BMW X7 Insurance: by Model Year & Company
BMW X7 insurance costs an average of $1,875 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW X7 at $242/mo or $1,451 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW X7:
- The X7 costs more to insure than most SUVs. Averaging $312/mo for the X7 versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the X7, like the BMW 1 Series ($138/mo), BMW 6 Series ($248/mo), or BMW 7 Series ($304/mo), your insurance costs will be more expensive.
- Progressive ($201/mo), American Family ($242/mo), Nationwide ($246/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,901 |
| Nationwide |
$3,110 |
| American Family |
$3,382 |
| USAA |
$3,407 |
| Erie |
$4,010 |
| State Farm |
$4,529 |
| GEICO |
$5,014 |
| Farmers |
$7,448 |
| Allstate |
$8,537 |
Compare all 2025 BMW X7 insurance rates.
Average Cost to Insure Per Year
$4,7912024 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,839 |
| American Family |
$3,129 |
| Nationwide |
$3,181 |
| Erie |
$3,799 |
| USAA |
$3,818 |
| State Farm |
$4,344 |
| GEICO |
$4,795 |
| Farmers |
$7,063 |
| Allstate |
$8,082 |
Compare all 2024 BMW X7 insurance rates.
Average Cost to Insure Per Year
$4,6772023 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,764 |
| American Family |
$3,006 |
| Nationwide |
$3,218 |
| USAA |
$3,584 |
| Erie |
$3,709 |
| State Farm |
$3,845 |
| GEICO |
$4,242 |
| Allstate |
$5,820 |
| Farmers |
$6,636 |
Compare all 2023 BMW X7 insurance rates.
Average Cost to Insure Per Year
$4,1002022 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,251 |
| Nationwide |
$2,826 |
| American Family |
$2,848 |
| USAA |
$2,882 |
| Erie |
$2,892 |
| State Farm |
$3,119 |
| GEICO |
$3,573 |
| Allstate |
$5,118 |
| Farmers |
$5,547 |
Compare all 2022 BMW X7 insurance rates.
Average Cost to Insure Per Year
$3,4562021 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,154 |
| American Family |
$2,702 |
| USAA |
$2,753 |
| Erie |
$2,776 |
| Nationwide |
$2,807 |
| State Farm |
$3,196 |
| GEICO |
$3,338 |
| Allstate |
$4,951 |
| Farmers |
$5,272 |
Compare all 2021 BMW X7 insurance rates.
Average Cost to Insure Per Year
$3,3282020 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,038 |
| USAA |
$2,498 |
| Nationwide |
$2,647 |
| American Family |
$2,659 |
| Erie |
$2,691 |
| State Farm |
$3,078 |
| GEICO |
$3,199 |
| Allstate |
$4,210 |
| Farmers |
$4,929 |
Compare all 2020 BMW X7 insurance rates.
Average Cost to Insure Per Year
$3,0812019 BMW X7
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,929 |
| USAA |
$2,389 |
| Erie |
$2,608 |
| American Family |
$2,619 |
| Nationwide |
$2,842 |
| State Farm |
$2,981 |
| GEICO |
$3,066 |
| Allstate |
$3,897 |
| Farmers |
$4,732 |