Kia Seltos Insurance: by Model Year & Company
Kia Seltos insurance costs an average of $997 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Kia Seltos at $129/mo or $775 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Kia Seltos:
- The Seltos costs less to insure than most SUVs. Averaging $166/mo for the Seltos versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Seltos, like the Kia Cadenza ($185/mo), Kia Carnival ($193/mo), or Kia K5 ($222/mo), your insurance costs will be cheaper.
- Progressive ($125/mo), American Family ($132/mo), USAA ($134/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Kia Seltos
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,550 |
| USAA |
$1,654 |
| American Family |
$1,717 |
| Nationwide |
$1,786 |
| Erie |
$1,948 |
| GEICO |
$1,974 |
| State Farm |
$2,005 |
| Farmers |
$2,922 |
| Allstate |
$3,579 |
Compare all 2025 Kia Seltos insurance rates.
Average Cost to Insure Per Year
$2,1292024 Kia Seltos
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,542 |
| American Family |
$1,660 |
| USAA |
$1,725 |
| Nationwide |
$1,821 |
| Erie |
$1,900 |
| GEICO |
$1,906 |
| State Farm |
$1,944 |
| Farmers |
$2,737 |
| Allstate |
$3,392 |
Compare all 2024 Kia Seltos insurance rates.
Average Cost to Insure Per Year
$2,0802023 Kia Seltos
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,511 |
| American Family |
$1,582 |
| USAA |
$1,606 |
| State Farm |
$1,745 |
| GEICO |
$1,807 |
| Nationwide |
$1,830 |
| Erie |
$1,844 |
| Farmers |
$2,688 |
| Allstate |
$3,055 |
Compare all 2023 Kia Seltos insurance rates.
Average Cost to Insure Per Year
$1,9612022 Kia Seltos
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,410 |
| American Family |
$1,514 |
| USAA |
$1,585 |
| Erie |
$1,784 |
| State Farm |
$1,825 |
| Nationwide |
$1,930 |
| GEICO |
$2,027 |
| Farmers |
$2,576 |
| Allstate |
$2,742 |
Compare all 2022 Kia Seltos insurance rates.
Average Cost to Insure Per Year
$1,9632021 Kia Seltos
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,418 |
| USAA |
$1,459 |
| Progressive |
$1,508 |
| Erie |
$1,692 |
| State Farm |
$1,856 |
| Nationwide |
$1,925 |
| GEICO |
$1,954 |
| Farmers |
$2,476 |
| Allstate |
$2,647 |