Kia Optima Hybrid insurance facts
- Average auto insurance rate: $62/month
- Most affordable company: Progressive ($32/month)
- Optima Hybrid insurance premium vs. average vehicle insurance premium: $36 less expensive than the average vehicle
Analyze the pricing info on this page to see Kia Optima auto insurance premiums from established auto insurance companies. Then use The Zebra to quickly get a car insurance quote for your vehicle.
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How much does it cost to insure my Kia Optima Hybrid?
Select your model year:
2017 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
$805
Tennessee Farmers
$1,050
$1,120
$1,214
Plymouth Rock Insurance
$1,299
$1,409
$1,414
$1,415
Vermont Mutual
$1,463
$1,520
$1,552
$1,571
Compare all 2017 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,191List Price
$25,995Trims Available
Premium, EX
2016 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,044
Erie
$1,057
Texas Farm Bureau
$1,106
USAA
$1,190
Plymouth Rock Insurance
$1,292
Mercury
$1,395
$1,443
Vermont Mutual
$1,450
Progressive
$1,468
Acuity
$1,508
Allied
$1,582
$1,592
Compare all 2016 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,387List Price
$25,995Trims Available
Base, EX
2013 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$950
Erie
$1,015
USAA
$1,077
Vermont Mutual
$1,080
Tennessee Farmers
$1,162
Plymouth Rock Insurance
$1,209
Acuity
$1,219
American Family
$1,262
Arbella
$1,280
Mercury
$1,362
Country
$1,374
$1,431
Compare all 2013 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,237List Price
$25,900Trims Available
LX, EX
2012 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$758
Erie
$924
Vermont Mutual
$952
USAA
$1,026
Tennessee Farmers
$1,057
Arbella
$1,083
Acuity
$1,106
Plymouth Rock Insurance
$1,172
American Family
$1,211
Country
$1,255
GEICO
$1,267
Allied
$1,299
Compare all 2012 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$949List Price
$25,800Trims Available
Base, LX
2011 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$888
Vermont Mutual
$911
Erie
$948
USAA
$981
Tennessee Farmers
$1,039
Acuity
$1,059
American Family
$1,070
Arbella
$1,129
Plymouth Rock Insurance
$1,149
Country
$1,203
GEICO
$1,253
Southern Farm Bureau
$1,272
Compare all 2011 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,146List Price
$26,500Trims Available
Base