Kia Insurance: by Model, Year & Company

Kia insurance costs range from $99 to $465 per month, depending on your model, trim, and driving profile.

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Kia insurance costs: by company, cheapest, & most expensive models

Explore average insurance costs by model year for Kia vehicles — and compare across other makes and insurers to find your best-fit rate

Average rate & cheapest companies

Average rate is $1,106 for a 6-month full coverage policy. Progressive, USAA, & American Family offer the cheapest rates.

Cheapest model

For Kia vehicles, the Forte Koup is the cheapest model at $99/mo on average.

Most expensive model

For Kia vehicles, the EV9 is the most expensive model at $465/mo on average.

Average Cost of Insurance for Kias
Kia ModelAverage Annual Premium
Cadenza $2,216
Carnival $2,319
EV6 $2,745
EV9 $3,428
Forte $2,032
Forte Koup $1,930
K5 $2,660
K900 $2,797
Niro $1,973
Optima $1,910
Optima Hybrid $2,072
Rio $1,885
Sedona $1,809
Seltos $1,995
Sorento $1,857
Soul $1,780
Soul EV $1,957
Sportage $1,772
Sportage Hybrid $2,298
Telluride $2,251

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