Kia Cadenza Insurance: by Model Year & Company

Kia Cadenza insurance costs an average of $1,108 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Kia Cadenza at $152/mo or $912 for a 6-month full coverage policy.

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Cadenza Car Insurance

What to know about insuring a Kia Cadenza:

  1. The Cadenza costs less to insure than most sedans. Averaging $185/mo for the Cadenza versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Cadenza, like the Kia Carnival ($193/mo), Kia K5 ($222/mo), or Kia K900 ($233/mo), your insurance costs will be cheaper.
  3. USAA ($131/mo), American Family ($134/mo), Progressive ($154/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Kia Cadenza Vehicle Image
2020 Kia Cadenza
Av. Cost Per Year$2,615
Av. Per Month$218

Cheapest Companies

USAA$116/m
American Family$119/m
Erie$138/m

How much does it cost to insure my Kia Cadenza?

Select your model year:

2020 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,824

American Family

$1,826

Progressive

$1,940

Erie

$2,301

GEICO

$2,341

State Farm

$2,664

Nationwide

$2,672

Farmers

$3,255

Allstate

$4,313

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Average Cost to Insure Per Year
$2,615

2019 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,642

American Family

$1,660

Progressive

$1,868

Erie

$2,144

State Farm

$2,202

GEICO

$2,321

Nationwide

$2,395

Farmers

$3,083

Allstate

$3,919

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Average Cost to Insure Per Year
$2,414

2018 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,579

American Family

$1,624

Progressive

$1,916

Erie

$2,092

GEICO

$2,229

Nationwide

$2,271

State Farm

$2,330

Farmers

$2,966

Allstate

$3,468

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Average Cost to Insure Per Year
$2,314

2017 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,566

American Family

$1,607

Progressive

$1,806

Erie

$1,999

GEICO

$2,135

Nationwide

$2,172

State Farm

$2,357

Farmers

$2,849

Allstate

$2,918

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Average Cost to Insure Per Year
$2,177

2016 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,479

American Family

$1,569

Progressive

$1,834

Erie

$1,917

State Farm

$1,935

GEICO

$2,077

Nationwide

$2,383

Farmers

$2,767

Allstate

$2,800

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Average Cost to Insure Per Year
$2,112

2015 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,489

American Family

$1,522

Progressive

$1,756

Erie

$1,872

State Farm

$2,014

GEICO

$2,046

Nationwide

$2,356

Allstate

$2,725

Farmers

$2,750

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Average Cost to Insure Per Year
$2,087

2014 Kia Cadenza

Cheapest Insurance Companies Average Annual Cost
USAA

$1,394

American Family

$1,433

Erie

$1,659

Progressive

$1,814

State Farm

$1,916

GEICO

$1,972

Nationwide

$2,408

Farmers

$2,612

Allstate

$2,808

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Average Cost to Insure Per Year
$2,056