BMW X6 M Insurance: by Model Year & Company

BMW X6 M insurance costs an average of $2,115 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW X6 M at $243/mo or $1,458 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a BMW X6 M:

The X6 M costs more to insure than most SUVs. Averaging $353/mo for the X6 M versus $184/mo for typical SUVs.
If you're considering a vehicle similar to the X6 M, like the BMW X3 M ($291/mo), BMW X5 M ($311/mo), or BMW X6 ($242/mo), your insurance costs will be more expensive.
Progressive ($189/mo), American Family ($277/mo), Erie ($286/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare BMW X6 M insurance costs vs other vehicles

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2025 BMW X6 M

Av. Cost Per Year$6,233

Av. Per Month$519

Cheapest Companies

Progressive$147/m

USAA$186/m

State Farm$187/m

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How much does it cost to insure my BMW X6 M?

Select your model year:

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2025 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,915
American Family	$4,199
Erie	$4,256
Nationwide	$4,735
State Farm	$5,098
USAA	$6,057
GEICO	$6,958
Farmers	$7,069
Allstate	$10,900

Compare all 2025 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$6,233

2024 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,855
American Family	$4,022
Erie	$4,147
Nationwide	$4,856
State Farm	$4,895
GEICO	$6,656
USAA	$6,873
Farmers	$7,205
Allstate	$10,268

Compare all 2024 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$6,171

2023 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,780
American Family	$3,767
Erie	$4,157
State Farm	$4,559
Nationwide	$5,215
GEICO	$5,689
USAA	$6,418
Farmers	$7,488
Allstate	$9,978

Compare all 2023 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$5,846

2022 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,700
American Family	$3,611
State Farm	$3,791
Erie	$3,986
Nationwide	$5,263
GEICO	$5,459
USAA	$6,024
Farmers	$7,056
Allstate	$8,336

Compare all 2022 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$5,382

2021 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,560
American Family	$3,497
Erie	$3,789
State Farm	$4,188
GEICO	$5,251
USAA	$5,404
Nationwide	$5,576
Farmers	$6,692
Allstate	$7,622

Compare all 2021 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$5,180

2020 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,425
American Family	$3,392
State Farm	$3,708
Erie	$3,754
USAA	$4,844
GEICO	$4,980
Farmers	$5,783
Nationwide	$5,917
Allstate	$7,149

Compare all 2020 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$4,889

2019 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,241
American Family	$3,286
Erie	$3,555
State Farm	$3,724
Nationwide	$3,829
USAA	$4,494
GEICO	$4,589
Farmers	$6,042
Allstate	$6,887

Compare all 2019 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$4,424

2018 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,093
State Farm	$3,200
Erie	$3,568
Nationwide	$3,768
American Family	$3,822
USAA	$4,174
GEICO	$4,456
Farmers	$5,730
Allstate	$6,115

Compare all 2018 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$4,149

2017 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,124
State Farm	$3,465
Erie	$3,547
Nationwide	$3,561
USAA	$3,636
American Family	$3,711
GEICO	$4,241
Farmers	$5,445
Allstate	$6,001

Compare all 2017 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$3,993

2016 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,057
American Family	$3,155
Nationwide	$3,329
Erie	$3,431
USAA	$3,470
State Farm	$3,482
GEICO	$4,107
Farmers	$5,202
Allstate	$5,588

Compare all 2016 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$3,811

2015 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,987
State Farm	$2,713
American Family	$3,056
Erie	$3,145
Nationwide	$3,196
USAA	$3,353
GEICO	$3,873
Farmers	$4,972
Allstate	$5,300

Compare all 2015 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$3,565

2014 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,881
State Farm	$2,586
Erie	$2,851
USAA	$2,906
American Family	$2,938
Nationwide	$3,104
GEICO	$3,554
Farmers	$4,556
Allstate	$4,903

Compare all 2014 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$3,295

2013 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,831
State Farm	$2,404
Erie	$2,648
American Family	$2,733
USAA	$2,769
Nationwide	$3,112
GEICO	$3,390
Farmers	$4,344
Allstate	$4,995

Compare all 2013 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$3,201

2012 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,752
State Farm	$2,190
USAA	$2,344
American Family	$2,425
Erie	$2,441
Nationwide	$2,678
GEICO	$3,230
Farmers	$3,964
Allstate	$4,449

Compare all 2012 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$2,901

2011 BMW X6 M

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,769
USAA	$2,228
State Farm	$2,248
Erie	$2,251
American Family	$2,328
Nationwide	$2,659
GEICO	$2,930
Farmers	$3,663
Allstate	$4,504

Compare all 2011 BMW X6 M insurance rates.

Average Cost to Insure Per Year

$2,803