BMW iX Insurance: by Model Year & Company

BMW iX insurance costs an average of $2,205 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW iX at $221/mo or $1,329 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a BMW iX:

The iX costs more to insure than most SUVs. Averaging $367/mo for the iX versus $184/mo for typical SUVs.
If you're considering a vehicle similar to the iX, like the BMW 1 Series ($138/mo), BMW 6 Series ($248/mo), or BMW 7 Series ($304/mo), your insurance costs will be more expensive.
Progressive ($201/mo), Nationwide ($258/mo), USAA ($305/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare BMW iX insurance costs vs other vehicles

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2025 BMW iX

Av. Cost Per Year$4,845

Av. Per Month$404

Cheapest Companies

Progressive$169/m

Nationwide$245/m

American Family$271/m

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How much does it cost to insure my BMW iX?

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2025 BMW iX

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,657
Nationwide	$3,070
USAA	$3,779
Erie	$4,669
State Farm	$4,772
American Family	$5,252
GEICO	$5,332
Farmers	$6,995
Allstate	$7,841

Compare all 2025 BMW iX insurance rates.

Average Cost to Insure Per Year

$4,845

2024 BMW iX

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,606
Nationwide	$3,150
USAA	$3,745
Erie	$4,509
State Farm	$4,586
American Family	$5,007
GEICO	$5,106
Farmers	$6,600
Allstate	$7,244

Compare all 2024 BMW iX insurance rates.

Average Cost to Insure Per Year

$4,651

2023 BMW iX

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,355
Nationwide	$3,210
GEICO	$3,688
USAA	$3,693
American Family	$3,954
Erie	$4,403
State Farm	$4,519
Farmers	$6,046
Allstate	$6,791

Compare all 2023 BMW iX insurance rates.

Average Cost to Insure Per Year

$4,150

2022 BMW iX

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,031
Nationwide	$2,938
American Family	$3,253
USAA	$3,403
State Farm	$3,522
GEICO	$3,549
Erie	$3,667
Farmers	$5,368
Allstate	$5,428

Compare all 2022 BMW iX insurance rates.

Average Cost to Insure Per Year

$3,617