Kia Optima Hybrid car insurance

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Fast facts: Kia Optima Hybrid insurance

  • Average auto insurance rate: $62/month
  • Most affordable company: Progressive ($32/month)
  • Optima Hybrid insurance premium vs. average vehicle insurance premium: $36 less expensive than the average vehicle

Explore the pricing information on this page to find Kia Optima Hybrid auto insurance rates from major auto insurance companies.

How much does it cost to insure my Kia Optima Hybrid?

Select the year of your car

Optima Hybrid Car Insurance

2017 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$805

Tennessee Farmers

$1,050

Erie

$1,120

USAA

$1,214

Plymouth Rock Insurance

$1,299

Progressive

$1,409

Mercury

$1,414

Allied

$1,415

Vermont Mutual

$1,463

Acuity

$1,520

State Farm

$1,552

Nationwide

$1,571

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Average Cost to Insure Per Year
$1,191
List Price
$25,995
Trims Available

Premium, EX

2016 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Tennessee Farmers

$1,044

Erie

$1,057

Texas Farm Bureau

$1,106

USAA

$1,190

Plymouth Rock Insurance

$1,292

Mercury

$1,395

American Family

$1,443

Vermont Mutual

$1,450

Progressive

$1,468

Acuity

$1,508

Allied

$1,582

Arbella

$1,592

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Average Cost to Insure Per Year
$1,387
List Price
$25,995
Trims Available

Base, EX

2013 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$950

Erie

$1,015

USAA

$1,077

Vermont Mutual

$1,080

Tennessee Farmers

$1,162

Plymouth Rock Insurance

$1,209

Acuity

$1,219

American Family

$1,262

Arbella

$1,280

Mercury

$1,362

Country

$1,374

GEICO

$1,431

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Average Cost to Insure Per Year
$1,237
List Price
$25,900
Trims Available

LX, EX

2012 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$758

Erie

$924

Vermont Mutual

$952

USAA

$1,026

Tennessee Farmers

$1,057

Arbella

$1,083

Acuity

$1,106

Plymouth Rock Insurance

$1,172

American Family

$1,211

Country

$1,255

GEICO

$1,267

Allied

$1,299

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Average Cost to Insure Per Year
$949
List Price
$25,800
Trims Available

Base, LX

2011 Kia Optima Hybrid

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$888

Vermont Mutual

$911

Erie

$948

USAA

$981

Tennessee Farmers

$1,039

Acuity

$1,059

American Family

$1,070

Arbella

$1,129

Plymouth Rock Insurance

$1,149

Country

$1,203

GEICO

$1,253

Southern Farm Bureau

$1,272

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Average Cost to Insure Per Year
$1,146
List Price
$26,500
Trims Available

Base