BMW 4 Series Car Insurance

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The BMW 4 Series is an average-cost car to cover via auto insurance, with average annual costs $3 above the US average. The 4 Series provides superb cost-to-insure value, with a more expensive-than-average insurance premium-to-MSRP ratio.

GEICO furnishes the lowest car insurance premiums for the BMW 4 Series, with an average annual expense of $640 — 54% less than the average among top insurance companies. The most expensive car insurance carrier for the BMW 4 Series is Infinity, providing an average cost of $4,012 annually.

Check out the data below to shop BMW 4 Series auto insurance rates from top auto insurers.

 

How much does it cost to insure my BMW 4 Series?

Select the year of your car

4 Series Car Insurance

2018 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,228

Progressive

$1,310

$1,380

Tennessee Farmers

$1,412

$1,422

USAA

$1,431

$1,495

$1,561

GEICO

$1,635

Acuity

$1,654

Plymouth Rock Insurance

$1,745

Vermont Mutual

$1,832

Compare all 2018 BMW 4 Series insurance rates.
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Average Cost to Insure Per Year
$1,755
List Price
$43,300
Trims Available

430i Gran Coupe, 430i, 430i xDrive Gran Coupe, 430i xDrive, 440i Gran Coupe, 440i, 440i xDrive Gran Coupe, 440i xDrive

2017 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,060

GEICO

$1,070

Progressive

$1,093

State Farm

$1,102

USAA

$1,185

Mercury

$1,332

Nationwide

$1,404

Allied

$1,616

Acuity

$1,664

Plymouth Rock Insurance

$1,666

Vermont Mutual

$1,795

$1,828

Compare all 2017 BMW 4 Series insurance rates.
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Average Cost to Insure Per Year
$1,633
List Price
$41,950
Trims Available

430i Gran Coupe, 430i, 430i xDrive Gran Coupe, 430i xDrive, 440i Gran Coupe, 440i, 440i xDrive Gran Coupe, 440i xDrive

2016 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$928

USAA

$1,105

Progressive

$1,175

GEICO

$1,223

State Farm

$1,259

Mercury

$1,318

Nationwide

$1,391

Tennessee Farmers

$1,471

Plymouth Rock Insurance

$1,566

Acuity

$1,579

Vermont Mutual

$1,671

Allied

$1,674

Compare all 2016 BMW 4 Series insurance rates.
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Average Cost to Insure Per Year
$1,647
List Price
$41,650
Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2015 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$819

GEICO

$840

USAA

$973

Progressive

$975

State Farm

$989

Nationwide

$1,245

Mercury

$1,266

Acuity

$1,455

Tennessee Farmers

$1,458

Plymouth Rock Insurance

$1,491

$1,495

Vermont Mutual

$1,499

Compare all 2015 BMW 4 Series insurance rates.
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Average Cost to Insure Per Year
$1,334
List Price
$40,300
Trims Available

428i Gran Coupe, 428i, 428i xDrive Gran Coupe, 428i xDrive, 435i Gran Coupe, 435i, 435i xDrive Gran Coupe, 435i xDrive

2014 BMW 4 Series

Cheapest Insurance Companies
Average Annual Cost

Erie

$959

GEICO

$1,212

USAA

$1,222

Progressive

$1,274

Mercury

$1,308

Vermont Mutual

$1,327

State Farm

$1,342

Acuity

$1,348

Tennessee Farmers

$1,391

Country

$1,538

American Family

$1,577

Nationwide

$1,610

Compare all 2014 BMW 4 Series insurance rates.
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Average Cost to Insure Per Year
$1,694
List Price
$40,500
Trims Available

428i, 428i xDrive, 435i, 435i xDrive