BMW Z4 Insurance Cost
- BMW Z4 insurance costs range from $11 to $88 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.
BMW Z4 Insurance cost
- Average car insurance price: $170/month
- Most affordable insurance company: Allied ($63/month)
- Z4 insurance premium vs. average vehicle insurance premium: $41 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW Z4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
How much does it cost to insure my BMW Z4?
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
$753
$1,192
Tennessee Farmers
$1,389
$1,474
Vermont Mutual
$1,515
$1,536
$1,539
Auto Owners
$1,612
$1,697
$1,773
Plymouth Rock Insurance
$1,797
Country
$1,826
Compare all 2020 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,038List Price
$49,700Trims Available
sDrive 30i, sDrive M40i
2019 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Erie
$807
Auto Owners
$1,186
Nationwide
$1,235
$1,241
$1,314
American Family
$1,367
State Farm
$1,447
Mercury
$1,512
$1,649
$1,660
Country
$1,668
Plymouth Rock Insurance
$1,695
Compare all 2019 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$1,902List Price
$49,700Trims Available
sDrive 30i
2016 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Allied
$931
Nationwide
$1,052
Vermont Mutual
$1,174
Plymouth Rock Insurance
$1,388
21st Century
$1,409
American Family
$1,419
Country
$1,442
Erie
$1,446
USAA
$1,543
State Farm
$1,568
Acuity
$1,580
$1,598
Compare all 2016 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,169List Price
$49,700Trims Available
sDrive28i, sDrive35i, sDrive35is
2015 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$1,115
Erie
$1,153
Acuity
$1,238
Vermont Mutual
$1,245
Tennessee Farmers
$1,266
Allied
$1,272
$1,294
Country
$1,378
Nationwide
$1,407
State Farm
$1,438
USAA
$1,440
Arbella
$1,540
Compare all 2015 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,272List Price
$48,950Trims Available
sDrive28i, sDrive35i, sDrive35is
2014 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$1,093
Erie
$1,129
Acuity
$1,173
Allied
$1,221
Vermont Mutual
$1,247
Tennessee Farmers
$1,308
Country
$1,368
USAA
$1,379
Nationwide
$1,497
GEICO
$1,535
Arbella
$1,555
Southern Farm Bureau
$1,637
Compare all 2014 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,672List Price
$48,950Trims Available
sDrive28i, sDrive35i, sDrive35is
2013 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Acuity
$1,026
Plymouth Rock Insurance
$1,043
Vermont Mutual
$1,047
Erie
$1,053
Tennessee Farmers
$1,111
GEICO
$1,165
Country
$1,170
Allied
$1,221
USAA
$1,236
Arbella
$1,302
Nationwide
$1,387
Southern Farm Bureau
$1,439
Compare all 2013 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,214List Price
$47,350Trims Available
sDrive28i, sDrive35i, sDrive35is
2012 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,005
Plymouth Rock Insurance
$1,014
Acuity
$1,030
Vermont Mutual
$1,074
USAA
$1,111
GEICO
$1,134
Allied
$1,143
Tennessee Farmers
$1,185
Country
$1,230
Nationwide
$1,310
State Farm
$1,317
American Family
$1,318
Compare all 2012 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,036List Price
$48,650Trims Available
sDrive28i, sDrive35i, sDrive35is
2011 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$993
Vermont Mutual
$996
Erie
$1,016
USAA
$1,059
Allied
$1,066
Tennessee Farmers
$1,135
Acuity
$1,138
Country
$1,150
GEICO
$1,194
Arbella
$1,198
Nationwide
$1,269
Southern Farm Bureau
$1,356
Compare all 2011 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,224List Price
$47,450Trims Available
sDrive30i, sDrive35i, sDrive35is