BMW X6 Insurance: by Model Year & Company

BMW X6 insurance costs an average of $1,453 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW X6 at $202/mo or $1,210 for a 6-month full coverage policy.

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X6 Car Insurance

What to know about insuring a BMW X6:

  1. The X6 costs more to insure than most SUVs. Averaging $242/mo for the X6 versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the X6, like the BMW X6 M ($353/mo), BMW 1 Series ($138/mo), or BMW 6 Series ($248/mo), your insurance costs will be about the same.
  3. Progressive ($160/mo), USAA ($177/mo), American Family ($208/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 BMW X6 Vehicle Image
2025 BMW X6
Av. Cost Per Year$4,044
Av. Per Month$337

Cheapest Companies

USAA$119/m
Progressive$124/m
American Family$146/m

How much does it cost to insure my BMW X6?

Select your model year:

2025 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,419

USAA

$2,790

Nationwide

$3,103

American Family

$3,268

Erie

$3,633

State Farm

$3,720

GEICO

$4,080

Farmers

$5,881

Allstate

$7,265

Compare all 2025 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$4,044

2024 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,377

USAA

$3,107

American Family

$3,137

Nationwide

$3,185

Erie

$3,481

State Farm

$3,581

GEICO

$3,916

Farmers

$5,545

Allstate

$6,875

Compare all 2024 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$3,956

2023 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,322

USAA

$2,934

American Family

$3,121

Nationwide

$3,228

Erie

$3,448

State Farm

$3,540

GEICO

$3,619

Farmers

$5,199

Allstate

$5,993

Compare all 2023 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$3,707

2022 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,259

USAA

$2,742

American Family

$2,776

State Farm

$3,040

Erie

$3,191

Nationwide

$3,224

GEICO

$3,248

Farmers

$4,906

Allstate

$5,280

Compare all 2022 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$3,395

2021 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,111

USAA

$2,454

American Family

$2,661

Erie

$3,104

State Farm

$3,195

GEICO

$3,216

Nationwide

$3,270

Farmers

$4,431

Allstate

$5,007

Compare all 2021 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$3,277

2020 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,013

USAA

$2,233

American Family

$2,671

State Farm

$2,939

GEICO

$2,966

Erie

$3,021

Nationwide

$3,262

Farmers

$4,190

Allstate

$4,727

Compare all 2020 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$3,089

2019 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,898

USAA

$2,077

American Family

$2,575

State Farm

$2,637

Nationwide

$2,745

GEICO

$2,789

Erie

$2,864

Farmers

$3,501

Allstate

$4,360

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Average Cost to Insure Per Year
$2,812

2018 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,830

USAA

$2,001

American Family

$2,549

State Farm

$2,585

Nationwide

$2,636

GEICO

$2,748

Erie

$3,106

Farmers

$3,354

Allstate

$3,974

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Average Cost to Insure Per Year
$2,705

2017 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,862

USAA

$1,882

American Family

$2,418

State Farm

$2,537

GEICO

$2,703

Nationwide

$2,931

Erie

$3,058

Farmers

$3,217

Allstate

$3,387

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Average Cost to Insure Per Year
$2,618

2016 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,776

USAA

$1,806

American Family

$2,218

State Farm

$2,403

GEICO

$2,581

Erie

$2,908

Allstate

$2,963

Nationwide

$3,007

Farmers

$3,100

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Average Cost to Insure Per Year
$2,485

2015 BMW X6

Cheapest Insurance Companies Average Annual Cost
USAA

$1,669

Progressive

$1,707

State Farm

$2,108

American Family

$2,154

GEICO

$2,487

Nationwide

$2,547

Erie

$2,636

Allstate

$2,827

Farmers

$3,024

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Average Cost to Insure Per Year
$2,311

2014 BMW X6

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,622

USAA

$1,650

State Farm

$2,157

American Family

$2,206

GEICO

$2,451

Erie

$2,588

Allstate

$2,803

Nationwide

$3,047

Farmers

$3,099

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Average Cost to Insure Per Year
$2,358

2013 BMW X6

Cheapest Insurance Companies Average Annual Cost
USAA

$1,580

Progressive

$1,595

State Farm

$2,001

American Family

$2,065

GEICO

$2,351

Erie

$2,404

Allstate

$2,811

Nationwide

$2,927

Farmers

$2,976

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Average Cost to Insure Per Year
$2,274

2012 BMW X6

Cheapest Insurance Companies Average Annual Cost
USAA

$1,519

Progressive

$1,530

State Farm

$1,878

American Family

$1,904

GEICO

$2,262

Erie

$2,267

Nationwide

$2,556

Allstate

$2,755

Farmers

$2,836

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Average Cost to Insure Per Year
$2,151

2011 BMW X6

Cheapest Insurance Companies Average Annual Cost
USAA

$1,424

Progressive

$1,484

American Family

$1,753

State Farm

$1,947

GEICO

$2,123

Erie

$2,421

Allstate

$2,657

Farmers

$2,718

Nationwide

$2,826

Compare all 2011 BMW X6 insurance rates.
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Average Cost to Insure Per Year
$2,121