Kia Niro insurance facts
- Average car insurance cost: $131/month
- Most affordable company: Allied ($59/month)
- Niro insurance rate vs. average vehicle insurance rate: $2 more expensive than the average vehicle
Dive into the data below to find Kia Niro car insurance premiums from top car insurance companies. Then use the The Zebra to find the best quote for the best price based on your specific driving profile and vehicle.
How much does it cost to insure my Kia Niro?
Select your model year:

2020 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
$707
$1,250
Tennessee Farmers
$1,314
$1,354
Vermont Mutual
$1,360
$1,366
$1,410
$1,442
Plymouth Rock Insurance
$1,476
$1,491
$1,539
$1,551
Compare all 2020 Kia Niro insurance rates.
Average Cost to Insure Per Year
$1,577List Price
$24,590Trims Available
LX, LXS, Touring, Touring Special Edition, EX Premium
2019 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
$1,161
Nationwide
$1,186
Auto Owners
$1,210
USAA
$1,275
Erie
$1,301
GEICO
$1,382
$1,393
Plymouth Rock Insurance
$1,395
Country
$1,429
American Family
$1,432
State Farm
$1,473
Mercury
$1,512
Compare all 2019 Kia Niro insurance rates.
Average Cost to Insure Per Year
$1,661List Price
$23,490Trims Available
FE, LX, EX, S Touring, Touring
2017 Kia Niro
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$867
Vermont Mutual
$1,024
Plymouth Rock Insurance
$1,041
Erie
$1,042
USAA
$1,049
Allied
$1,072
GEICO
$1,110
Progressive
$1,144
State Farm
$1,153
$1,170
Nationwide
$1,188
Arbella
$1,202
Compare all 2017 Kia Niro insurance rates.
Average Cost to Insure Per Year
$2,164List Price
$22,890Trims Available
FE, LX, EX, Touring Launch Edition, Touring