BMW 5 Series Car Insurance

Compare all car insurance companies at once.

The BMW 5 Series is an average-cost car to cover, with average annual rates $45 greater than the national mean. The 5 Series provides good cost-to-insure value, with a poor insurance premium-to-purchase cost ratio.

USAA supplies the most affordable car insurance rates for the BMW 5 Series, with an average annual rate of $679 — 55% less than the average among major insurance companies. The most expensive car insurance carrier for the BMW 5 Series is Infinity, with an average cost of $4,011 per year.

Explore the data below to compare BMW 5 Series insurance premiums offered by top car insurance companies.

How much does it cost to insure my BMW 5 Series?

Select the year of your car

2018 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Allied

$1,094

Nationwide

$1,238

GEICO

$1,279

Erie

$1,291

Tennessee Farmers

$1,348

Progressive

$1,402

USAA

$1,441

State Farm

$1,459

Acuity

$1,515

Plymouth Rock Insurance

$1,678

Vermont Mutual

$1,696

Country

$1,790

Compare all 2018 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,721

List Price

$52,650

Trims Available

530e iPerformance, 530i, 530e xDrive iPerformance, 530i xDrive, 540i, 540i xDrive, 540d xDrive, M550i xDrive

2017 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$1,370

Allied

$1,572

Tennessee Farmers

$1,600

Plymouth Rock Insurance

$1,622

Acuity

$1,624

Nationwide

$1,655

USAA

$1,685

Vermont Mutual

$1,764

Mercury

$1,820

State Farm

$1,838

Country

$1,854

Arbella

$1,872

Compare all 2017 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$2,616

List Price

$51,200

Trims Available

530i, 530i xDrive, 540i, 540i xDrive, 535i Gran Turismo, 535i xDrive Gran Turismo, 550i xDrive Gran Turismo

2016 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$1,109

Tennessee Farmers

$1,310

GEICO

$1,408

USAA

$1,458

Nationwide

$1,473

Progressive

$1,480

Acuity

$1,495

State Farm

$1,508

Plymouth Rock Insurance

$1,588

Vermont Mutual

$1,603

Country

$1,668

Allied

$1,741

Compare all 2016 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,894

List Price

$50,200

Trims Available

528i, 528i xDrive, 535i, 535d, 535i xDrive, 535d xDrive, 535i Gran Turismo, ActiveHybrid 5, 535i xDrive Gran Turismo, 550i, 550i xDrive, 550i xDrive Gran Turismo

2015 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$1,086

State Farm

$1,327

USAA

$1,385

Acuity

$1,439

GEICO

$1,451

Progressive

$1,505

Nationwide

$1,522

Tennessee Farmers

$1,527

Vermont Mutual

$1,529

Plymouth Rock Insurance

$1,549

Country

$1,628

Arbella

$1,753

Compare all 2015 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,861

List Price

$49,950

Trims Available

528i, 528i xDrive, 535i, 535d, 535i xDrive, 535d xDrive, 535i Gran Turismo, ActiveHybrid 5, 535i xDrive Gran Turismo, 550i, 550i xDrive, 550i Gran Turismo, 550i xDrive Gran Turismo

2014 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$1,069

State Farm

$1,355

USAA

$1,378

Acuity

$1,393

GEICO

$1,437

Vermont Mutual

$1,477

Tennessee Farmers

$1,515

Plymouth Rock Insurance

$1,520

Nationwide

$1,568

Country

$1,607

Progressive

$1,616

Arbella

$1,709

Compare all 2014 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,884

List Price

$49,500

Trims Available

528i, 528i xDrive, 535i, 535d, 535i xDrive, 535d xDrive, 535i Gran Turismo, ActiveHybrid 5, 535i xDrive Gran Turismo, 550i, 550i xDrive, 550i Gran Turismo, 550i xDrive Gran Turismo

2013 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$999

USAA

$1,212

GEICO

$1,244

State Farm

$1,286

Acuity

$1,325

Vermont Mutual

$1,380

Tennessee Farmers

$1,442

Progressive

$1,453

Nationwide

$1,497

Arbella

$1,562

Country

$1,581

Plymouth Rock Insurance

$1,585

Compare all 2013 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,725

List Price

$47,500

Trims Available

528i, 528i xDrive, 535i, 535i xDrive, 535i Gran Turismo, 535i xDrive Gran Turismo, ActiveHybrid 5, 550i, 550i xDrive, 550i Gran Turismo, 550i xDrive Gran Turismo

2012 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$985

USAA

$1,175

Acuity

$1,253

State Farm

$1,255

Vermont Mutual

$1,283

GEICO

$1,295

Tennessee Farmers

$1,400

Plymouth Rock Insurance

$1,403

Country

$1,516

Nationwide

$1,541

Arbella

$1,549

Southern Farm Bureau

$1,573

Compare all 2012 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,765

List Price

$46,900

Trims Available

528i, 528i xDrive, 535i, 535i xDrive, 535i Gran Turismo, 535i xDrive Gran Turismo, ActiveHybrid 5, 550i, 550i xDrive, 550i Gran Turismo, 550i xDrive Gran Turismo

2011 BMW 5 Series

Cheapest Insurance Companies

Average Annual Cost

Erie

$877

GEICO

$1,061

USAA

$1,065

Vermont Mutual

$1,144

State Farm

$1,223

Tennessee Farmers

$1,291

Arbella

$1,302

Plymouth Rock Insurance

$1,355

Acuity

$1,356

Country

$1,392

Nationwide

$1,408

Southern Farm Bureau

$1,444

Compare all 2011 BMW 5 Series insurance rates.

Average Cost to Insure Per Year

$1,628

List Price

$44,550

Trims Available

528i, 535i, 535i xDrive, 535i Gran Turismo, 535i xDrive Gran Turismo, 550i, 550i xDrive, 550i Gran Turismo, 550i xDrive Gran Turismo