BMW 3 Series Car Insurance

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October 10, 2018

The BMW 3 Series is an average-cost vehicle to insure, with average annual rates $9 less than the national average. The 3 Series delivers bad cost-to-insure value, with a more expensive-than-average insurance premium-to-purchase cost ratio.

USAA supplies the cheapest car insurance rates for the BMW 3 Series, with a mean annual premium of $619 — 53% more affordable than the mean among popular insurance companies. The most expensive car insurance company for a BMW 3 Series is Infinity, with an average outlay of $4,012 per year.

Explore the data below to find BMW 3 Series auto insurance rates from top auto insurers.

 

How much does it cost to insure my BMW 3 Series?

Select the year of your car

3 Series Car Insurance

2017 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$619

GEICO

$671

$888

$999

$1,141

$1,239

$1,285

Progressive

$1,295

$1,401

$1,503

$1,580

$1,634

Compare all 2017 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,171
List Price
$33,450
Trims Available

320i, 320i xDrive, 330i, 328d, 330i xDrive, 328d xDrive, 330e iPerformance, 330i xDrive Gran Turismo, 340i, 340i xDrive, 340i xDrive Gran Turismo

2016 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$728

GEICO

$828

Mercury

$1,054

State Farm

$1,262

Progressive

$1,265

American Family

$1,473

Nationwide

$1,512

Southern Farm Bureau

$1,513

21st Century

$1,549

Allstate

$1,570

Farmers

$1,587

Amica

$1,773

Compare all 2016 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,349
List Price
$33,150
Trims Available

320i, 320i xDrive, 328i, 328d, 328i xDrive, 328d xDrive, 328i xDrive Gran Turismo, 330e, 340i, 340i xDrive, 335i xDrive Gran Turismo

2015 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$721

GEICO

$877

Mercury

$1,039

State Farm

$1,170

American Family

$1,392

Progressive

$1,403

Allstate

$1,498

Southern Farm Bureau

$1,501

21st Century

$1,533

Farmers

$1,553

Nationwide

$1,612

ALFA

$1,739

Compare all 2015 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,316
List Price
$32,950
Trims Available

320i, 320i xDrive, 328i, 328d, 328i xDrive, 328d xDrive, 328i xDrive Gran Turismo, 335i, 335i xDrive, 335i xDrive Gran Turismo, ActiveHybrid 3

2014 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$694

GEICO

$865

Mercury

$1,025

State Farm

$1,114

Progressive

$1,299

American Family

$1,365

Allstate

$1,437

Southern Farm Bureau

$1,462

21st Century

$1,474

Farmers

$1,478

Nationwide

$1,602

Amica

$1,644

Compare all 2014 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,247
List Price
$32,750
Trims Available

320i, 320i xDrive, 328i, 328d, 328i xDrive, 328d xDrive, 328i xDrive Gran Turismo, 335i, 335i xDrive, 335i xDrive Gran Turismo, ActiveHybrid 3

2013 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$676

GEICO

$787

Mercury

$1,036

State Farm

$1,090

Progressive

$1,234

American Family

$1,358

Allstate

$1,413

21st Century

$1,504

Nationwide

$1,548

Southern Farm Bureau

$1,574

Farmers

$1,608

ALFA

$1,850

Compare all 2013 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,268
List Price
$32,550
Trims Available

320i, 320i xDrive, 328i, 328i xDrive, 335i, 335i xDrive, ActiveHybrid 3, 335is

2012 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$685

GEICO

$803

State Farm

$1,109

Mercury

$1,145

Allstate

$1,242

Progressive

$1,300

American Family

$1,310

Farmers

$1,487

21st Century

$1,515

Southern Farm Bureau

$1,520

Nationwide

$1,607

Amica

$1,797

Compare all 2012 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,237
List Price
$34,900
Trims Available

328i, 328i xDrive, 335i, 335i xDrive, 335is

2011 BMW 3 Series

Cheapest Insurance Companies
Average Annual Cost

USAA

$665

GEICO

$684

State Farm

$1,097

Mercury

$1,207

American Family

$1,209

Allstate

$1,212

Southern Farm Bureau

$1,337

21st Century

$1,339

Farmers

$1,447

Progressive

$1,465

Nationwide

$1,577

Amica

$1,622

Compare all 2011 BMW 3 Series insurance rates.
Average Cost to Insure Per Year
$1,203
List Price
$34,600
Trims Available

328i, 328i xDrive, 335i, 335i xDrive, 335d, 335is