BMW 7 Series Insurance: by Model Year & Company
BMW 7 Series insurance costs an average of $1,826 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW 7 Series at $280/mo or $1,678 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW 7 Series:
- The 7 Series costs more to insure than most sedans. Averaging $304/mo for the 7 Series versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the 7 Series, like the BMW 4 Series ($231/mo), BMW 2 Series ($205/mo), or BMW 3 Series ($200/mo), your insurance costs will be more expensive.
- Progressive ($222/mo), American Family ($243/mo), USAA ($253/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,355 |
| Erie |
$3,805 |
| American Family |
$4,056 |
| Nationwide |
$4,096 |
| State Farm |
$4,576 |
| USAA |
$5,283 |
| GEICO |
$6,049 |
| Farmers |
$6,174 |
| Allstate |
$10,693 |
Compare all 2025 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$5,7342024 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,294 |
| Erie |
$3,637 |
| American Family |
$3,887 |
| Nationwide |
$4,223 |
| State Farm |
$4,397 |
| USAA |
$5,211 |
| GEICO |
$5,789 |
| Farmers |
$5,834 |
| Allstate |
$10,113 |
Compare all 2024 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$5,5392023 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,212 |
| Erie |
$3,568 |
| American Family |
$3,676 |
| Nationwide |
$4,244 |
| State Farm |
$4,472 |
| USAA |
$4,683 |
| Farmers |
$5,429 |
| GEICO |
$5,470 |
| Allstate |
$9,450 |
Compare all 2023 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$5,2632022 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,133 |
| American Family |
$3,568 |
| Erie |
$3,616 |
| USAA |
$3,640 |
| State Farm |
$4,329 |
| Nationwide |
$4,481 |
| GEICO |
$4,875 |
| Farmers |
$5,091 |
| Allstate |
$7,365 |
Compare all 2022 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$4,6612021 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,995 |
| American Family |
$3,363 |
| USAA |
$3,461 |
| Erie |
$3,508 |
| Nationwide |
$4,157 |
| State Farm |
$4,420 |
| GEICO |
$4,673 |
| Farmers |
$4,832 |
| Allstate |
$6,378 |
Compare all 2021 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$4,3732020 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,831 |
| American Family |
$3,097 |
| USAA |
$3,104 |
| Erie |
$3,372 |
| Nationwide |
$3,792 |
| State Farm |
$3,965 |
| GEICO |
$4,468 |
| Farmers |
$4,575 |
| Allstate |
$5,939 |
Compare all 2020 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$4,0692019 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,777 |
| USAA |
$2,854 |
| Erie |
$3,136 |
| American Family |
$3,175 |
| Nationwide |
$3,702 |
| State Farm |
$3,788 |
| GEICO |
$4,210 |
| Farmers |
$4,300 |
| Allstate |
$5,614 |
Compare all 2019 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$3,8682018 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,525 |
| USAA |
$2,707 |
| American Family |
$2,952 |
| Erie |
$3,267 |
| State Farm |
$3,303 |
| Nationwide |
$3,478 |
| GEICO |
$4,047 |
| Farmers |
$4,073 |
| Allstate |
$4,456 |
Compare all 2018 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$3,5132017 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,594 |
| USAA |
$2,614 |
| American Family |
$2,700 |
| Erie |
$3,002 |
| State Farm |
$3,178 |
| Nationwide |
$3,610 |
| GEICO |
$3,841 |
| Farmers |
$3,873 |
| Allstate |
$4,869 |
Compare all 2017 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$3,4982016 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,297 |
| USAA |
$2,497 |
| American Family |
$2,568 |
| Erie |
$2,885 |
| State Farm |
$3,047 |
| Nationwide |
$3,247 |
| GEICO |
$3,700 |
| Farmers |
$3,703 |
| Allstate |
$4,505 |
Compare all 2016 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$3,2792015 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,174 |
| Progressive |
$2,297 |
| American Family |
$2,310 |
| State Farm |
$2,437 |
| Erie |
$2,607 |
| GEICO |
$3,234 |
| Nationwide |
$3,270 |
| Farmers |
$3,460 |
| Allstate |
$3,914 |
Compare all 2015 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$2,9482014 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,026 |
| American Family |
$2,239 |
| Progressive |
$2,280 |
| State Farm |
$2,427 |
| Erie |
$2,464 |
| Nationwide |
$2,880 |
| GEICO |
$3,099 |
| Farmers |
$3,258 |
| Allstate |
$3,877 |
Compare all 2014 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$2,8202013 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,883 |
| Progressive |
$2,121 |
| American Family |
$2,136 |
| State Farm |
$2,246 |
| Erie |
$2,374 |
| Nationwide |
$2,829 |
| GEICO |
$2,956 |
| Farmers |
$3,127 |
| Allstate |
$3,833 |
Compare all 2013 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$2,7002012 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,711 |
| American Family |
$2,068 |
| Progressive |
$2,116 |
| State Farm |
$2,196 |
| Erie |
$2,246 |
| Nationwide |
$2,721 |
| GEICO |
$2,829 |
| Farmers |
$2,973 |
| Allstate |
$3,708 |
Compare all 2012 BMW 7 Series insurance rates.
Average Cost to Insure Per Year
$2,5942011 BMW 7 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,644 |
| American Family |
$1,999 |
| State Farm |
$2,051 |
| Erie |
$2,099 |
| Progressive |
$2,143 |
| Nationwide |
$2,463 |
| GEICO |
$2,777 |
| Farmers |
$2,863 |
| Allstate |
$3,720 |