BMW 5 Series Insurance: by Model Year & Company
BMW 5 Series insurance costs an average of $1,314 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest BMW 5 Series at $225/mo or $1,348 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a BMW 5 Series:
- The 5 Series costs more to insure than most sedans. Averaging $219/mo for the 5 Series versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the 5 Series, like the BMW 7 Series ($304/mo), BMW 4 Series ($231/mo), or BMW 2 Series ($205/mo), your insurance costs will be about the same.
- USAA ($167/mo), American Family ($179/mo), Progressive ($180/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,695 |
| USAA |
$2,720 |
| Nationwide |
$2,859 |
| American Family |
$2,951 |
| Erie |
$3,050 |
| State Farm |
$3,128 |
| GEICO |
$3,951 |
| Farmers |
$4,359 |
| Allstate |
$5,892 |
Compare all 2025 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$3,6352024 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,652 |
| USAA |
$2,695 |
| American Family |
$2,841 |
| Nationwide |
$2,933 |
| Erie |
$2,955 |
| State Farm |
$3,015 |
| GEICO |
$3,792 |
| Farmers |
$4,152 |
| Allstate |
$5,576 |
Compare all 2024 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$3,5222023 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,591 |
| USAA |
$2,668 |
| American Family |
$2,675 |
| Erie |
$2,870 |
| State Farm |
$2,925 |
| Nationwide |
$2,937 |
| GEICO |
$3,416 |
| Farmers |
$3,901 |
| Allstate |
$5,542 |
Compare all 2023 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$3,3862022 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,453 |
| USAA |
$2,493 |
| Progressive |
$2,522 |
| Erie |
$2,621 |
| State Farm |
$2,859 |
| Nationwide |
$3,024 |
| GEICO |
$3,294 |
| Farmers |
$3,679 |
| Allstate |
$4,774 |
Compare all 2022 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$3,1922021 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,393 |
| American Family |
$2,395 |
| Progressive |
$2,414 |
| Erie |
$2,553 |
| Nationwide |
$2,852 |
| State Farm |
$2,946 |
| GEICO |
$3,180 |
| Farmers |
$3,533 |
| Allstate |
$4,578 |
Compare all 2021 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$3,0842020 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,168 |
| Progressive |
$2,287 |
| American Family |
$2,346 |
| Erie |
$2,451 |
| Nationwide |
$2,667 |
| State Farm |
$2,770 |
| GEICO |
$3,044 |
| Farmers |
$3,385 |
| Allstate |
$4,350 |
Compare all 2020 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,9162019 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,050 |
| Progressive |
$2,195 |
| American Family |
$2,281 |
| Erie |
$2,330 |
| Nationwide |
$2,675 |
| State Farm |
$2,745 |
| GEICO |
$2,907 |
| Farmers |
$3,261 |
| Allstate |
$3,850 |
Compare all 2019 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,7692018 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,848 |
| Progressive |
$2,120 |
| American Family |
$2,189 |
| Erie |
$2,362 |
| State Farm |
$2,557 |
| Nationwide |
$2,677 |
| GEICO |
$2,842 |
| Farmers |
$3,095 |
| Allstate |
$3,386 |
Compare all 2018 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,6172017 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,871 |
| Progressive |
$2,012 |
| American Family |
$2,132 |
| Erie |
$2,204 |
| State Farm |
$2,498 |
| Nationwide |
$2,729 |
| GEICO |
$2,749 |
| Farmers |
$2,984 |
| Allstate |
$3,510 |
Compare all 2017 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,5902016 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,696 |
| American Family |
$1,818 |
| Progressive |
$1,989 |
| Erie |
$2,160 |
| State Farm |
$2,280 |
| Nationwide |
$2,288 |
| GEICO |
$2,539 |
| Farmers |
$2,834 |
| Allstate |
$3,323 |
Compare all 2016 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,3882015 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,693 |
| American Family |
$1,724 |
| Progressive |
$1,852 |
| Erie |
$2,053 |
| State Farm |
$2,122 |
| Nationwide |
$2,337 |
| GEICO |
$2,441 |
| Farmers |
$2,730 |
| Allstate |
$2,812 |
Compare all 2015 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,2512014 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,587 |
| American Family |
$1,676 |
| Progressive |
$1,758 |
| Erie |
$1,945 |
| State Farm |
$2,109 |
| GEICO |
$2,348 |
| Nationwide |
$2,431 |
| Farmers |
$2,571 |
| Allstate |
$2,786 |
Compare all 2014 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,1952013 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,494 |
| American Family |
$1,607 |
| Progressive |
$1,730 |
| Erie |
$1,819 |
| State Farm |
$1,952 |
| GEICO |
$2,256 |
| Nationwide |
$2,296 |
| Farmers |
$2,465 |
| Allstate |
$2,753 |
Compare all 2013 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,1062012 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,393 |
| American Family |
$1,568 |
| Progressive |
$1,742 |
| Erie |
$1,772 |
| State Farm |
$1,859 |
| GEICO |
$2,100 |
| Nationwide |
$2,264 |
| Farmers |
$2,361 |
| Allstate |
$2,707 |
Compare all 2012 BMW 5 Series insurance rates.
Average Cost to Insure Per Year
$2,0282011 BMW 5 Series
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,300 |
| American Family |
$1,486 |
| Erie |
$1,574 |
| State Farm |
$1,693 |
| Progressive |
$1,835 |
| GEICO |
$1,910 |
| Nationwide |
$2,046 |
| Farmers |
$2,298 |
| Allstate |
$2,742 |