Kia Niro Insurance Cost
- Kia Niro insurance costs range from $10 to $94 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Kia Niro Insurance cost
- Average car insurance cost: $131 per month
- Most affordable company: Allied ($59 per month)
- 31% of drivers insure their Niro with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Kia Niro with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
$707
$1,250
Tennessee Farmers
$1,314
$1,354
Vermont Mutual
$1,360
$1,366
$1,410
$1,442
Plymouth Rock Insurance
$1,476
$1,491
$1,539
$1,551
Compare all 2020 Kia Niro insurance rates.
Average Cost to Insure Per Year
$1,577List Price
$24,590Trims Available
LX, LXS, Touring, Touring Special Edition, EX Premium
2019 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
$1,161
Nationwide
$1,186
Auto Owners
$1,210
USAA
$1,275
Erie
$1,301
GEICO
$1,382
$1,393
Plymouth Rock Insurance
$1,395
Country
$1,429
American Family
$1,432
State Farm
$1,473
Mercury
$1,512
Compare all 2019 Kia Niro insurance rates.
Average Cost to Insure Per Year
$1,661List Price
$23,490Trims Available
FE, LX, EX, S Touring, Touring
2017 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$867
Vermont Mutual
$1,024
Plymouth Rock Insurance
$1,041
Erie
$1,042
USAA
$1,049
Allied
$1,072
GEICO
$1,110
Progressive
$1,144
State Farm
$1,153
$1,170
Nationwide
$1,188
Arbella
$1,202
Compare all 2017 Kia Niro insurance rates.
Average Cost to Insure Per Year
$2,164List Price
$22,890Trims Available
FE, LX, EX, Touring Launch Edition, Touring