How much does Kia insurance cost?

The average monthly cost for auto insurance for Kia owners is $147 and about $1,769 a year. However, many Kia drivers can pay significantly less than this if they shop around for insurance rates.

While lots of factors go into determining your insurance rate, the make and model of the vehicle you drive is one of the biggest. Allied, Nationwide, and USAA tend to offer some of the lowest insurance costs to Kia drivers, especially on newer models.

With The Zebra, you can quickly compare Kia insurance quotes across hundreds of insurance companies to help find the best coverage for the best price, specifically for your vehicle.


Vehicle Model Average Annual Premium
Kia Cadenza $1,961
Kia Forte $1,782
Kia K900 $2,234
Kia Niro $1,674
Kia Optima $1,771
Kia Rio $1,653
Kia Sedona $1,543
Kia Sorento $1,634
Kia Soul $1,551
Kia Sportage $1,496

Kia insurance rates by model: