Kia Optima Hybrid Insurance Cost

  • Kia Optima Hybrid insurance costs range from $140 to $424 per month
  • Progressive offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Optima Hybrid Car Insurance

Kia Optima Hybrid Insurance cost

  • Average auto insurance rate: $62 per month
  • Most affordable company: Progressive ($32 per month)
  • 40% of drivers insure their Optima Hybrid with state liability plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Kia Optima Hybrid with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Optima Hybrid Car Insurance

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2017 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$805

Tennessee Farmers

$1,050

$1,120

$1,214

Plymouth Rock Insurance

$1,299

$1,409

$1,414

$1,415

Vermont Mutual

$1,463

Acuity

$1,520

$1,552

$1,571

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Average Cost to Insure Per Year
$1,191
List Price
$25,995
Trims Available

Premium, EX

2016 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,044

Erie

$1,057

Texas Farm Bureau

$1,106

USAA

$1,190

Plymouth Rock Insurance

$1,292

Mercury

$1,395

$1,443

Vermont Mutual

$1,450

Progressive

$1,468

Acuity

$1,508

Allied

$1,582

Arbella

$1,592

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Average Cost to Insure Per Year
$1,387
List Price
$25,995
Trims Available

Base, EX

2013 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$950

Erie

$1,015

USAA

$1,077

Vermont Mutual

$1,080

Tennessee Farmers

$1,162

Plymouth Rock Insurance

$1,209

Acuity

$1,219

American Family

$1,262

Arbella

$1,280

Mercury

$1,362

Country

$1,374

$1,431

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Average Cost to Insure Per Year
$1,237
List Price
$25,900
Trims Available

LX, EX

2012 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$758

Erie

$924

Vermont Mutual

$952

USAA

$1,026

Tennessee Farmers

$1,057

Arbella

$1,083

Acuity

$1,106

Plymouth Rock Insurance

$1,172

American Family

$1,211

Country

$1,255

GEICO

$1,267

Allied

$1,299

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Average Cost to Insure Per Year
$949
List Price
$25,800
Trims Available

Base, LX

2011 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$888

Vermont Mutual

$911

Erie

$948

USAA

$981

Tennessee Farmers

$1,039

Acuity

$1,059

American Family

$1,070

Arbella

$1,129

Plymouth Rock Insurance

$1,149

Country

$1,203

GEICO

$1,253

Southern Farm Bureau

$1,272

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Average Cost to Insure Per Year
$1,146
List Price
$26,500
Trims Available

Base