BMW Z4 Car Insurance

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A BMW Z4 is a costly car to insure, with mean annual prices $285 above the American average. The Z4 offers good cost-to-insure value, with a poor insurance rate-to-MSRP ratio.

GEICO provides the lowest car insurance premiums for the BMW Z4, with an average yearly premium of $763 — 52% less than the average among top insurance companies. The highest-priced auto insurance company for the BMW Z4 is Infinity, with an average outlay of $3,969 yearly.

Explore the data below to find BMW Z4 auto insurance prices from top auto insurance companies.

How much does it cost to insure my BMW Z4?

Select the year of your car

2016 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$763

USAA

$813

Mercury

$1,326

State Farm

$1,335

Nationwide

$1,365

Progressive

$1,491

Southern Farm Bureau

$1,491

21st Century

$1,528

Farmers

$1,536

American Family

$1,545

Amica

$1,655

ALFA

$1,771

Compare all 2016 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,463

List Price

$49,700

Trims Available

sDrive28i, sDrive35i, sDrive35is

2015 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$730

USAA

$805

State Farm

$1,292

Mercury

$1,304

Nationwide

$1,389

21st Century

$1,457

Progressive

$1,458

Farmers

$1,470

Southern Farm Bureau

$1,473

American Family

$1,512

Amica

$1,567

ALFA

$1,701

Compare all 2015 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,412

List Price

$48,950

Trims Available

sDrive28i, sDrive35i, sDrive35is

2014 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$714

USAA

$774

State Farm

$1,262

Mercury

$1,283

Nationwide

$1,407

Farmers

$1,417

21st Century

$1,426

Progressive

$1,426

American Family

$1,435

Southern Farm Bureau

$1,453

Amica

$1,532

ALFA

$1,667

Compare all 2014 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,358

List Price

$48,950

Trims Available

sDrive28i, sDrive35i, sDrive35is

2013 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$676

USAA

$749

State Farm

$1,214

Mercury

$1,283

21st Century

$1,366

Farmers

$1,381

Progressive

$1,396

Southern Farm Bureau

$1,399

American Family

$1,401

Nationwide

$1,426

Amica

$1,446

ALFA

$1,609

Compare all 2013 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,317

List Price

$47,350

Trims Available

sDrive28i, sDrive35i, sDrive35is

2012 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$653

USAA

$683

State Farm

$1,201

American Family

$1,237

Mercury

$1,283

21st Century

$1,322

Southern Farm Bureau

$1,337

Progressive

$1,342

Farmers

$1,366

Amica

$1,376

Nationwide

$1,400

ALFA

$1,564

Compare all 2012 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,260

List Price

$48,650

Trims Available

sDrive28i, sDrive35i, sDrive35is

2011 BMW Z4

Cheapest Insurance Companies

Average Annual Cost

GEICO

$595

USAA

$637

State Farm

$1,076

Southern Farm Bureau

$1,239

21st Century

$1,265

Progressive

$1,275

American Family

$1,296

Mercury

$1,310

Amica

$1,321

Farmers

$1,331

Nationwide

$1,369

ALFA

$1,482

Compare all 2011 BMW Z4 insurance rates.

Average Cost to Insure Per Year

$1,194

List Price

$47,450

Trims Available

sDrive30i, sDrive35i, sDrive35is