BMW X1 Insurance Cost
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Curious about the best and most affordable way to insure your BMW X1?
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BMW X1 insurance facts
- Average car insurance rate: $96/month
- Cheapest insurance company: USAA ($53/month)
- X1 insurance cost vs. average vehicle insurance cost: $3 less expensive than the average vehicle
Explore the information below to see BMW X1 car insurance prices from top car insurance companies.
How much does it cost to insure my BMW X1?
Select the year of your car

2018 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,046
$1,101
$1,189
$1,212
$1,220
$1,244
$1,271
$1,273
$1,334
$1,397
$1,397
GEICO
$1,399
Compare all 2018 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,544List Price
$33,900Trims Available
sDrive28i, xDrive28i
2017 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,067
Allied
$1,150
Vermont Mutual
$1,184
USAA
$1,234
Nationwide
$1,250
Acuity
$1,272
Progressive
$1,292
GEICO
$1,303
Country
$1,325
$1,338
Arbella
$1,360
Mercury
$1,367
Compare all 2017 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,166List Price
$33,750Trims Available
sDrive28i, xDrive28i
2016 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$884
Erie
$1,046
Vermont Mutual
$1,148
Allied
$1,205
Acuity
$1,244
USAA
$1,257
Country
$1,297
Arbella
$1,312
Nationwide
$1,312
Progressive
$1,323
Mercury
$1,353
GEICO
$1,376
Compare all 2016 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,039List Price
$34,800Trims Available
xDrive28i
2015 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,039
Vermont Mutual
$1,049
Erie
$1,059
USAA
$1,141
Acuity
$1,157
GEICO
$1,189
Country
$1,227
Arbella
$1,249
State Farm
$1,257
Progressive
$1,269
Allied
$1,286
Nationwide
$1,319
Compare all 2015 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,054List Price
$31,200Trims Available
sDrive28i, xDrive28i, xDrive35i
2013 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$994
Erie
$1,013
Tennessee Farmers
$1,016
USAA
$1,080
Acuity
$1,081
GEICO
$1,173
Arbella
$1,186
Country
$1,248
$1,255
Progressive
$1,285
State Farm
$1,368
Amica
$1,371
Compare all 2013 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,124List Price
$30,650Trims Available
sDrive28i, xDrive28i, xDrive35i