BMW X3 Insurance Cost
- BMW X3 insurance costs range from $23 to $88 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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BMW X3 Insurance cost
- Average insurance cost: $154/month
- Cheapest insurance company: Allied ($78/month)
- X3 insurance rate vs. average vehicle insurance rate: $25 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a BMW X3 with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 BMW X3
Cheapest Insurance Companies
Average Annual Cost
$936
Vermont Mutual
$1,289
Tennessee Farmers
$1,314
$1,331
$1,487
$1,491
$1,535
Country
$1,549
$1,644
Arbella
$1,672
$1,678
Auto Owners
$1,689
Compare all 2020 BMW X3 insurance rates.
Average Cost to Insure Per Year
$1,845List Price
$41,950Trims Available
sDrive30i, xDrive30i, xDrive30e, M40i
2019 BMW X3
Cheapest Insurance Companies
Average Annual Cost
$1,208
Auto Owners
$1,293
Erie
$1,363
Nationwide
$1,371
Plymouth Rock Insurance
$1,389
Country
$1,479
$1,519
American Family
$1,532
Acuity
$1,623
Arbella
$1,629
Progressive
$1,670
Southern Farm Bureau
$1,682
Compare all 2019 BMW X3 insurance rates.
Average Cost to Insure Per Year
$1,887List Price
$41,000Trims Available
sDrive30i, xDrive30i, M40i
2017 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,035
GEICO
$1,097
Vermont Mutual
$1,204
Progressive
$1,251
Allied
$1,262
Acuity
$1,266
USAA
$1,283
Nationwide
$1,309
Country
$1,326
Arbella
$1,372
Plymouth Rock Insurance
$1,373
$1,410
Compare all 2017 BMW X3 insurance rates.
Average Cost to Insure Per Year
$1,981List Price
$40,050Trims Available
sDrive28i, xDrive28i, xDrive28d, xDrive35i
2016 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Allied
$822
Vermont Mutual
$1,104
Nationwide
$1,136
Erie
$1,220
21st Century
$1,372
Country
$1,386
USAA
$1,396
American Family
$1,400
Tennessee Farmers
$1,425
Arbella
$1,432
GEICO
$1,468
Auto Owners
$1,497
Compare all 2016 BMW X3 insurance rates.
Average Cost to Insure Per Year
$1,813List Price
$38,950Trims Available
sDrive28i, xDrive28i, xDrive28d, xDrive35i
2015 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Erie
$953
Tennessee Farmers
$1,051
Vermont Mutual
$1,076
Acuity
$1,169
USAA
$1,170
GEICO
$1,194
Country
$1,238
Allied
$1,283
Arbella
$1,288
Progressive
$1,311
Plymouth Rock Insurance
$1,318
Nationwide
$1,375
Compare all 2015 BMW X3 insurance rates.
Average Cost to Insure Per Year
$2,114List Price
$38,500Trims Available
sDrive28i, xDrive28i, xDrive28d, xDrive35i
2014 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Erie
$987
Vermont Mutual
$1,050
Tennessee Farmers
$1,054
Acuity
$1,121
USAA
$1,180
Country
$1,229
Allied
$1,230
Arbella
$1,270
GEICO
$1,286
Plymouth Rock Insurance
$1,287
Nationwide
$1,373
American Family
$1,399
Compare all 2014 BMW X3 insurance rates.
Average Cost to Insure Per Year
$2,466List Price
$39,800Trims Available
xDrive28i, xDrive35i
2013 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Erie
$911
Vermont Mutual
$1,001
Tennessee Farmers
$1,019
USAA
$1,085
Acuity
$1,099
GEICO
$1,152
Arbella
$1,193
Country
$1,207
Plymouth Rock Insurance
$1,224
Allied
$1,241
American Family
$1,282
Progressive
$1,331
Compare all 2013 BMW X3 insurance rates.
Average Cost to Insure Per Year
$2,149List Price
$38,500Trims Available
xDrive28i, xDrive35i
2012 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Erie
$885
Vermont Mutual
$911
Tennessee Farmers
$968
Acuity
$1,025
USAA
$1,049
Country
$1,147
GEICO
$1,156
Arbella
$1,181
Plymouth Rock Insurance
$1,199
American Family
$1,219
Allied
$1,263
Amica
$1,299
Compare all 2012 BMW X3 insurance rates.
Average Cost to Insure Per Year
$2,335List Price
$37,100Trims Available
xDrive28i, xDrive35i
2011 BMW X3
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$828
Erie
$850
Arbella
$917
Tennessee Farmers
$919
Acuity
$950
USAA
$1,036
GEICO
$1,057
Country
$1,066
Amica
$1,144
American Family
$1,167
Plymouth Rock Insurance
$1,185
Southern Farm Bureau
$1,199
Compare all 2011 BMW X3 insurance rates.
Average Cost to Insure Per Year
$2,285List Price
$36,750Trims Available
xDrive28i, xDrive35i