BMW X3 Insurance Cost

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Looking for more information on insuring your BMW X3?

Reference the below information when selecting an insurance company.

Fast facts: BMW X3 insurance

  • Average insurance cost: $154/month
  • Cheapest insurance company: Allied ($78/month)
  • X3 insurance rate vs. average vehicle insurance rate: $25 more expensive than the average vehicle

Analyze the pricing information we've gathered to uncover BMW X3 auto insurance premiums from major auto insurance companies.

How much does it cost to insure my BMW X3?

Select the year of your car

X3 Car Insurance

2020 BMW X3

Cheapest Insurance Companies
Average Annual Cost

$936

$1,289

Tennessee Farmers

$1,314

$1,331

$1,487

$1,491

$1,535

$1,549

GEICO

$1,644

$1,672

$1,678

Auto Owners

$1,689

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Average Cost to Insure Per Year
$1,845
List Price
$41,950
Trims Available

sDrive30i, xDrive30i, xDrive30e, M40i

2019 BMW X3

Cheapest Insurance Companies
Average Annual Cost

$1,208

Auto Owners

$1,293

Erie

$1,363

Nationwide

$1,371

Plymouth Rock Insurance

$1,389

Country

$1,479

$1,519

American Family

$1,532

$1,623

Arbella

$1,629

Progressive

$1,670

$1,682

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Average Cost to Insure Per Year
$1,887
List Price
$41,000
Trims Available

sDrive30i, xDrive30i, M40i

2017 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,035

GEICO

$1,097

Vermont Mutual

$1,204

Progressive

$1,251

Allied

$1,262

Acuity

$1,266

USAA

$1,283

Nationwide

$1,309

Country

$1,326

Arbella

$1,372

Plymouth Rock Insurance

$1,373

$1,410

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Average Cost to Insure Per Year
$1,981
List Price
$40,050
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2016 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Allied

$822

Vermont Mutual

$1,104

Nationwide

$1,136

Erie

$1,220

21st Century

$1,372

Country

$1,386

USAA

$1,396

American Family

$1,400

Tennessee Farmers

$1,425

Arbella

$1,432

GEICO

$1,468

Auto Owners

$1,497

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Average Cost to Insure Per Year
$1,813
List Price
$38,950
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2015 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$953

Tennessee Farmers

$1,051

Vermont Mutual

$1,076

Acuity

$1,169

USAA

$1,170

GEICO

$1,194

Country

$1,238

Allied

$1,283

Arbella

$1,288

Progressive

$1,311

Plymouth Rock Insurance

$1,318

Nationwide

$1,375

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Average Cost to Insure Per Year
$2,114
List Price
$38,500
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2014 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$987

Vermont Mutual

$1,050

Tennessee Farmers

$1,054

Acuity

$1,121

USAA

$1,180

Country

$1,229

Allied

$1,230

Arbella

$1,270

GEICO

$1,286

Plymouth Rock Insurance

$1,287

Nationwide

$1,373

American Family

$1,399

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Average Cost to Insure Per Year
$2,466
List Price
$39,800
Trims Available

xDrive28i, xDrive35i

2013 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$911

Vermont Mutual

$1,001

Tennessee Farmers

$1,019

USAA

$1,085

Acuity

$1,099

GEICO

$1,152

Arbella

$1,193

Country

$1,207

Plymouth Rock Insurance

$1,224

Allied

$1,241

American Family

$1,282

Progressive

$1,331

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Average Cost to Insure Per Year
$2,149
List Price
$38,500
Trims Available

xDrive28i, xDrive35i

2012 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$885

Vermont Mutual

$911

Tennessee Farmers

$968

Acuity

$1,025

USAA

$1,049

Country

$1,147

GEICO

$1,156

Arbella

$1,181

Plymouth Rock Insurance

$1,199

American Family

$1,219

Allied

$1,263

Amica

$1,299

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Average Cost to Insure Per Year
$2,335
List Price
$37,100
Trims Available

xDrive28i, xDrive35i

2011 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$828

Erie

$850

Arbella

$917

Tennessee Farmers

$919

Acuity

$950

USAA

$1,036

GEICO

$1,057

Country

$1,066

Amica

$1,144

American Family

$1,167

Plymouth Rock Insurance

$1,185

Southern Farm Bureau

$1,199

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Average Cost to Insure Per Year
$2,285
List Price
$36,750
Trims Available

xDrive28i, xDrive35i