BMW X4 Insurance Cost
- BMW X4 insurance costs range from $18 to $118 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.
BMW X4 Insurance cost
- Average insurance rate: $184/month
- Most affordable company: Allied ($76/month)
- X4 insurance cost vs. average vehicle insurance cost: $55 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my BMW X4?
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 BMW X4
Cheapest Insurance Companies
Average Annual Cost
$911
Tennessee Farmers
$1,314
$1,491
$1,536
$1,592
Vermont Mutual
$1,680
$1,725
$1,965
Southern Farm Bureau
$1,994
$2,004
Auto Owners
$2,042
$2,076
Compare all 2020 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,204List Price
$51,100Trims Available
xDrive30i, M40i
2019 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Nationwide
$1,555
$1,561
Auto Owners
$1,625
American Family
$1,667
Mercury
$1,691
USAA
$1,756
$1,959
Country
$1,999
Progressive
$2,000
Plymouth Rock Insurance
$2,025
Southern Farm Bureau
$2,028
State Farm
$2,057
Compare all 2019 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,237List Price
$50,450Trims Available
xDrive30i, M40i
2018 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,263
Allied
$1,308
Nationwide
$1,445
Progressive
$1,460
Mercury
$1,461
Erie
$1,477
USAA
$1,494
Plymouth Rock Insurance
$1,512
$1,541
Vermont Mutual
$1,591
State Farm
$1,759
Country
$1,786
Compare all 2018 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,871List Price
$47,600Trims Available
xDrive28i, M40i
2017 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,217
Allied
$1,255
Mercury
$1,373
USAA
$1,411
Vermont Mutual
$1,419
Nationwide
$1,437
Acuity
$1,451
Plymouth Rock Insurance
$1,466
Progressive
$1,488
Country
$1,573
$1,598
American Family
$1,738
Compare all 2017 BMW X4 insurance rates.
Average Cost to Insure Per Year
$3,107List Price
$45,550Trims Available
xDrive28i, M40i
2016 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Allied
$845
Vermont Mutual
$1,337
21st Century
$1,372
Nationwide
$1,390
Erie
$1,403
American Family
$1,423
USAA
$1,459
Tennessee Farmers
$1,532
Progressive
$1,548
State Farm
$1,571
Mercury
$1,613
$1,642
Compare all 2016 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,829List Price
$45,250Trims Available
xDrive28i, xDrive35i, M40i
2015 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,219
Tennessee Farmers
$1,220
Vermont Mutual
$1,255
USAA
$1,293
Acuity
$1,307
Allied
$1,343
Plymouth Rock Insurance
$1,388
Country
$1,419
Mercury
$1,427
Nationwide
$1,486
Arbella
$1,498
Progressive
$1,529
Compare all 2015 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,594List Price
$44,700Trims Available
xDrive28i, xDrive35i