BMW X1 Insurance Cost
- BMW X1 insurance costs range from $13 to $93 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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BMW X1 Insurance cost
- Average auto insurance premium: $148/month
- Cheapest company: Allied ($60/month)
- X1 insurance rate vs. average vehicle insurance rate: $19 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X1 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 BMW X1
Cheapest Insurance Companies
Average Annual Cost
$720
Vermont Mutual
$1,247
$1,257
Tennessee Farmers
$1,314
$1,491
$1,504
$1,509
Country
$1,509
$1,554
$1,555
$1,581
Arbella
$1,598
Compare all 2020 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,780List Price
$35,200Trims Available
sDrive28i, xDrive28i
2019 BMW X1
Cheapest Insurance Companies
Average Annual Cost
$1,180
Nationwide
$1,215
Auto Owners
$1,286
Erie
$1,344
$1,420
Country
$1,451
American Family
$1,477
Progressive
$1,557
Arbella
$1,564
Acuity
$1,589
State Farm
$1,603
GEICO
$1,636
Compare all 2019 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,835List Price
$34,950Trims Available
sDrive28i, xDrive28i
2018 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,046
Erie
$1,101
Allied
$1,189
Vermont Mutual
$1,212
USAA
$1,220
Nationwide
$1,244
Progressive
$1,271
Acuity
$1,273
Country
$1,334
Arbella
$1,397
$1,397
GEICO
$1,399
Compare all 2018 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,544List Price
$33,900Trims Available
sDrive28i, xDrive28i
2017 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,067
Allied
$1,150
Vermont Mutual
$1,184
USAA
$1,234
Nationwide
$1,250
Acuity
$1,272
Progressive
$1,292
GEICO
$1,303
Country
$1,325
State Farm
$1,338
Arbella
$1,360
Mercury
$1,367
Compare all 2017 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,166List Price
$33,750Trims Available
sDrive28i, xDrive28i
2016 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Allied
$783
Vermont Mutual
$1,124
Tennessee Farmers
$1,189
Nationwide
$1,200
Erie
$1,305
21st Century
$1,372
USAA
$1,384
American Family
$1,386
Country
$1,417
GEICO
$1,434
State Farm
$1,439
Arbella
$1,443
Compare all 2016 BMW X1 insurance rates.
Average Cost to Insure Per Year
$1,731List Price
$34,800Trims Available
xDrive28i
2015 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,039
Vermont Mutual
$1,049
Erie
$1,059
USAA
$1,141
Acuity
$1,157
GEICO
$1,189
Country
$1,227
Arbella
$1,249
State Farm
$1,257
Progressive
$1,269
Allied
$1,286
Nationwide
$1,319
Compare all 2015 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,054List Price
$31,200Trims Available
sDrive28i, xDrive28i, xDrive35i
2013 BMW X1
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$994
Erie
$1,013
Tennessee Farmers
$1,016
USAA
$1,080
Acuity
$1,081
GEICO
$1,173
Arbella
$1,186
Country
$1,248
American Family
$1,255
Progressive
$1,285
State Farm
$1,368
Amica
$1,371
Compare all 2013 BMW X1 insurance rates.
Average Cost to Insure Per Year
$2,124List Price
$30,650Trims Available
sDrive28i, xDrive28i, xDrive35i