Kia Carnival Insurance: by Model Year & Company

Kia Carnival insurance costs an average of $1,159 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Kia Carnival at $153/mo or $916 for a 6-month full coverage policy.

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Carnival Car Insurance

What to know about insuring a Kia Carnival:

  1. The Carnival costs more to insure than most vans. Averaging $193/mo for the Carnival versus $157/mo for typical vans.
  2. If you're considering a vehicle similar to the Carnival, like the Kia Cadenza ($185/mo), Kia K5 ($222/mo), or Kia K900 ($233/mo), your insurance costs will be about the same.
  3. American Family ($141/mo), Progressive ($148/mo), USAA ($156/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Kia Carnival insurance costs vs other vehicles

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2025 Kia Carnival Vehicle Image
2025 Kia Carnival
Av. Cost Per Year$2,539
Av. Per Month$212

Cheapest Companies

American Family$131/m
Progressive$141/m
USAA$156/m

How much does it cost to insure my Kia Carnival?

2025 Kia Carnival

Cheapest Insurance Companies Average Annual Cost
American Family

$1,831

Progressive

$1,839

USAA

$1,868

Nationwide

$1,979

Erie

$2,288

State Farm

$2,444

GEICO

$2,584

Farmers

$3,613

Allstate

$4,088

Compare all 2025 Kia Carnival insurance rates.
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Average Cost to Insure Per Year
$2,539

2024 Kia Carnival

Cheapest Insurance Companies Average Annual Cost
American Family

$1,714

Progressive

$1,828

USAA

$1,857

Nationwide

$2,019

Erie

$2,175

State Farm

$2,343

GEICO

$2,432

Allstate

$3,388

Farmers

$3,432

Compare all 2024 Kia Carnival insurance rates.
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Average Cost to Insure Per Year
$2,378

2023 Kia Carnival

Cheapest Insurance Companies Average Annual Cost
American Family

$1,660

Progressive

$1,755

USAA

$1,899

Nationwide

$2,044

Erie

$2,095

GEICO

$2,159

State Farm

$2,166

Allstate

$3,124

Farmers

$3,351

Compare all 2023 Kia Carnival insurance rates.
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Average Cost to Insure Per Year
$2,248

2022 Kia Carnival

Cheapest Insurance Companies Average Annual Cost
American Family

$1,577

Progressive

$1,687

USAA

$1,868

Erie

$1,918

State Farm

$2,021

GEICO

$2,041

Nationwide

$2,165

Allstate

$3,020

Farmers

$3,190

Compare all 2022 Kia Carnival insurance rates.
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Average Cost to Insure Per Year
$2,176