Kia Forte Insurance: by Model Year & Company

Kia Forte insurance costs an average of $1,016 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Kia Forte at $141/mo or $844 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
Know your vehicle? Get a personalized quote by entering your zip code.

What to know about insuring a Kia Forte:

The Forte costs less to insure than most sedans. Averaging $169/mo for the Forte versus $203/mo for typical sedans.
If you're considering a vehicle similar to the Forte, like the Kia Forte Koup ($161/mo), Kia Cadenza ($185/mo), or Kia Carnival ($193/mo), your insurance costs will be about the same.
USAA ($113/mo), American Family ($129/mo), Progressive ($131/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Kia Forte insurance costs vs other vehicles

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2024 Kia Forte

Av. Cost Per Year$2,661

Av. Per Month$222

Cheapest Companies

USAA$90/m

American Family$99/m

Progressive$107/m

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How much does it cost to insure my Kia Forte?

Select your model year:

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2024 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,687
Progressive	$1,787
American Family	$2,029
Erie	$2,237
GEICO	$2,401
Nationwide	$2,419
State Farm	$2,604
Farmers	$3,241
Allstate	$5,075

Compare all 2024 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,661

2023 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,677
Progressive	$1,761
American Family	$1,909
Erie	$2,142
GEICO	$2,302
State Farm	$2,357
Nationwide	$2,786
Farmers	$3,097
Allstate	$4,650

Compare all 2023 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,580

2022 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,654
Progressive	$1,732
American Family	$1,875
Erie	$2,115
GEICO	$2,203
State Farm	$2,362
Nationwide	$2,591
Farmers	$2,962
Allstate	$4,254

Compare all 2022 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,458

2021 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,507
Progressive	$1,844
American Family	$1,922
Erie	$1,993
State Farm	$2,175
GEICO	$2,282
Nationwide	$2,663
Farmers	$2,752
Allstate	$3,947

Compare all 2021 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,402

2020 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,435
American Family	$1,609
Progressive	$1,765
Erie	$1,809
State Farm	$2,087
GEICO	$2,180
Nationwide	$2,680
Farmers	$2,722
Allstate	$3,415

Compare all 2020 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,260

2019 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,378
American Family	$1,550
Progressive	$1,690
Erie	$1,841
State Farm	$1,993
GEICO	$2,104
Farmers	$2,633
Nationwide	$2,645
Allstate	$3,345

Compare all 2019 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,193

2018 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,424
American Family	$1,502
Progressive	$1,607
Erie	$1,792
State Farm	$2,039
GEICO	$2,103
Nationwide	$2,518
Farmers	$2,556
Allstate	$3,227

Compare all 2018 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,153

2017 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,278
American Family	$1,483
Progressive	$1,571
Erie	$1,728
State Farm	$1,885
GEICO	$2,032
Nationwide	$2,317
Farmers	$2,434
Allstate	$2,866

Compare all 2017 Kia Forte insurance rates.

Average Cost to Insure Per Year

$2,007

2016 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,266
American Family	$1,373
Progressive	$1,474
State Farm	$1,640
Erie	$1,680
GEICO	$1,988
Nationwide	$2,193
Farmers	$2,428
Allstate	$2,505

Compare all 2016 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,884

2015 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,211
American Family	$1,332
Progressive	$1,444
State Farm	$1,479
Erie	$1,689
GEICO	$1,914
Nationwide	$2,172
Farmers	$2,351
Allstate	$2,405

Compare all 2015 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,815

2014 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,177
American Family	$1,316
Progressive	$1,431
State Farm	$1,525
Erie	$1,558
GEICO	$1,873
Nationwide	$2,019
Farmers	$2,266
Allstate	$2,365

Compare all 2014 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,769

2013 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,104
American Family	$1,277
Progressive	$1,342
State Farm	$1,405
Erie	$1,519
GEICO	$1,792
Nationwide	$1,845
Farmers	$2,138
Allstate	$2,404

Compare all 2013 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,688

2012 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,064
American Family	$1,234
Progressive	$1,286
State Farm	$1,353
Erie	$1,467
GEICO	$1,725
Nationwide	$1,928
Farmers	$2,071
Allstate	$2,409

Compare all 2012 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,659

2011 Kia Forte

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,084
American Family	$1,186
Progressive	$1,281
State Farm	$1,385
Erie	$1,413
GEICO	$1,672
Nationwide	$1,872
Farmers	$1,955
Allstate	$2,520

Compare all 2011 Kia Forte insurance rates.

Average Cost to Insure Per Year

$1,651