BMW 4 Series Insurance Cost

  • BMW 4 Series insurance costs range from $166 to $406 per month
  • GEICO offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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4 Series Car Insurance

BMW 4 Series Insurance cost

  • Average car insurance rate: $99/month
  • Most affordable insurance company: GEICO ($53/month)
  • 4 Series insurance cost vs. average vehicle insurance cost: $0 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW 4 Series with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

4 Series Car Insurance

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2018 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

$1,228

$1,310

$1,380

Tennessee Farmers

$1,412

$1,422

$1,431

$1,495

$1,561

$1,635

$1,654

Plymouth Rock Insurance

$1,745

Vermont Mutual

$1,832

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Average Cost to Insure Per Year
$1,761
List Price
$43,300
Trims Available

430i Gran Coupe, 430i, 430i xDrive Gran Coupe, 430i xDrive, 440i Gran Coupe, 440i, 440i xDrive Gran Coupe, 440i xDrive

2017 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,060

GEICO

$1,070

Progressive

$1,093

State Farm

$1,102

USAA

$1,185

Mercury

$1,332

Nationwide

$1,404

Allied

$1,616

Acuity

$1,664

Plymouth Rock Insurance

$1,666

Vermont Mutual

$1,795

Country

$1,828

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Average Cost to Insure Per Year
$1,638
List Price
$41,950
Trims Available

430i Gran Coupe, 430i, 430i xDrive Gran Coupe, 430i xDrive, 440i Gran Coupe, 440i, 440i xDrive Gran Coupe, 440i xDrive

2016 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$928

USAA

$1,105

Progressive

$1,175

GEICO

$1,223

State Farm

$1,259

Mercury

$1,318

Nationwide

$1,391

Tennessee Farmers

$1,471

Plymouth Rock Insurance

$1,566

Acuity

$1,579

Vermont Mutual

$1,671

Allied

$1,674

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Average Cost to Insure Per Year
$1,654
List Price
$41,650
Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2015 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$819

GEICO

$840

USAA

$973

Progressive

$975

State Farm

$989

Nationwide

$1,245

Mercury

$1,266

Acuity

$1,455

Tennessee Farmers

$1,458

Plymouth Rock Insurance

$1,491

$1,495

Vermont Mutual

$1,499

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Average Cost to Insure Per Year
$1,339
List Price
$40,300
Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2014 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$959

GEICO

$1,212

USAA

$1,222

Progressive

$1,274

Mercury

$1,308

Vermont Mutual

$1,327

State Farm

$1,342

Acuity

$1,348

Tennessee Farmers

$1,391

Country

$1,538

American Family

$1,577

Nationwide

$1,610

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Average Cost to Insure Per Year
$1,702
List Price
$40,500
Trims Available

428i, 428i xDrive, 435i, 435i xDrive