest rates.
Cheapest model
For BMW vehicles, the 1 Series is the cheapest model at $99/mo on average.
Most expensive model
For BMW vehicles, the M5 is the most expensive model at $635/mo on average.
Compare BMW insurance costs vs other vehicles
Thinking of something different? Add vehicles to compare average rates instantly.