BMW X4 Insurance Cost

  • BMW X4 insurance costs range from $18 to $118 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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X4 Car Insurance

BMW X4 Insurance cost

  • Average insurance rate: $184/month
  • Most affordable company: Allied ($76/month)
  • X4 insurance cost vs. average vehicle insurance cost: $55 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

X4 Car Insurance

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2020 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,314

$1,491

$1,536

$1,592

Vermont Mutual

$1,680

$1,725

$1,965

Southern Farm Bureau

$1,994

$2,004

Auto Owners

$2,042

$2,076

$2,094

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Average Cost to Insure Per Year
$2,216
List Price
$51,100
Trims Available

xDrive30i, M40i

2019 BMW X4

Cheapest Insurance Companies
Average Annual Cost

$1,555

$1,561

Auto Owners

$1,625

$1,667

$1,691

$1,756

$1,959

Country

$1,999

$2,000

Plymouth Rock Insurance

$2,025

Southern Farm Bureau

$2,028

$2,057

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Average Cost to Insure Per Year
$2,237
List Price
$50,450
Trims Available

xDrive30i, M40i

2018 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,263

$1,445

$1,460

$1,461

$1,477

$1,494

Plymouth Rock Insurance

$1,512

Acuity

$1,541

Vermont Mutual

$1,591

$1,759

Country

$1,786

Southern Farm Bureau

$1,807

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Average Cost to Insure Per Year
$1,872
List Price
$47,600
Trims Available

xDrive28i, M40i

2017 BMW X4

Cheapest Insurance Companies
Average Annual Cost

$1,217

$1,373

$1,411

Vermont Mutual

$1,419

$1,437

Acuity

$1,451

Plymouth Rock Insurance

$1,466

$1,488

Country

$1,573

Arbella

$1,598

$1,738

Southern Farm Bureau

$1,741

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Average Cost to Insure Per Year
$3,108
List Price
$45,550
Trims Available

xDrive28i, M40i

2016 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$1,337

$1,372

$1,390

$1,403

$1,423

$1,459

Tennessee Farmers

$1,532

$1,548

$1,571

$1,613

$1,642

Auto Owners

$1,651

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Average Cost to Insure Per Year
$1,837
List Price
$45,250
Trims Available

xDrive28i, xDrive35i, M40i

2015 BMW X4

Cheapest Insurance Companies
Average Annual Cost

$1,219

Tennessee Farmers

$1,220

Vermont Mutual

$1,255

$1,293

Acuity

$1,307

Plymouth Rock Insurance

$1,388

Country

$1,419

$1,427

$1,486

Arbella

$1,498

$1,529

$1,544

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Average Cost to Insure Per Year
$2,595
List Price
$44,700
Trims Available

xDrive28i, xDrive35i

Other BMW models