BMW 4 Series Car Insurance

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The BMW 4 Series is an average-cost car to cover via auto insurance, with average annual costs $3 above the US average. The 4 Series provides superb cost-to-insure value, with a more expensive-than-average insurance premium-to-MSRP ratio.

GEICO furnishes the lowest car insurance premiums for the BMW 4 Series, with an average annual expense of $640 — 54% less than the average among top insurance companies. The most expensive car insurance carrier for the BMW 4 Series is Infinity, providing an average cost of $4,012 annually.

Check out the data below to shop BMW 4 Series auto insurance rates from top auto insurers.

How much does it cost to insure my BMW 4 Series?

Select the year of your car

2017 BMW 4 Series

Cheapest Insurance Companies

Average Annual Cost

GEICO

$640

USAA

$663

State Farm

$999

Mercury

$1,029

American Family

$1,123

Southern Farm Bureau

$1,173

21st Century

$1,190

Progressive

$1,196

Amica

$1,295

ALFA

$1,324

Allstate

$1,392

Nationwide

$1,477

Compare all 2017 BMW 4 Series insurance rates.

Average Cost to Insure Per Year

$1,183

List Price

$41,950

Trims Available

430i Gran Coupe, 430i, 430i xDrive Gran Coupe, 430i xDrive, 440i Gran Coupe, 440i, 440i xDrive Gran Coupe, 440i xDrive

2016 BMW 4 Series

Cheapest Insurance Companies

Average Annual Cost

USAA

$768

Mercury

$1,016

GEICO

$1,073

State Farm

$1,315

Progressive

$1,443

Farmers

$1,587

Nationwide

$1,657

American Family

$1,680

Southern Farm Bureau

$1,699

21st Century

$1,809

Allstate

$1,971

ALFA

$2,034

Compare all 2016 BMW 4 Series insurance rates.

Average Cost to Insure Per Year

$1,412

List Price

$41,650

Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2015 BMW 4 Series

Cheapest Insurance Companies

Average Annual Cost

USAA

$788

Mercury

$1,002

GEICO

$1,018

Progressive

$1,263

State Farm

$1,344

Farmers

$1,550

Southern Farm Bureau

$1,622

American Family

$1,638

21st Century

$1,654

Nationwide

$1,686

Allstate

$1,747

ALFA

$1,905

Compare all 2015 BMW 4 Series insurance rates.

Average Cost to Insure Per Year

$1,370

List Price

$40,300

Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2014 BMW 4 Series

Cheapest Insurance Companies

Average Annual Cost

USAA

$773

GEICO

$825

Mercury

$1,036

Progressive

$1,350

State Farm

$1,387

Southern Farm Bureau

$1,542

21st Century

$1,582

Farmers

$1,607

American Family

$1,614

Amica

$1,688

Nationwide

$1,693

ALFA

$1,754

Compare all 2014 BMW 4 Series insurance rates.

Average Cost to Insure Per Year

$1,419

List Price

$40,500

Trims Available

428i, 428i xDrive, 435i, 435i xDrive