BMW X4 Insurance Cost
- BMW X4 insurance costs range from $18 to $118 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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BMW X4 Insurance cost
- Average insurance rate: $184/month
- Most affordable company: Allied ($76/month)
- X4 insurance cost vs. average vehicle insurance cost: $55 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 BMW X4
Cheapest Insurance Companies
Average Annual Cost
$911
Tennessee Farmers
$1,314
$1,491
$1,536
$1,592
Vermont Mutual
$1,680
$1,725
$1,965
Southern Farm Bureau
$1,994
$2,004
Auto Owners
$2,042
$2,076
Compare all 2020 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,204List Price
$51,100Trims Available
xDrive30i, M40i
2019 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Nationwide
$1,555
$1,561
Auto Owners
$1,625
American Family
$1,667
Mercury
$1,691
USAA
$1,756
$1,959
Country
$1,999
Progressive
$2,000
Plymouth Rock Insurance
$2,025
Southern Farm Bureau
$2,028
State Farm
$2,057
Compare all 2019 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,237List Price
$50,450Trims Available
xDrive30i, M40i
2018 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,263
Allied
$1,308
Nationwide
$1,445
Progressive
$1,460
Mercury
$1,461
Erie
$1,477
USAA
$1,494
Plymouth Rock Insurance
$1,512
Acuity
$1,541
Vermont Mutual
$1,591
State Farm
$1,759
Country
$1,786
Compare all 2018 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,871List Price
$47,600Trims Available
xDrive28i, M40i
2017 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,217
Allied
$1,255
Mercury
$1,373
USAA
$1,411
Vermont Mutual
$1,419
Nationwide
$1,437
Acuity
$1,451
Plymouth Rock Insurance
$1,466
Progressive
$1,488
Country
$1,573
Arbella
$1,598
American Family
$1,738
Compare all 2017 BMW X4 insurance rates.
Average Cost to Insure Per Year
$3,107List Price
$45,550Trims Available
xDrive28i, M40i
2016 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Allied
$845
Vermont Mutual
$1,337
21st Century
$1,372
Nationwide
$1,390
Erie
$1,403
American Family
$1,423
USAA
$1,459
Tennessee Farmers
$1,532
Progressive
$1,548
State Farm
$1,571
Mercury
$1,613
$1,642
Compare all 2016 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,829List Price
$45,250Trims Available
xDrive28i, xDrive35i, M40i
2015 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,219
Tennessee Farmers
$1,220
Vermont Mutual
$1,255
USAA
$1,293
Acuity
$1,307
Allied
$1,343
Plymouth Rock Insurance
$1,388
Country
$1,419
Mercury
$1,427
Nationwide
$1,486
Arbella
$1,498
Progressive
$1,529
Compare all 2015 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,594List Price
$44,700Trims Available
xDrive28i, xDrive35i