BMW X4 Insurance Cost
- BMW X4 insurance costs range from $18 to $118 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.

BMW X4 Insurance cost
- Average insurance rate: $184/month
- Most affordable company: Allied ($76/month)
- X4 insurance cost vs. average vehicle insurance cost: $55 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,314
$1,491
$1,536
$1,592
Vermont Mutual
$1,680
$1,725
$1,965
Southern Farm Bureau
$1,994
$2,004
Auto Owners
$2,042
$2,076
$2,094
Compare all 2020 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,216List Price
$51,100Trims Available
xDrive30i, M40i
2019 BMW X4
Cheapest Insurance Companies
Average Annual Cost
$1,555
$1,561
Auto Owners
$1,625
$1,667
$1,691
$1,756
$1,959
Country
$1,999
$2,000
Plymouth Rock Insurance
$2,025
Southern Farm Bureau
$2,028
$2,057
Compare all 2019 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,237List Price
$50,450Trims Available
xDrive30i, M40i
2018 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,263
$1,445
$1,460
$1,461
$1,477
$1,494
Plymouth Rock Insurance
$1,512
Acuity
$1,541
Vermont Mutual
$1,591
$1,759
Country
$1,786
Southern Farm Bureau
$1,807
Compare all 2018 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,872List Price
$47,600Trims Available
xDrive28i, M40i
2017 BMW X4
Cheapest Insurance Companies
Average Annual Cost
$1,217
$1,373
$1,411
Vermont Mutual
$1,419
$1,437
Acuity
$1,451
Plymouth Rock Insurance
$1,466
$1,488
Country
$1,573
Arbella
$1,598
$1,738
Southern Farm Bureau
$1,741
Compare all 2017 BMW X4 insurance rates.
Average Cost to Insure Per Year
$3,108List Price
$45,550Trims Available
xDrive28i, M40i
2016 BMW X4
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$1,337
$1,372
$1,390
$1,403
$1,423
$1,459
Tennessee Farmers
$1,532
$1,548
$1,571
$1,613
$1,642
Auto Owners
$1,651
Compare all 2016 BMW X4 insurance rates.
Average Cost to Insure Per Year
$1,837List Price
$45,250Trims Available
xDrive28i, xDrive35i, M40i
2015 BMW X4
Cheapest Insurance Companies
Average Annual Cost
$1,219
Tennessee Farmers
$1,220
Vermont Mutual
$1,255
$1,293
Acuity
$1,307
Plymouth Rock Insurance
$1,388
Country
$1,419
$1,427
$1,486
Arbella
$1,498
$1,529
$1,544
Compare all 2015 BMW X4 insurance rates.
Average Cost to Insure Per Year
$2,595List Price
$44,700Trims Available
xDrive28i, xDrive35i