Kia Rio Insurance: by Model Year & Company
Kia Rio insurance costs an average of $942 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Kia Rio at $128/mo or $768 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Kia Rio:
- The Rio costs less to insure than most sedans. Averaging $157/mo for the Rio versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Rio, like the Kia Cadenza ($185/mo), Kia Carnival ($193/mo), or Kia K5 ($222/mo), your insurance costs will be cheaper.
- USAA ($106/mo), American Family ($120/mo), Progressive ($125/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2023 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,535 |
| Progressive |
$1,765 |
| American Family |
$1,892 |
| State Farm |
$1,981 |
| GEICO |
$1,985 |
| Erie |
$2,086 |
| Nationwide |
$2,848 |
| Farmers |
$2,923 |
| Allstate |
$4,059 |
Compare all 2023 Kia Rio insurance rates.
Average Cost to Insure Per Year
$2,3572022 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,507 |
| Progressive |
$1,664 |
| American Family |
$1,805 |
| State Farm |
$1,873 |
| GEICO |
$1,913 |
| Erie |
$2,025 |
| Nationwide |
$2,791 |
| Farmers |
$2,794 |
| Allstate |
$3,419 |
Compare all 2022 Kia Rio insurance rates.
Average Cost to Insure Per Year
$2,1992021 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,448 |
| American Family |
$1,709 |
| Progressive |
$1,736 |
| State Farm |
$1,928 |
| Erie |
$1,954 |
| GEICO |
$2,181 |
| Farmers |
$2,707 |
| Nationwide |
$2,878 |
| Allstate |
$3,195 |
Compare all 2021 Kia Rio insurance rates.
Average Cost to Insure Per Year
$2,2382020 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,450 |
| American Family |
$1,517 |
| Progressive |
$1,676 |
| State Farm |
$1,892 |
| Erie |
$1,898 |
| GEICO |
$1,916 |
| Nationwide |
$2,452 |
| Farmers |
$2,736 |
| Allstate |
$2,954 |
Compare all 2020 Kia Rio insurance rates.
Average Cost to Insure Per Year
$2,0712019 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,314 |
| American Family |
$1,414 |
| Progressive |
$1,628 |
| State Farm |
$1,819 |
| Erie |
$1,820 |
| GEICO |
$2,015 |
| Farmers |
$2,575 |
| Nationwide |
$2,694 |
| Allstate |
$2,974 |
Compare all 2019 Kia Rio insurance rates.
Average Cost to Insure Per Year
$2,0832018 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,255 |
| American Family |
$1,393 |
| Progressive |
$1,550 |
| State Farm |
$1,760 |
| Erie |
$1,791 |
| GEICO |
$1,957 |
| Nationwide |
$2,419 |
| Farmers |
$2,460 |
| Allstate |
$2,496 |
Compare all 2018 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,9322017 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,212 |
| American Family |
$1,366 |
| Progressive |
$1,494 |
| State Farm |
$1,638 |
| Erie |
$1,752 |
| GEICO |
$1,913 |
| Nationwide |
$2,239 |
| Allstate |
$2,430 |
| Farmers |
$2,519 |
Compare all 2017 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,8642016 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,224 |
| American Family |
$1,330 |
| Progressive |
$1,454 |
| State Farm |
$1,490 |
| Erie |
$1,698 |
| GEICO |
$1,854 |
| Nationwide |
$2,085 |
| Allstate |
$2,359 |
| Farmers |
$2,465 |
Compare all 2016 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,7942015 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,174 |
| American Family |
$1,309 |
| State Farm |
$1,350 |
| Progressive |
$1,398 |
| Erie |
$1,643 |
| GEICO |
$1,791 |
| Nationwide |
$2,092 |
| Allstate |
$2,296 |
| Farmers |
$2,375 |
Compare all 2015 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,7352014 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,132 |
| American Family |
$1,286 |
| Progressive |
$1,353 |
| State Farm |
$1,386 |
| Erie |
$1,580 |
| GEICO |
$1,744 |
| Nationwide |
$1,974 |
| Farmers |
$2,260 |
| Allstate |
$2,311 |
Compare all 2014 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,6932013 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,109 |
| American Family |
$1,270 |
| Progressive |
$1,317 |
| State Farm |
$1,328 |
| Erie |
$1,523 |
| GEICO |
$1,674 |
| Nationwide |
$1,829 |
| Farmers |
$2,209 |
| Allstate |
$2,360 |
Compare all 2013 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,6462012 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,080 |
| American Family |
$1,243 |
| Progressive |
$1,250 |
| State Farm |
$1,287 |
| Erie |
$1,476 |
| GEICO |
$1,625 |
| Nationwide |
$1,976 |
| Farmers |
$2,067 |
| Allstate |
$2,391 |
Compare all 2012 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,6302011 Kia Rio
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,102 |
| American Family |
$1,193 |
| Progressive |
$1,256 |
| State Farm |
$1,335 |
| Erie |
$1,344 |
| GEICO |
$1,565 |
| Nationwide |
$1,875 |
| Farmers |
$2,018 |
| Allstate |
$2,385 |