Kia K5 Insurance: by Model Year & Company
Kia K5 insurance costs an average of $1,330 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Kia K5 at $148/mo or $890 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Kia K5:
- The K5 costs more to insure than most sedans. Averaging $222/mo for the K5 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the K5, like the Kia Cadenza ($185/mo), Kia Carnival ($193/mo), or Kia K900 ($233/mo), your insurance costs will be about the same.
- USAA ($145/mo), Progressive ($166/mo), Erie ($195/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Kia K5
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,780 |
| Progressive |
$2,063 |
| Erie |
$2,538 |
| Nationwide |
$2,642 |
| State Farm |
$2,666 |
| GEICO |
$2,936 |
| Farmers |
$3,284 |
| American Family |
$3,749 |
| Allstate |
$5,164 |
Compare all 2025 Kia K5 insurance rates.
Average Cost to Insure Per Year
$2,9392024 Kia K5
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,782 |
| Progressive |
$2,043 |
| Erie |
$2,410 |
| State Farm |
$2,556 |
| Nationwide |
$2,683 |
| GEICO |
$2,819 |
| American Family |
$3,079 |
| Farmers |
$3,134 |
| Allstate |
$4,319 |
Compare all 2024 Kia K5 insurance rates.
Average Cost to Insure Per Year
$2,7532023 Kia K5
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,774 |
| Progressive |
$1,999 |
| Erie |
$2,376 |
| State Farm |
$2,585 |
| GEICO |
$2,602 |
| Nationwide |
$2,676 |
| American Family |
$2,957 |
| Farmers |
$3,006 |
| Allstate |
$4,029 |
Compare all 2023 Kia K5 insurance rates.
Average Cost to Insure Per Year
$2,6442022 Kia K5
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,734 |
| Progressive |
$1,938 |
| Erie |
$2,269 |
| American Family |
$2,458 |
| State Farm |
$2,496 |
| Nationwide |
$2,605 |
| GEICO |
$2,824 |
| Farmers |
$2,872 |
| Allstate |
$3,405 |
Compare all 2022 Kia K5 insurance rates.
Average Cost to Insure Per Year
$2,5512021 Kia K5
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,600 |
| Progressive |
$1,939 |
| Erie |
$2,087 |
| American Family |
$2,159 |
| Nationwide |
$2,441 |
| State Farm |
$2,495 |
| GEICO |
$2,724 |
| Farmers |
$2,741 |
| Allstate |
$3,259 |