BMW X1 Insurance Cost
- BMW X1 insurance costs range from $13 to $93 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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BMW X1 Insurance cost
- Average auto insurance premium: $148/month
- Cheapest company: Allied ($60/month)
- X1 insurance rate vs. average vehicle insurance rate: $19 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X1 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$1,247
$1,257
Tennessee Farmers
$1,314
$1,491
$1,504
Country
$1,509
$1,509
$1,554
$1,555
$1,581
Arbella
$1,598
$1,600
Compare all 2020 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,791List Price
$35,200Trims Available
sDrive28i, xDrive28i
2019 BMW X1
Cheapest Insurance Companies
Average Annual Cost
$1,180
$1,215
Auto Owners
$1,286
$1,344
$1,420
Country
$1,451
$1,477
$1,557
Arbella
$1,564
Acuity
$1,589
$1,603
$1,636
Compare all 2019 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,835List Price
$34,950Trims Available
sDrive28i, xDrive28i
2018 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,046
$1,101
Vermont Mutual
$1,212
$1,220
$1,244
$1,271
Acuity
$1,273
Country
$1,334
Arbella
$1,397
$1,397
$1,399
$1,413
Compare all 2018 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,545List Price
$33,900Trims Available
sDrive28i, xDrive28i
2017 BMW X1
Cheapest Insurance Companies
Average Annual Cost
$1,067
Vermont Mutual
$1,184
$1,234
$1,250
Acuity
$1,272
$1,292
$1,303
Country
$1,325
$1,338
Arbella
$1,360
$1,367
$1,425
Compare all 2017 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,167List Price
$33,750Trims Available
sDrive28i, xDrive28i
2016 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$1,124
Tennessee Farmers
$1,189
$1,200
$1,305
$1,372
$1,384
$1,386
Country
$1,417
$1,434
$1,439
Arbella
$1,443
Auto Owners
$1,509
Compare all 2016 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,739List Price
$34,800Trims Available
xDrive28i
2015 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,039
Vermont Mutual
$1,049
$1,059
$1,141
Acuity
$1,157
$1,189
Country
$1,227
Arbella
$1,249
$1,257
$1,269
$1,319
$1,331
Compare all 2015 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,054List Price
$31,200Trims Available
sDrive28i, xDrive28i, xDrive35i
2013 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$994
$1,013
Tennessee Farmers
$1,016
$1,080
Acuity
$1,081
$1,173
Arbella
$1,186
Country
$1,248
$1,255
$1,285
$1,368
Amica
$1,371
Compare all 2013 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,125List Price
$30,650Trims Available
sDrive28i, xDrive28i, xDrive35i