BMW Z4 Insurance Cost
- BMW Z4 insurance costs range from $11 to $88 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.

BMW Z4 Insurance cost
- Average car insurance price: $170/month
- Most affordable insurance company: Allied ($63/month)
- Z4 insurance premium vs. average vehicle insurance premium: $41 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW Z4 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
$1,192
Tennessee Farmers
$1,389
$1,474
Vermont Mutual
$1,515
$1,536
$1,539
Auto Owners
$1,612
$1,697
$1,773
Plymouth Rock Insurance
$1,797
Country
$1,826
$1,850
Compare all 2020 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,051List Price
$49,700Trims Available
sDrive 30i, sDrive M40i
2019 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
$807
Auto Owners
$1,186
$1,235
$1,241
$1,314
$1,367
$1,447
$1,512
Acuity
$1,649
$1,660
Country
$1,668
Plymouth Rock Insurance
$1,695
Compare all 2019 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$1,902List Price
$49,700Trims Available
sDrive 30i
2016 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
$1,052
Vermont Mutual
$1,174
Plymouth Rock Insurance
$1,388
$1,409
$1,419
Country
$1,442
$1,446
$1,543
$1,568
Acuity
$1,580
Arbella
$1,598
Southern Farm Bureau
$1,601
Compare all 2016 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,178List Price
$49,700Trims Available
sDrive28i, sDrive35i, sDrive35is
2015 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$1,115
$1,153
Acuity
$1,238
Vermont Mutual
$1,245
Tennessee Farmers
$1,266
$1,294
Country
$1,378
$1,407
$1,438
$1,440
Arbella
$1,540
Southern Farm Bureau
$1,631
Compare all 2015 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,273List Price
$48,950Trims Available
sDrive28i, sDrive35i, sDrive35is
2014 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$1,093
$1,129
Acuity
$1,173
Vermont Mutual
$1,247
Tennessee Farmers
$1,308
Country
$1,368
$1,379
$1,497
$1,535
Arbella
$1,555
Southern Farm Bureau
$1,637
$1,677
Compare all 2014 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,673List Price
$48,950Trims Available
sDrive28i, sDrive35i, sDrive35is
2013 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Acuity
$1,026
Plymouth Rock Insurance
$1,043
Vermont Mutual
$1,047
$1,053
Tennessee Farmers
$1,111
$1,165
Country
$1,170
$1,236
Arbella
$1,302
$1,387
Southern Farm Bureau
$1,439
$1,454
Compare all 2013 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,215List Price
$47,350Trims Available
sDrive28i, sDrive35i, sDrive35is
2012 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
$1,005
Plymouth Rock Insurance
$1,014
Acuity
$1,030
Vermont Mutual
$1,074
$1,111
$1,134
Tennessee Farmers
$1,185
Country
$1,230
$1,310
$1,317
$1,318
Arbella
$1,391
Compare all 2012 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,036List Price
$48,650Trims Available
sDrive28i, sDrive35i, sDrive35is
2011 BMW Z4
Cheapest Insurance Companies
Average Annual Cost
Plymouth Rock Insurance
$993
Vermont Mutual
$996
$1,016
$1,059
Tennessee Farmers
$1,135
Acuity
$1,138
Country
$1,150
$1,194
Arbella
$1,198
$1,269
Southern Farm Bureau
$1,356
Amica
$1,392
Compare all 2011 BMW Z4 insurance rates.
Average Cost to Insure Per Year
$2,225List Price
$47,450Trims Available
sDrive30i, sDrive35i, sDrive35is