BMW X5 Insurance Cost
- BMW X5 insurance costs range from $26 to $98 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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BMW X5 Insurance cost
- Average insurance cost: $188/month
- Most affordable insurance company: Allied ($80/month)
- X5 insurance rate vs. average vehicle insurance rate: $59 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X5 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 BMW X5
Cheapest Insurance Companies
Average Annual Cost
$964
Tennessee Farmers
$1,314
$1,460
$1,539
Vermont Mutual
$1,594
$1,600
$1,722
Country
$1,895
Auto Owners
$1,939
$1,967
Southern Farm Bureau
$1,967
$1,980
Compare all 2020 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,254List Price
$58,900Trims Available
sDrive40i, xDrive40i, xDrive50i, M50i xDrive
2019 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Auto Owners
$1,186
USAA
$1,241
Nationwide
$1,258
American Family
$1,386
$1,471
Mercury
$1,512
$1,644
Plymouth Rock Insurance
$1,695
Country
$1,814
Acuity
$1,851
$1,874
Southern Farm Bureau
$1,967
Compare all 2019 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,002List Price
$60,700Trims Available
xDrive40i, xDrive50i
2018 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,212
$1,292
Erie
$1,410
USAA
$1,483
Acuity
$1,517
Nationwide
$1,523
Allied
$1,559
Vermont Mutual
$1,613
Mercury
$1,639
Plymouth Rock Insurance
$1,651
State Farm
$1,678
Arbella
$1,759
Compare all 2018 BMW X5 insurance rates.
Average Cost to Insure Per Year
$1,919List Price
$57,200Trims Available
sDrive35i, xDrive35i, xDrive35d, xDrive40e iPerformance, xDrive50i
2017 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Progressive
$1,305
Erie
$1,380
$1,497
Acuity
$1,513
USAA
$1,544
Vermont Mutual
$1,563
Nationwide
$1,605
State Farm
$1,611
Mercury
$1,612
Plymouth Rock Insurance
$1,622
Allied
$1,639
Country
$1,676
Compare all 2017 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,169List Price
$56,600Trims Available
sDrive35i, xDrive35i, xDrive35d, xDrive40e iPerformance, xDrive50i
2016 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Allied
$962
Vermont Mutual
$1,347
Nationwide
$1,370
Erie
$1,422
American Family
$1,451
USAA
$1,561
Tennessee Farmers
$1,564
21st Century
$1,576
Mercury
$1,613
Country
$1,652
Auto Owners
$1,655
Arbella
$1,736
Compare all 2016 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,009List Price
$54,700Trims Available
sDrive35i, xDrive35i, xDrive35d, xDrive40e, xDrive50i
2015 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,235
USAA
$1,349
Tennessee Farmers
$1,410
Acuity
$1,426
Vermont Mutual
$1,456
Plymouth Rock Insurance
$1,508
Allied
$1,527
Progressive
$1,552
Mercury
$1,565
Country
$1,582
Nationwide
$1,618
Arbella
$1,631
Compare all 2015 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,337List Price
$53,900Trims Available
sDrive35i, xDrive35i, xDrive35d, xDrive50i
2014 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,313
USAA
$1,367
Acuity
$1,403
Tennessee Farmers
$1,406
Vermont Mutual
$1,419
Plymouth Rock Insurance
$1,490
Progressive
$1,564
Mercury
$1,566
Country
$1,581
Arbella
$1,597
Allied
$1,606
GEICO
$1,679
Compare all 2014 BMW X5 insurance rates.
Average Cost to Insure Per Year
$2,435List Price
$52,800Trims Available
sDrive35i, xDrive35i, xDrive35d, xDrive50i
2013 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,020
USAA
$1,090
GEICO
$1,108
Progressive
$1,155
State Farm
$1,238
Vermont Mutual
$1,297
Acuity
$1,302
Tennessee Farmers
$1,310
Plymouth Rock Insurance
$1,373
Nationwide
$1,434
Allied
$1,495
Arbella
$1,501
Compare all 2013 BMW X5 insurance rates.
Average Cost to Insure Per Year
$1,688List Price
$47,500Trims Available
xDrive35i, xDrive35i Premium, xDrive35d, xDrive35i Sport Activity, xDrive50i
2012 BMW X5
Cheapest Insurance Companies
Average Annual Cost
GEICO
$955
Erie
$976
USAA
$1,039
Progressive
$1,130
Vermont Mutual
$1,187
Acuity
$1,200
Tennessee Farmers
$1,237
State Farm
$1,259
Plymouth Rock Insurance
$1,336
Country
$1,406
Arbella
$1,430
Nationwide
$1,470
Compare all 2012 BMW X5 insurance rates.
Average Cost to Insure Per Year
$1,629List Price
$47,500Trims Available
xDrive35i, xDrive35i Premium, xDrive35d, xDrive35i Sport Activity, xDrive50i
2011 BMW X5
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,034
USAA
$1,059
Vermont Mutual
$1,116
GEICO
$1,178
Tennessee Farmers
$1,206
Arbella
$1,217
Progressive
$1,317
Plymouth Rock Insurance
$1,334
Country
$1,364
Acuity
$1,402
American Family
$1,431
Southern Farm Bureau
$1,434
Compare all 2011 BMW X5 insurance rates.
Average Cost to Insure Per Year
$1,912List Price
$46,300Trims Available
xDrive35i, xDrive35d, xDrive35i Premium, xDrive35i Sport Activity, xDrive50i