BMW X3 Car Insurance

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The BMW X3 is a pricey car to cover, with mean yearly rates $118 more than the national mean. The X3 provides bad cost-to-insure value, with a costlier-than-average insurance rate-to-MSRP quotient.

GEICO offers the most affordable auto insurance prices for the BMW X3, with an average yearly cost of $631 — 49% less than the average among well-regarded insurance companies. The most expensive auto insurance carrier for the BMW X3 is Infinity, offering an average cost of $4,012 per annum.

Check out the numbers on this page to compare BMW X3 insurance premiums from top auto insurance companies.

How much does it cost to insure my BMW X3?

Select the year of your car

X3 Car Insurance

2017 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,035

GEICO

$1,097

Vermont Mutual

$1,204

Progressive

$1,251

$1,262

Acuity

$1,266

USAA

$1,283

$1,309

$1,326

Arbella

$1,372

Plymouth Rock Insurance

$1,373

$1,410

Compare all 2017 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$1,981
List Price
$40,050
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2016 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,030

Tennessee Farmers

$1,089

Vermont Mutual

$1,155

GEICO

$1,224

Acuity

$1,229

USAA

$1,237

Allied

$1,274

Country

$1,284

Progressive

$1,302

Arbella

$1,312

Nationwide

$1,352

Plymouth Rock Insurance

$1,353

Compare all 2016 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,059
List Price
$38,950
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2015 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$953

Tennessee Farmers

$1,051

Vermont Mutual

$1,076

Acuity

$1,169

USAA

$1,170

GEICO

$1,194

Country

$1,238

Allied

$1,283

Arbella

$1,288

Progressive

$1,311

Plymouth Rock Insurance

$1,318

Nationwide

$1,375

Compare all 2015 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,114
List Price
$38,500
Trims Available

sDrive28i, xDrive28i, xDrive28d, xDrive35i

2014 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$987

Vermont Mutual

$1,050

Tennessee Farmers

$1,054

Acuity

$1,121

USAA

$1,180

Country

$1,229

Allied

$1,230

Arbella

$1,270

GEICO

$1,286

Plymouth Rock Insurance

$1,287

Nationwide

$1,373

$1,399

Compare all 2014 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,466
List Price
$39,800
Trims Available

xDrive28i, xDrive35i

2013 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$911

Vermont Mutual

$1,001

Tennessee Farmers

$1,019

USAA

$1,085

Acuity

$1,099

GEICO

$1,152

Arbella

$1,193

Country

$1,207

Plymouth Rock Insurance

$1,224

Allied

$1,241

American Family

$1,282

Progressive

$1,331

Compare all 2013 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,149
List Price
$38,500
Trims Available

xDrive28i, xDrive35i

2012 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Erie

$885

Vermont Mutual

$911

Tennessee Farmers

$968

Acuity

$1,025

USAA

$1,049

Country

$1,147

GEICO

$1,156

Arbella

$1,181

Plymouth Rock Insurance

$1,199

American Family

$1,219

Allied

$1,263

Amica

$1,299

Compare all 2012 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,335
List Price
$37,100
Trims Available

xDrive28i, xDrive35i

2011 BMW X3

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$828

Erie

$850

Arbella

$917

Tennessee Farmers

$919

Acuity

$950

USAA

$1,036

GEICO

$1,057

Country

$1,066

Amica

$1,144

American Family

$1,167

Plymouth Rock Insurance

$1,185

Southern Farm Bureau

$1,199

Compare all 2011 BMW X3 insurance rates.
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Average Cost to Insure Per Year
$2,285
List Price
$36,750
Trims Available

xDrive28i, xDrive35i