Kia Rio Insurance Cost
- Kia Rio insurance costs range from $24 to $88 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Kia Rio Insurance cost
- Average insurance cost: $132 per month
- Most affordable insurance company: Allied ($63 per month)
- 42% of drivers insure their Rio with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Kia Rio with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
$759
Vermont Mutual
$1,126
$1,249
$1,257
$1,297
Tennessee Farmers
$1,389
$1,401
Plymouth Rock Insurance
$1,446
$1,447
$1,451
$1,477
Country
$1,478
Compare all 2020 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,578List Price
$15,850Trims Available
LX, S
2019 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
USAA
$1,139
Erie
$1,142
$1,160
Nationwide
$1,172
Auto Owners
$1,249
GEICO
$1,400
American Family
$1,408
Country
$1,425
Mercury
$1,451
Arbella
$1,515
Southern Farm Bureau
$1,537
Plymouth Rock Insurance
$1,562
Compare all 2019 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,703Trims Available
EX, LX, S
2018 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
USAA
$912
Erie
$968
Plymouth Rock Insurance
$1,040
Vermont Mutual
$1,102
American Family
$1,226
GEICO
$1,237
Acuity
$1,252
Allied
$1,258
$1,272
Country
$1,294
State Farm
$1,310
Arbella
$1,329
Compare all 2018 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,468List Price
$13,900Trims Available
LX, S, EX
2017 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
USAA
$965
$984
Tennessee Farmers
$1,057
Vermont Mutual
$1,123
Erie
$1,158
Plymouth Rock Insurance
$1,165
Allied
$1,261
Acuity
$1,288
Mercury
$1,310
American Family
$1,332
Country
$1,337
Arbella
$1,361
Compare all 2017 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,255List Price
$14,165Trims Available
SX, LX, EX
2016 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$868
Allied
$917
Vermont Mutual
$1,033
GEICO
$1,189
USAA
$1,216
Nationwide
$1,295
American Family
$1,323
Erie
$1,365
Arbella
$1,381
State Farm
$1,385
Mercury
$1,389
Country
$1,401
Compare all 2016 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,108List Price
$14,165Trims Available
LX, EX, SX
2015 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$809
USAA
$899
Erie
$906
GEICO
$967
Vermont Mutual
$975
Tennessee Farmers
$1,017
Plymouth Rock Insurance
$1,089
State Farm
$1,139
Acuity
$1,173
Progressive
$1,174
American Family
$1,192
Country
$1,215
Compare all 2015 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,118List Price
$13,900Trims Available
LX, EX, SX
2014 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$794
USAA
$855
GEICO
$881
Erie
$905
Vermont Mutual
$940
Tennessee Farmers
$1,001
State Farm
$1,048
Plymouth Rock Insurance
$1,063
Progressive
$1,084
Acuity
$1,139
American Family
$1,146
Country
$1,209
Compare all 2014 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,087List Price
$13,900Trims Available
LX, EX, SX
2013 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$801
USAA
$865
Erie
$900
Vermont Mutual
$913
Tennessee Farmers
$991
GEICO
$1,006
Plymouth Rock Insurance
$1,049
Acuity
$1,126
State Farm
$1,137
Arbella
$1,164
Progressive
$1,167
American Family
$1,177
Compare all 2013 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,089List Price
$13,600Trims Available
LX, EX, SX
2012 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$795
USAA
$839
Vermont Mutual
$879
Erie
$882
GEICO
$963
Tennessee Farmers
$983
Plymouth Rock Insurance
$1,011
Progressive
$1,076
State Farm
$1,087
Acuity
$1,091
American Family
$1,152
Allied
$1,158
Compare all 2012 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,059List Price
$13,400Trims Available
LX, EX, SX
2011 Kia Rio
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$776
Erie
$782
Vermont Mutual
$813
USAA
$875
Tennessee Farmers
$947
GEICO
$978
Plymouth Rock Insurance
$1,017
Arbella
$1,021
American Family
$1,087
Progressive
$1,111
Allied
$1,137
Country
$1,140
Compare all 2011 Kia Rio insurance rates.
Average Cost to Insure Per Year
$1,037List Price
$12,295Trims Available
Base, LX, SX