Kia Optima Hybrid Insurance Cost
- Kia Optima Hybrid insurance costs range from $140 to $424 per month
- Progressive offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Kia Optima Hybrid Insurance cost
- Average auto insurance rate: $62 per month
- Most affordable company: Progressive ($32 per month)
- 40% of drivers insure their Optima Hybrid with state liability plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Kia Optima Hybrid with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2017 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
$805
Tennessee Farmers
$1,050
$1,120
$1,214
Plymouth Rock Insurance
$1,299
$1,409
$1,414
$1,415
Vermont Mutual
$1,463
$1,520
$1,552
$1,571
Compare all 2017 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,191List Price
$25,995Trims Available
Premium, EX
2016 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,044
Erie
$1,057
Texas Farm Bureau
$1,106
USAA
$1,190
Plymouth Rock Insurance
$1,292
Mercury
$1,395
$1,443
Vermont Mutual
$1,450
Progressive
$1,468
Acuity
$1,508
Allied
$1,582
$1,592
Compare all 2016 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,387List Price
$25,995Trims Available
Base, EX
2013 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$950
Erie
$1,015
USAA
$1,077
Vermont Mutual
$1,080
Tennessee Farmers
$1,162
Plymouth Rock Insurance
$1,209
Acuity
$1,219
American Family
$1,262
Arbella
$1,280
Mercury
$1,362
Country
$1,374
$1,431
Compare all 2013 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,237List Price
$25,900Trims Available
LX, EX
2012 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$758
Erie
$924
Vermont Mutual
$952
USAA
$1,026
Tennessee Farmers
$1,057
Arbella
$1,083
Acuity
$1,106
Plymouth Rock Insurance
$1,172
American Family
$1,211
Country
$1,255
GEICO
$1,267
Allied
$1,299
Compare all 2012 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$949List Price
$25,800Trims Available
Base, LX
2011 Kia Optima Hybrid
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$888
Vermont Mutual
$911
Erie
$948
USAA
$981
Tennessee Farmers
$1,039
Acuity
$1,059
American Family
$1,070
Arbella
$1,129
Plymouth Rock Insurance
$1,149
Country
$1,203
GEICO
$1,253
Southern Farm Bureau
$1,272
Compare all 2011 Kia Optima Hybrid insurance rates.
Average Cost to Insure Per Year
$1,146List Price
$26,500Trims Available
Base