BMW M4 Insurance: by Model Year & Company
BMW M4 insurance costs an average of $2,112 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest BMW M4 at $308/mo or $1,848 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW M4:
- The M4 costs more to insure than most coupes. Averaging $352/mo for the M4 versus $245/mo for typical coupes.
- If you're considering a vehicle similar to the M4, like the BMW 1 Series ($138/mo), BMW 6 Series ($248/mo), or BMW 7 Series ($304/mo), your insurance costs will be more expensive.
- Progressive ($259/mo), American Family ($266/mo), USAA ($270/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$3,696 |
| Progressive |
$3,702 |
| American Family |
$3,991 |
| Nationwide |
$4,188 |
| Erie |
$4,270 |
| State Farm |
$4,904 |
| Farmers |
$7,037 |
| GEICO |
$7,144 |
| Allstate |
$10,014 |
Compare all 2025 BMW M4 insurance rates.
Average Cost to Insure Per Year
$5,8272024 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,631 |
| American Family |
$3,818 |
| Erie |
$4,086 |
| USAA |
$4,225 |
| Nationwide |
$4,303 |
| State Farm |
$4,711 |
| Farmers |
$6,668 |
| GEICO |
$6,825 |
| Allstate |
$9,418 |
Compare all 2024 BMW M4 insurance rates.
Average Cost to Insure Per Year
$5,6932023 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,535 |
| American Family |
$3,633 |
| State Farm |
$3,816 |
| USAA |
$3,924 |
| Erie |
$3,971 |
| Nationwide |
$4,372 |
| GEICO |
$5,882 |
| Farmers |
$6,298 |
| Allstate |
$8,766 |
Compare all 2023 BMW M4 insurance rates.
Average Cost to Insure Per Year
$5,2062022 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$3,046 |
| Progressive |
$3,430 |
| American Family |
$3,641 |
| USAA |
$3,669 |
| Erie |
$3,722 |
| State Farm |
$4,343 |
| GEICO |
$5,718 |
| Farmers |
$5,943 |
| Allstate |
$8,268 |
Compare all 2022 BMW M4 insurance rates.
Average Cost to Insure Per Year
$4,9072021 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$3,056 |
| Progressive |
$3,260 |
| American Family |
$3,475 |
| USAA |
$3,488 |
| Erie |
$3,567 |
| State Farm |
$4,105 |
| GEICO |
$5,479 |
| Farmers |
$5,645 |
| Allstate |
$7,115 |
Compare all 2021 BMW M4 insurance rates.
Average Cost to Insure Per Year
$4,5862020 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,931 |
| Progressive |
$3,062 |
| USAA |
$3,145 |
| State Farm |
$3,557 |
| Erie |
$3,578 |
| Nationwide |
$3,677 |
| Farmers |
$5,276 |
| GEICO |
$5,597 |
| Allstate |
$5,961 |
Compare all 2020 BMW M4 insurance rates.
Average Cost to Insure Per Year
$4,3582019 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,897 |
| American Family |
$2,988 |
| USAA |
$3,030 |
| Erie |
$3,447 |
| State Farm |
$3,544 |
| Nationwide |
$3,768 |
| Farmers |
$5,036 |
| GEICO |
$5,320 |
| Allstate |
$5,921 |
Compare all 2019 BMW M4 insurance rates.
Average Cost to Insure Per Year
$4,2432018 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,752 |
| USAA |
$2,913 |
| American Family |
$2,938 |
| Nationwide |
$3,275 |
| Erie |
$3,337 |
| State Farm |
$3,461 |
| GEICO |
$4,725 |
| Farmers |
$4,765 |
| Allstate |
$4,766 |
Compare all 2018 BMW M4 insurance rates.
Average Cost to Insure Per Year
$3,8102017 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,757 |
| American Family |
$2,818 |
| Progressive |
$2,833 |
| Erie |
$3,249 |
| State Farm |
$3,411 |
| Nationwide |
$3,473 |
| Allstate |
$4,233 |
| Farmers |
$4,548 |
| GEICO |
$4,882 |
Compare all 2017 BMW M4 insurance rates.
Average Cost to Insure Per Year
$3,7612016 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,282 |
| American Family |
$2,516 |
| Progressive |
$2,541 |
| Erie |
$3,045 |
| State Farm |
$3,179 |
| Nationwide |
$3,536 |
| Allstate |
$4,054 |
| GEICO |
$4,296 |
| Farmers |
$4,299 |
Compare all 2016 BMW M4 insurance rates.
Average Cost to Insure Per Year
$3,4472015 BMW M4
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,424 |
| USAA |
$2,509 |
| Progressive |
$2,532 |
| State Farm |
$2,738 |
| Erie |
$2,830 |
| Nationwide |
$3,684 |
| Allstate |
$3,782 |
| GEICO |
$4,101 |
| Farmers |
$4,123 |