BMW Insurance Quotes

Find out what it costs to insure a BMW.

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How much does BMW insurance cost?

The cost of owning a BMW goes beyond its above-average MSRP. Car insurance for a BMW costs $1,788 per year: 25% more than insurance for a typical car. 

Since BMW insurance is more expensive than average, you should do your due diligence when shopping for a policy. If you're looking to save on insurance for your BMW, consider Alfa Insurance, which offers the cheapest annual premiums among top insurers. American Family also offers competitive rates. On the other hand, Farmers Insurance, Progressive, and State Farm are among the priciest major companies for BMW insurance. 

With The Zebra, you can quickly get a car insurance quote from hundreds of insurance companies to help find the best coverage for your BMW at the best price:

Vehicle Model Average Annual Premium
BMW 2-Series $2,097
BMW 3-Series $2,205
BMW 4-Series $2,404
BMW 5-Series $2,193
BMW 6-Series $3,030
BMW 7-Series $3,301
BMW i3 $2,117
BMW i8 $4,097
BMW X1 $1,839
BMW X3 $1,848
BMW X4 $2,215
BMW X5 $2,199
BMW X6 $2,978
BMW Z4 $1,964

BMW insurance FAQs:

1. What factors affect the insurance rates for a BMW?

Insurance rates for a BMW can be affected by various factors, including the model, year, and trim level of the car, the driver's age and driving record, and the location where the car is parked.

2. What type of insurance coverage do I need for a BMW?

The type of insurance coverage you need for a BMW depends on your specific needs and circumstances. However, you may want to consider comprehensive and collision coverage to protect your car in case of damage, as well as liability coverage to protect you if you cause an accident. 38% of our customers insure their BMW for comprehensive and collision coverage.

3. Can I get an insurance quote for a BMW on this page?

Yes, you can get an insurance quote for a BMW by clicking on the Start your quote button at the top of the page. Here at The Zebra, we will not sell you a policy if you already have the appropriate coverage at the best price.

BMW insurance rates by model: