BMW M3 Insurance Cost

  • BMW M3 insurance costs range from $217 to $441 per month
  • USAA offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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M3 Car Insurance

BMW M3 Insurance cost

  • Average auto insurance price: $152/month
  • Cheapest insurance company: USAA ($82/month)
  • M3 insurance premium vs. average vehicle insurance premium: $53 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW M3 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

M3 Car Insurance

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2018 BMW M3

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,495

$1,616

$1,767

Plymouth Rock Insurance

$1,939

$1,982

$2,042

Acuity

$2,228

Arbella

$2,269

Country

$2,351

$2,397

$2,486

Vermont Mutual

$2,550

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Average Cost to Insure Per Year
$2,925
List Price
$66,500
Trims Available

Base, CS

2017 BMW M3

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,512

$1,553

$1,722

Plymouth Rock Insurance

$1,872

Arbella

$2,016

$2,058

Acuity

$2,077

$2,110

$2,178

Country

$2,213

Vermont Mutual

$2,301

$2,423

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Average Cost to Insure Per Year
$3,321
List Price
$64,000
Trims Available

Base

2015 BMW M3

Cheapest Insurance Companies
Average Annual Cost

$1,477

$1,665

Plymouth Rock Insurance

$1,746

$1,987

$2,012

Tennessee Farmers

$2,112

Arbella

$2,129

Acuity

$2,140

Country

$2,177

$2,184

$2,240

Vermont Mutual

$2,314

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Average Cost to Insure Per Year
$2,942
List Price
$62,000
Trims Available

Base

2013 BMW M3

Cheapest Insurance Companies
Average Annual Cost

$1,363

$1,610

Plymouth Rock Insurance

$1,641

$1,780

Acuity

$1,815

Arbella

$1,828

Tennessee Farmers

$1,898

Vermont Mutual

$1,950

$1,960

Country

$1,965

Southern Farm Bureau

$2,168

$2,183

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Average Cost to Insure Per Year
$2,569
List Price
$60,100
Trims Available

Base

2012 BMW M3

Cheapest Insurance Companies
Average Annual Cost

$1,349

$1,509

Plymouth Rock Insurance

$1,594

Acuity

$1,707

Vermont Mutual

$1,831

Tennessee Farmers

$1,873

$1,892

Arbella

$1,892

Country

$1,908

$1,971

Southern Farm Bureau

$2,068

$2,132

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Average Cost to Insure Per Year
$2,763
List Price
$60,100
Trims Available

Base

2011 BMW M3

Cheapest Insurance Companies
Average Annual Cost

$1,270

$1,455

Plymouth Rock Insurance

$1,548

Arbella

$1,581

Vermont Mutual

$1,602

Tennessee Farmers

$1,730

Country

$1,743

Acuity

$1,778

Southern Farm Bureau

$1,819

$1,840

$1,861

$1,886

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Average Cost to Insure Per Year
$2,448
List Price
$55,900
Trims Available

Base

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