Kia Soul Insurance Cost

  • Kia Soul insurance costs range from $20 to $81 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Soul Car Insurance

Kia Soul Insurance cost

  • Average insurance rate: $123 per month
  • Most affordable company: Allied ($57 per month)
  • 40% of drivers insure their Soul with state liability plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Kia Soul with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Soul Car Insurance

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2020 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

$678

Vermont Mutual

$949

$1,110

$1,196

$1,262

Country

$1,285

Arbella

$1,291

$1,303

Plymouth Rock Insurance

$1,336

Southern Farm Bureau

$1,359

$1,359

Tennessee Farmers

$1,389

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Average Cost to Insure Per Year
$1,475
List Price
$17,490
Trims Available

LX, S, GT-Line, X-Line, EX

2019 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

$972

Nationwide

$1,147

Auto Owners

$1,152

USAA

$1,162

$1,205

Country

$1,223

Plymouth Rock Insurance

$1,263

Arbella

$1,278

GEICO

$1,309

$1,329

Mercury

$1,337

Acuity

$1,343

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Average Cost to Insure Per Year
$1,573
List Price
$16,490
Trims Available

Base, +, !

2018 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$974

Plymouth Rock Insurance

$990

Allied

$1,013

Erie

$1,045

Vermont Mutual

$1,061

USAA

$1,096

Acuity

$1,154

Nationwide

$1,225

Mercury

$1,230

Country

$1,236

Arbella

$1,250

American Family

$1,289

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Average Cost to Insure Per Year
$1,553
List Price
$16,200
Trims Available

Base, +, !

2017 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

$800

Plymouth Rock Insurance

$967

Tennessee Farmers

$975

USAA

$980

Erie

$1,032

Allied

$1,086

Vermont Mutual

$1,106

$1,183

Acuity

$1,194

Mercury

$1,200

GEICO

$1,246

Nationwide

$1,249

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Average Cost to Insure Per Year
$1,141
List Price
$16,100
Trims Available

Base, +, !

2016 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

Allied

$718

Texas Farm Bureau

$827

Vermont Mutual

$844

Nationwide

$1,048

GEICO

$1,096

Erie

$1,116

Arbella

$1,161

USAA

$1,173

Country

$1,178

State Farm

$1,203

Amica

$1,238

Tennessee Farmers

$1,259

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Average Cost to Insure Per Year
$1,088
List Price
$15,900
Trims Available

Base, +, !

2015 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$775

Vermont Mutual

$875

Erie

$898

USAA

$908

Tennessee Farmers

$959

GEICO

$970

Progressive

$1,023

Acuity

$1,025

Allied

$1,072

Country

$1,098

American Family

$1,108

State Farm

$1,112

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Average Cost to Insure Per Year
$1,050
List Price
$15,190
Trims Available

Base, +, !

2014 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$666

Vermont Mutual

$796

USAA

$877

Plymouth Rock Insurance

$905

Erie

$908

GEICO

$911

Tennessee Farmers

$918

Acuity

$957

Progressive

$1,006

Country

$1,048

Arbella

$1,051

Allied

$1,114

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Average Cost to Insure Per Year
$1,016
List Price
$14,900
Trims Available

Base, +, !

2013 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

GEICO

$650

Texas Farm Bureau

$743

USAA

$744

Erie

$765

Progressive

$778

Vermont Mutual

$808

State Farm

$835

Plymouth Rock Insurance

$866

Tennessee Farmers

$921

Acuity

$965

American Family

$996

Nationwide

$1,030

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Average Cost to Insure Per Year
$911
List Price
$14,400
Trims Available

Base, +, !

2012 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

GEICO

$495

USAA

$672

Texas Farm Bureau

$706

Erie

$725

Vermont Mutual

$759

Progressive

$759

State Farm

$777

Plymouth Rock Insurance

$852

Tennessee Farmers

$891

Acuity

$907

American Family

$922

Nationwide

$993

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Average Cost to Insure Per Year
$856
List Price
$13,900
Trims Available

Base, +, !, Red Rock Special Edition

2011 Kia Soul

Cheapest Insurance Companies
Average Annual Cost

GEICO

$654

Texas Farm Bureau

$709

USAA

$735

Vermont Mutual

$736

Erie

$776

Plymouth Rock Insurance

$841

Progressive

$846

Arbella

$855

Tennessee Farmers

$888

American Family

$930

Country

$999

State Farm

$1,023

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Average Cost to Insure Per Year
$931
List Price
$13,300
Trims Available

Base, +, !, Sport, White Tiger Special Edition