Jeep Grand Cherokee Insurance: by Model Year & Company

Jeep Grand Cherokee insurance costs an average of $920 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Jeep Grand Cherokee at $137/mo or $821 for a 6-month full coverage policy.

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Grand Cherokee Car Insurance

What to know about insuring a Jeep Grand Cherokee:

  1. The Grand Cherokee costs less to insure than most SUVs. Averaging $153/mo for the Grand Cherokee versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Grand Cherokee, like the Jeep Grand Cherokee L ($181/mo), Jeep Cherokee ($145/mo), or Jeep Liberty ($121/mo), your insurance costs will be about the same.
  3. American Family ($114/mo), Progressive ($120/mo), USAA ($122/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Jeep Grand Cherokee Vehicle Image
2025 Jeep Grand Cherokee
Av. Cost Per Year$2,362
Av. Per Month$197

Cheapest Companies

USAA$90/m
American Family$95/m
Erie$108/m

How much does it cost to insure my Jeep Grand Cherokee?

Select your model year:

2025 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,643

American Family

$1,643

USAA

$1,827

Nationwide

$1,994

State Farm

$2,028

Erie

$2,066

GEICO

$2,449

Farmers

$3,240

Allstate

$3,829

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Average Cost to Insure Per Year
$2,362

2024 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,595

Progressive

$1,643

USAA

$1,822

State Farm

$1,965

Erie

$2,028

Nationwide

$2,044

GEICO

$2,406

Farmers

$3,155

Allstate

$3,628

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Average Cost to Insure Per Year
$2,316

2023 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,557

Progressive

$1,627

USAA

$1,758

State Farm

$1,820

Erie

$2,038

Nationwide

$2,072

GEICO

$2,244

Farmers

$3,025

Allstate

$3,564

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Average Cost to Insure Per Year
$2,237

2022 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,512

Progressive

$1,602

USAA

$1,727

State Farm

$1,777

Erie

$1,987

Nationwide

$2,005

GEICO

$2,162

Farmers

$2,720

Allstate

$3,304

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Average Cost to Insure Per Year
$2,139

2021 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,468

American Family

$1,569

USAA

$1,727

State Farm

$1,848

Erie

$1,928

Nationwide

$1,998

GEICO

$2,131

Farmers

$2,711

Allstate

$3,093

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Average Cost to Insure Per Year
$2,090

2020 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,425

Progressive

$1,447

USAA

$1,644

State Farm

$1,707

Erie

$1,800

GEICO

$2,045

Nationwide

$2,075

Farmers

$2,462

Allstate

$2,591

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Average Cost to Insure Per Year
$1,957

2019 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,380

Progressive

$1,401

USAA

$1,550

State Farm

$1,649

Erie

$1,699

GEICO

$1,936

Nationwide

$2,052

Farmers

$2,385

Allstate

$2,480

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Average Cost to Insure Per Year
$1,879

2018 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,375

Progressive

$1,401

USAA

$1,499

State Farm

$1,607

GEICO

$1,860

Erie

$1,871

Nationwide

$1,977

Farmers

$2,329

Allstate

$2,786

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Average Cost to Insure Per Year
$1,885

2017 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,326

Progressive

$1,396

USAA

$1,406

State Farm

$1,570

Erie

$1,640

GEICO

$1,794

Nationwide

$1,853

Farmers

$2,216

Allstate

$2,385

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Average Cost to Insure Per Year
$1,764

2016 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
American Family

$1,266

USAA

$1,304

Progressive

$1,370

State Farm

$1,432

Erie

$1,598

GEICO

$1,754

Nationwide

$1,839

Farmers

$2,131

Allstate

$2,548

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Average Cost to Insure Per Year
$1,735

2015 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,234

American Family

$1,240

Progressive

$1,373

State Farm

$1,473

Erie

$1,537

GEICO

$1,706

Nationwide

$1,919

Farmers

$2,078

Allstate

$2,165

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Average Cost to Insure Per Year
$1,670

2014 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,188

American Family

$1,209

Progressive

$1,345

State Farm

$1,460

Erie

$1,461

GEICO

$1,640

Nationwide

$1,921

Allstate

$1,924

Farmers

$1,960

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Average Cost to Insure Per Year
$1,599

2013 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,133

American Family

$1,140

Progressive

$1,266

State Farm

$1,334

Erie

$1,452

GEICO

$1,582

Nationwide

$1,742

Farmers

$1,901

Allstate

$1,917

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Average Cost to Insure Per Year
$1,523

2012 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,065

American Family

$1,100

Progressive

$1,289

State Farm

$1,326

Erie

$1,395

GEICO

$1,535

Nationwide

$1,858

Farmers

$1,860

Allstate

$1,920

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Average Cost to Insure Per Year
$1,516

2011 Jeep Grand Cherokee

Cheapest Insurance Companies Average Annual Cost
USAA

$1,084

American Family

$1,140

Erie

$1,298

Progressive

$1,315

State Farm

$1,349

GEICO

$1,525

Nationwide

$1,733

Farmers

$1,835

Allstate

$2,057

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Average Cost to Insure Per Year
$1,522