BMW X4 Insurance Cost

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Looking to insure your BMW X4?

Check out our research before deciding on a policy.

Quick hits: BMW X4 auto insurance

  • Average insurance rate: $184/month
  • Most affordable company: Allied ($76/month)
  • X4 insurance cost vs. average vehicle insurance cost: $55 more expensive than the average vehicle

Dive into the numbers below to discover BMW X4 auto insurance premiums from trusted car insurance companies.

How much does it cost to insure my BMW X4?

Select the year of your car

X4 Car Insurance

2020 BMW X4

Cheapest Insurance Companies
Average Annual Cost

$911

Tennessee Farmers

$1,314

$1,491

$1,536

$1,592

$1,680

$1,725

$1,965

$1,994

$2,004

Auto Owners

$2,042

$2,076

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Average Cost to Insure Per Year
$2,204
List Price
$51,100
Trims Available

xDrive30i, M40i

2019 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Nationwide

$1,555

$1,561

Auto Owners

$1,625

American Family

$1,667

Mercury

$1,691

USAA

$1,756

$1,959

$1,999

Progressive

$2,000

Plymouth Rock Insurance

$2,025

Southern Farm Bureau

$2,028

State Farm

$2,057

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Average Cost to Insure Per Year
$2,237
List Price
$50,450
Trims Available

xDrive30i, M40i

2018 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,263

Allied

$1,308

Nationwide

$1,445

Progressive

$1,460

Mercury

$1,461

Erie

$1,477

USAA

$1,494

Plymouth Rock Insurance

$1,512

$1,541

Vermont Mutual

$1,591

State Farm

$1,759

Country

$1,786

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Average Cost to Insure Per Year
$1,871
List Price
$47,600
Trims Available

xDrive28i, M40i

2017 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,217

Allied

$1,255

Mercury

$1,373

USAA

$1,411

Vermont Mutual

$1,419

Nationwide

$1,437

Acuity

$1,451

Plymouth Rock Insurance

$1,466

Progressive

$1,488

Country

$1,573

$1,598

American Family

$1,738

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Average Cost to Insure Per Year
$3,107
List Price
$45,550
Trims Available

xDrive28i, M40i

2016 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Allied

$845

Vermont Mutual

$1,337

21st Century

$1,372

Nationwide

$1,390

Erie

$1,403

American Family

$1,423

USAA

$1,459

Tennessee Farmers

$1,532

Progressive

$1,548

State Farm

$1,571

Mercury

$1,613

GEICO

$1,642

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Average Cost to Insure Per Year
$1,829
List Price
$45,250
Trims Available

xDrive28i, xDrive35i, M40i

2015 BMW X4

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,219

Tennessee Farmers

$1,220

Vermont Mutual

$1,255

USAA

$1,293

Acuity

$1,307

Allied

$1,343

Plymouth Rock Insurance

$1,388

Country

$1,419

Mercury

$1,427

Nationwide

$1,486

Arbella

$1,498

Progressive

$1,529

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Average Cost to Insure Per Year
$2,594
List Price
$44,700
Trims Available

xDrive28i, xDrive35i