BMW i3 Insurance: by Model Year & Company
BMW i3 insurance costs an average of $1,075 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest BMW i3 at $162/mo or $974 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW i3:
- The i3 costs more to insure than most hatchbacks. Averaging $179/mo for the i3 versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the i3, like the BMW 1 Series ($138/mo), BMW 6 Series ($248/mo), or BMW 7 Series ($304/mo), your insurance costs will be about the same.
- USAA ($143/mo), Progressive ($147/mo), American Family ($151/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
Compare BMW i3 insurance costs vs other vehicles
Thinking about something different? Add vehicles to compare average rates instantly.
Cheapest Companies
2021 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,947 |
| Progressive |
$2,026 |
| Nationwide |
$2,049 |
| State Farm |
$2,104 |
| American Family |
$2,106 |
| GEICO |
$2,236 |
| Erie |
$2,517 |
| Farmers |
$3,218 |
| Allstate |
$3,876 |
Compare all 2021 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,4262020 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,857 |
| Nationwide |
$1,917 |
| Progressive |
$1,942 |
| State Farm |
$2,010 |
| American Family |
$2,016 |
| GEICO |
$2,147 |
| Erie |
$2,411 |
| Farmers |
$3,054 |
| Allstate |
$3,585 |
Compare all 2020 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,2972019 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,773 |
| Nationwide |
$1,838 |
| Progressive |
$1,892 |
| American Family |
$1,922 |
| State Farm |
$1,987 |
| GEICO |
$2,061 |
| Erie |
$2,233 |
| Farmers |
$2,935 |
| Allstate |
$3,424 |
Compare all 2019 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,2092018 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,696 |
| Progressive |
$1,747 |
| American Family |
$1,760 |
| Erie |
$1,765 |
| Nationwide |
$1,836 |
| State Farm |
$1,867 |
| GEICO |
$1,979 |
| Farmers |
$2,807 |
| Allstate |
$3,398 |
Compare all 2018 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,1182017 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,721 |
| American Family |
$1,738 |
| Progressive |
$1,741 |
| State Farm |
$1,793 |
| Erie |
$1,811 |
| Nationwide |
$1,888 |
| GEICO |
$1,942 |
| Farmers |
$2,694 |
| Allstate |
$3,786 |
Compare all 2017 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,1602016 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,597 |
| USAA |
$1,621 |
| Progressive |
$1,694 |
| Erie |
$1,713 |
| State Farm |
$1,716 |
| GEICO |
$1,804 |
| Nationwide |
$1,896 |
| Farmers |
$2,609 |
| Allstate |
$3,689 |
Compare all 2016 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,0752015 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,540 |
| Progressive |
$1,546 |
| USAA |
$1,570 |
| American Family |
$1,683 |
| GEICO |
$1,775 |
| Nationwide |
$1,926 |
| State Farm |
$1,974 |
| Farmers |
$2,545 |
| Allstate |
$3,593 |
Compare all 2015 BMW i3 insurance rates.
Average Cost to Insure Per Year
$2,0532014 BMW i3
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,465 |
| USAA |
$1,513 |
| Progressive |
$1,549 |
| Nationwide |
$1,571 |
| American Family |
$1,636 |
| GEICO |
$1,714 |
| State Farm |
$1,717 |
| Farmers |
$2,405 |
| Allstate |
$3,653 |