Kia Optima Hybrid Car Insurance

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A Kia Optima Hybrid is an inexpensive vehicle to insure, with average annual rates $435 less than the US average. The Optima Hybrid offers superb cost-to-insure value, with a below-average insurance rate-to-purchase price ratio.

Progressive supplies the cheapest auto insurance rates for the Kia Optima Hybrid, with an average annual rate of $388 — 52% cheaper than the average among well-regarded insurers. The most expensive car insurance company for the Kia Optima Hybrid is MetLife, providing a mean outlay of $2,465 annually.

Analyze the data below to compare Kia Optima Hybrid car insurance rates from popular auto insurance companies.

How much does it cost to insure my Kia Optima Hybrid?

Select the year of your car

2017 Kia Optima Hybrid

Cheapest Insurance Companies

Average Annual Cost

Progressive

$388

State Farm

$517

GEICO

$597

USAA

$654

Erie

$748

Allied

$777

Texas Farm Bureau

$805

Nationwide

$837

Vermont Mutual

$895

Safeco

$947

American Family

$1,014

ALFA

$1,088

Compare all 2017 Kia Optima Hybrid insurance rates.

Average Cost to Insure Per Year

$743

List Price

$25,995

Trims Available

Premium, EX

2016 Kia Optima Hybrid

Cheapest Insurance Companies

Average Annual Cost

Progressive

$495

State Farm

$746

USAA

$747

GEICO

$875

Allied

$940

Erie

$968

Nationwide

$1,029

Texas Farm Bureau

$1,106

American Family

$1,117

Farmers

$1,211

Vermont Mutual

$1,346

ALFA

$1,482

Compare all 2016 Kia Optima Hybrid insurance rates.

Average Cost to Insure Per Year

$1,049

List Price

$25,995

Trims Available

Base, EX

2013 Kia Optima Hybrid

Cheapest Insurance Companies

Average Annual Cost

Progressive

$441

State Farm

$599

USAA

$710

Erie

$811

GEICO

$840

Texas Farm Bureau

$950

Vermont Mutual

$1,010

Nationwide

$1,061

American Family

$1,071

Allied

$1,134

ALFA

$1,290

Farmers

$1,381

Compare all 2013 Kia Optima Hybrid insurance rates.

Average Cost to Insure Per Year

$911

List Price

$25,900

Trims Available

LX, EX

2012 Kia Optima Hybrid

Cheapest Insurance Companies

Average Annual Cost

Progressive

$358

State Farm

$474

GEICO

$557

USAA

$618

Erie

$658

Safeco

$741

Texas Farm Bureau

$758

Vermont Mutual

$759

Allied

$812

Nationwide

$858

American Family

$891

ALFA

$1,019

Compare all 2012 Kia Optima Hybrid insurance rates.

Average Cost to Insure Per Year

$712

List Price

$25,800

Trims Available

Base, LX

2011 Kia Optima Hybrid

Cheapest Insurance Companies

Average Annual Cost

Progressive

$417

State Farm

$537

USAA

$674

Erie

$739

GEICO

$777

American Family

$884

Texas Farm Bureau

$888

Vermont Mutual

$896

Nationwide

$968

Allstate

$1,052

Safeco

$1,127

Allied

$1,141

Compare all 2011 Kia Optima Hybrid insurance rates.

Average Cost to Insure Per Year

$825

List Price

$26,500

Trims Available

Base