BMW X1 Car Insurance

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The BMW X1 is an average-cost car to insure, with average annual costs $30 more affordable than the national average. The X1 offers bad cost-to-insure value, with an above-average insurance rate-to-MSRP ratio.

USAA offers the cheapest car insurance prices for the BMW X1, with an average annual premium of $630 — 55% more affordable than the average of top insurance companies. The highest-priced car insurance carrier for the BMW X1 is Infinity, offering an average cost of $4,012 per annum.

Explore the information below to compare BMW X1 car insurance rates from top car insurance companies.

How much does it cost to insure my BMW X1?

Select the year of your car

X1 Car Insurance

2017 BMW X1

Cheapest Insurance Companies
Average Annual Cost

USAA

$630

GEICO

$645

$879

$1,045

Progressive

$1,048

$1,153

$1,176

$1,235

$1,334

$1,338

$1,363

Amica

$1,433

Compare all 2017 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,150
List Price
$33,750
Trims Available

sDrive28i, xDrive28i

2016 BMW X1

Cheapest Insurance Companies
Average Annual Cost

USAA

$745

GEICO

$825

Mercury

$1,065

Progressive

$1,115

State Farm

$1,204

Southern Farm Bureau

$1,402

American Family

$1,426

Nationwide

$1,452

Farmers

$1,453

21st Century

$1,475

$1,562

Amica

$1,591

Compare all 2016 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,299
List Price
$34,800
Trims Available

xDrive28i

2015 BMW X1

Cheapest Insurance Companies
Average Annual Cost

USAA

$736

GEICO

$988

Mercury

$1,002

Progressive

$1,068

State Farm

$1,121

Farmers

$1,241

American Family

$1,323

Allstate

$1,346

Nationwide

$1,503

21st Century

$1,573

Southern Farm Bureau

$1,768

Amica

$2,110

Compare all 2015 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,248
List Price
$31,200
Trims Available

sDrive28i, xDrive28i, xDrive35i

2013 BMW X1

Cheapest Insurance Companies
Average Annual Cost

USAA

$694

GEICO

$927

Mercury

$990

Progressive

$1,057

State Farm

$1,090

Farmers

$1,169

American Family

$1,238

Allstate

$1,244

21st Century

$1,403

Southern Farm Bureau

$1,554

Nationwide

$1,574

Amica

$1,823

Compare all 2013 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,168
List Price
$30,650
Trims Available

sDrive28i, xDrive28i, xDrive35i