BMW Z4 Insurance Cost

  • BMW Z4 insurance costs range from $11 to $88 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Z4 Car Insurance

BMW Z4 Insurance cost

  • Average car insurance price: $170/month
  • Most affordable insurance company: Allied ($63/month)
  • Z4 insurance premium vs. average vehicle insurance premium: $41 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW Z4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Z4 Car Insurance

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2020 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

$1,192

Tennessee Farmers

$1,389

$1,474

Vermont Mutual

$1,515

$1,536

$1,539

Auto Owners

$1,612

$1,697

$1,773

Plymouth Rock Insurance

$1,797

Country

$1,826

$1,850

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Average Cost to Insure Per Year
$2,051
List Price
$49,700
Trims Available

sDrive 30i, sDrive M40i

2019 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

$807

Auto Owners

$1,186

$1,235

$1,241

$1,314

$1,367

$1,447

$1,512

Acuity

$1,649

$1,660

Country

$1,668

Plymouth Rock Insurance

$1,695

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Average Cost to Insure Per Year
$1,902
List Price
$49,700
Trims Available

sDrive 30i

2016 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

$1,052

Vermont Mutual

$1,174

Plymouth Rock Insurance

$1,388

$1,409

$1,419

Country

$1,442

$1,446

$1,543

$1,568

Acuity

$1,580

Arbella

$1,598

Southern Farm Bureau

$1,601

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Average Cost to Insure Per Year
$2,178
List Price
$49,700
Trims Available

sDrive28i, sDrive35i, sDrive35is

2015 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$1,115

$1,153

Acuity

$1,238

Vermont Mutual

$1,245

Tennessee Farmers

$1,266

$1,294

Country

$1,378

$1,407

$1,438

$1,440

Arbella

$1,540

Southern Farm Bureau

$1,631

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Average Cost to Insure Per Year
$2,273
List Price
$48,950
Trims Available

sDrive28i, sDrive35i, sDrive35is

2014 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$1,093

$1,129

Acuity

$1,173

Vermont Mutual

$1,247

Tennessee Farmers

$1,308

Country

$1,368

$1,379

$1,497

$1,535

Arbella

$1,555

Southern Farm Bureau

$1,637

$1,677

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Average Cost to Insure Per Year
$2,673
List Price
$48,950
Trims Available

sDrive28i, sDrive35i, sDrive35is

2013 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

Acuity

$1,026

Plymouth Rock Insurance

$1,043

Vermont Mutual

$1,047

$1,053

Tennessee Farmers

$1,111

$1,165

Country

$1,170

$1,236

Arbella

$1,302

$1,387

Southern Farm Bureau

$1,439

$1,454

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Average Cost to Insure Per Year
$2,215
List Price
$47,350
Trims Available

sDrive28i, sDrive35i, sDrive35is

2012 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

$1,005

Plymouth Rock Insurance

$1,014

Acuity

$1,030

Vermont Mutual

$1,074

$1,111

$1,134

Tennessee Farmers

$1,185

Country

$1,230

$1,310

$1,317

$1,318

Arbella

$1,391

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Average Cost to Insure Per Year
$2,036
List Price
$48,650
Trims Available

sDrive28i, sDrive35i, sDrive35is

2011 BMW Z4

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$993

Vermont Mutual

$996

$1,016

$1,059

Tennessee Farmers

$1,135

Acuity

$1,138

Country

$1,150

$1,194

Arbella

$1,198

$1,269

Southern Farm Bureau

$1,356

Amica

$1,392

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Average Cost to Insure Per Year
$2,225
List Price
$47,450
Trims Available

sDrive30i, sDrive35i, sDrive35is

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