Jeep Cherokee Insurance: by Model Year & Company

Jeep Cherokee insurance costs an average of $869 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Jeep Cherokee at $128/mo or $770 for a 6-month full coverage policy.

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Cherokee Car Insurance

What to know about insuring a Jeep Cherokee:

  1. The Cherokee costs less to insure than most SUVs. Averaging $145/mo for the Cherokee versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Cherokee, like the Jeep Grand Cherokee ($153/mo), Jeep Grand Cherokee L ($181/mo), or Jeep Liberty ($121/mo), your insurance costs will be about the same.
  3. Progressive ($113/mo), American Family ($115/mo), USAA ($119/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2023 Jeep Cherokee Vehicle Image
2023 Jeep Cherokee
Av. Cost Per Year$2,126
Av. Per Month$177

Cheapest Companies

USAA$97/m
Progressive$105/m
American Family$105/m

How much does it cost to insure my Jeep Cherokee?

Select your model year:

2023 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,539

American Family

$1,545

USAA

$1,656

Erie

$1,758

State Farm

$1,843

Nationwide

$1,937

GEICO

$2,278

Farmers

$2,430

Allstate

$3,321

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Average Cost to Insure Per Year
$2,126

2022 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,495

Progressive

$1,514

Erie

$1,577

USAA

$1,719

Nationwide

$1,814

State Farm

$1,820

GEICO

$1,976

Farmers

$2,301

Allstate

$3,146

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Average Cost to Insure Per Year
$2,004

2021 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,406

American Family

$1,450

Erie

$1,552

USAA

$1,577

State Farm

$1,725

Nationwide

$1,828

GEICO

$1,882

Farmers

$2,250

Allstate

$2,980

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Average Cost to Insure Per Year
$1,910

2020 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,365

American Family

$1,411

USAA

$1,508

Erie

$1,519

State Farm

$1,725

GEICO

$1,846

Nationwide

$1,977

Farmers

$2,143

Allstate

$2,575

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Average Cost to Insure Per Year
$1,840

2019 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,325

American Family

$1,389

USAA

$1,443

Erie

$1,563

State Farm

$1,743

GEICO

$1,758

Nationwide

$2,005

Farmers

$2,069

Allstate

$2,384

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Average Cost to Insure Per Year
$1,780

2018 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,325

American Family

$1,344

USAA

$1,386

Erie

$1,580

GEICO

$1,696

State Farm

$1,696

Farmers

$2,004

Nationwide

$2,168

Allstate

$2,175

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Average Cost to Insure Per Year
$1,739

2017 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,291

Progressive

$1,295

American Family

$1,321

Erie

$1,526

State Farm

$1,650

GEICO

$1,717

Farmers

$1,943

Nationwide

$1,991

Allstate

$2,033

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Average Cost to Insure Per Year
$1,673

2016 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,278

USAA

$1,305

American Family

$1,330

Erie

$1,452

State Farm

$1,647

GEICO

$1,665

Nationwide

$1,890

Farmers

$1,897

Allstate

$1,965

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Average Cost to Insure Per Year
$1,633

2015 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,193

Progressive

$1,283

American Family

$1,291

Erie

$1,405

State Farm

$1,550

GEICO

$1,628

Farmers

$1,867

Nationwide

$1,910

Allstate

$1,953

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Average Cost to Insure Per Year
$1,596

2014 Jeep Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,162

Progressive

$1,255

American Family

$1,263

Erie

$1,390

State Farm

$1,462

GEICO

$1,567

Farmers

$1,761

Allstate

$1,859

Nationwide

$1,870

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Average Cost to Insure Per Year
$1,538