BMW X1 Insurance Cost

  • BMW X1 insurance costs range from $13 to $93 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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X1 Car Insurance

BMW X1 Insurance cost

  • Average auto insurance premium: $148/month
  • Cheapest company: Allied ($60/month)
  • X1 insurance rate vs. average vehicle insurance rate: $19 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X1 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

X1 Car Insurance

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2020 BMW X1

Cheapest Insurance Companies
Average Annual Cost

$720

Vermont Mutual

$1,247

$1,257

Tennessee Farmers

$1,314

$1,491

$1,504

$1,509

Country

$1,509

$1,554

$1,555

$1,581

Arbella

$1,598

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Average Cost to Insure Per Year
$1,780
List Price
$35,200
Trims Available

sDrive28i, xDrive28i

2019 BMW X1

Cheapest Insurance Companies
Average Annual Cost

$1,180

Nationwide

$1,215

Auto Owners

$1,286

Erie

$1,344

$1,420

Country

$1,451

American Family

$1,477

Progressive

$1,557

Arbella

$1,564

Acuity

$1,589

State Farm

$1,603

GEICO

$1,636

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Average Cost to Insure Per Year
$1,835
List Price
$34,950
Trims Available

sDrive28i, xDrive28i

2018 BMW X1

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,046

Erie

$1,101

Allied

$1,189

Vermont Mutual

$1,212

USAA

$1,220

Nationwide

$1,244

Progressive

$1,271

Acuity

$1,273

Country

$1,334

Arbella

$1,397

$1,397

GEICO

$1,399

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Average Cost to Insure Per Year
$1,544
List Price
$33,900
Trims Available

sDrive28i, xDrive28i

2017 BMW X1

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,067

Allied

$1,150

Vermont Mutual

$1,184

USAA

$1,234

Nationwide

$1,250

Acuity

$1,272

Progressive

$1,292

GEICO

$1,303

Country

$1,325

State Farm

$1,338

Arbella

$1,360

Mercury

$1,367

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Average Cost to Insure Per Year
$2,166
List Price
$33,750
Trims Available

sDrive28i, xDrive28i

2016 BMW X1

Cheapest Insurance Companies
Average Annual Cost

Allied

$783

Vermont Mutual

$1,124

Tennessee Farmers

$1,189

Nationwide

$1,200

Erie

$1,305

21st Century

$1,372

USAA

$1,384

American Family

$1,386

Country

$1,417

GEICO

$1,434

State Farm

$1,439

Arbella

$1,443

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Average Cost to Insure Per Year
$1,731
List Price
$34,800
Trims Available

xDrive28i

2015 BMW X1

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,039

Vermont Mutual

$1,049

Erie

$1,059

USAA

$1,141

Acuity

$1,157

GEICO

$1,189

Country

$1,227

Arbella

$1,249

State Farm

$1,257

Progressive

$1,269

Allied

$1,286

Nationwide

$1,319

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Average Cost to Insure Per Year
$2,054
List Price
$31,200
Trims Available

sDrive28i, xDrive28i, xDrive35i

2013 BMW X1

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$994

Erie

$1,013

Tennessee Farmers

$1,016

USAA

$1,080

Acuity

$1,081

GEICO

$1,173

Arbella

$1,186

Country

$1,248

American Family

$1,255

Progressive

$1,285

State Farm

$1,368

Amica

$1,371

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Average Cost to Insure Per Year
$2,124
List Price
$30,650
Trims Available

sDrive28i, xDrive28i, xDrive35i