Kia Soul EV Insurance: by Model Year & Company
Kia Soul EV insurance costs an average of $978 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Kia Soul EV at $79/mo or $474 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Kia Soul EV:
- The Soul EV costs less to insure than most hatchbacks. Averaging $163/mo for the Soul EV versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the Soul EV, like the Kia Soul ($148/mo), Kia Cadenza ($185/mo), or Kia Carnival ($193/mo), your insurance costs will be about the same.
- USAA ($127/mo), State Farm ($127/mo), American Family ($133/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2019 Kia Soul EV
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$948 |
| American Family |
$1,203 |
| USAA |
$1,595 |
| State Farm |
$1,701 |
| Progressive |
$1,753 |
| Farmers |
$1,810 |
| Nationwide |
$1,852 |
| GEICO |
$2,001 |
| Allstate |
$2,548 |
Compare all 2019 Kia Soul EV insurance rates.
Average Cost to Insure Per Year
$1,8772018 Kia Soul EV
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,527 |
| State Farm |
$1,553 |
| Progressive |
$1,728 |
| Nationwide |
$1,775 |
| American Family |
$1,886 |
| GEICO |
$1,925 |
| Erie |
$2,357 |
| Allstate |
$3,785 |
| Farmers |
$4,475 |
Compare all 2018 Kia Soul EV insurance rates.
Average Cost to Insure Per Year
$2,2102017 Kia Soul EV
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| State Farm |
$1,448 |
| USAA |
$1,527 |
| Progressive |
$1,582 |
| Nationwide |
$1,670 |
| GEICO |
$1,856 |
| American Family |
$2,129 |
| Erie |
$2,526 |
| Allstate |
$3,051 |
| Farmers |
$3,647 |
Compare all 2017 Kia Soul EV insurance rates.
Average Cost to Insure Per Year
$2,0072016 Kia Soul EV
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,276 |
| State Farm |
$1,476 |
| Erie |
$1,539 |
| Progressive |
$1,549 |
| USAA |
$1,549 |
| Nationwide |
$1,633 |
| GEICO |
$1,784 |
| Farmers |
$2,345 |
| Allstate |
$2,473 |
Compare all 2016 Kia Soul EV insurance rates.
Average Cost to Insure Per Year
$1,7792015 Kia Soul EV
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,403 |
| Progressive |
$1,465 |
| State Farm |
$1,466 |
| American Family |
$1,468 |
| Nationwide |
$1,528 |
| Erie |
$1,727 |
| GEICO |
$1,737 |
| Farmers |
$2,672 |
| Allstate |
$3,081 |