Kia Soul EV Insurance: by Model Year & Company

Kia Soul EV insurance costs an average of $978 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Kia Soul EV at $79/mo or $474 for a 6-month full coverage policy.

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Soul EV Car Insurance

What to know about insuring a Kia Soul EV:

  1. The Soul EV costs less to insure than most hatchbacks. Averaging $163/mo for the Soul EV versus $164/mo for typical hatchbacks.
  2. If you're considering a vehicle similar to the Soul EV, like the Kia Soul ($148/mo), Kia Cadenza ($185/mo), or Kia Carnival ($193/mo), your insurance costs will be about the same.
  3. USAA ($127/mo), State Farm ($127/mo), American Family ($133/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2019 Kia Soul EV Vehicle Image
2019 Kia Soul EV
Av. Cost Per Year$1,877
Av. Per Month$156

Cheapest Companies

USAA$117/m
Progressive$122/m
State Farm$122/m

How much does it cost to insure my Kia Soul EV?

Select your model year:

2019 Kia Soul EV

Cheapest Insurance Companies Average Annual Cost
Erie

$948

American Family

$1,203

USAA

$1,595

State Farm

$1,701

Progressive

$1,753

Farmers

$1,810

Nationwide

$1,852

GEICO

$2,001

Allstate

$2,548

Compare all 2019 Kia Soul EV insurance rates.
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Average Cost to Insure Per Year
$1,877

2018 Kia Soul EV

Cheapest Insurance Companies Average Annual Cost
USAA

$1,527

State Farm

$1,553

Progressive

$1,728

Nationwide

$1,775

American Family

$1,886

GEICO

$1,925

Erie

$2,357

Allstate

$3,785

Farmers

$4,475

Compare all 2018 Kia Soul EV insurance rates.
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Average Cost to Insure Per Year
$2,210

2017 Kia Soul EV

Cheapest Insurance Companies Average Annual Cost
State Farm

$1,448

USAA

$1,527

Progressive

$1,582

Nationwide

$1,670

GEICO

$1,856

American Family

$2,129

Erie

$2,526

Allstate

$3,051

Farmers

$3,647

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Average Cost to Insure Per Year
$2,007

2016 Kia Soul EV

Cheapest Insurance Companies Average Annual Cost
American Family

$1,276

State Farm

$1,476

Erie

$1,539

Progressive

$1,549

USAA

$1,549

Nationwide

$1,633

GEICO

$1,784

Farmers

$2,345

Allstate

$2,473

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Average Cost to Insure Per Year
$1,779

2015 Kia Soul EV

Cheapest Insurance Companies Average Annual Cost
USAA

$1,403

Progressive

$1,465

State Farm

$1,466

American Family

$1,468

Nationwide

$1,528

Erie

$1,727

GEICO

$1,737

Farmers

$2,672

Allstate

$3,081

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Average Cost to Insure Per Year
$1,838