Kia Sportage Insurance: by Model Year & Company
Kia Sportage insurance costs an average of $886 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Kia Sportage at $131/mo or $784 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Kia Sportage:
- The Sportage costs less to insure than most SUVs. Averaging $148/mo for the Sportage versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Sportage, like the Kia Sportage Hybrid ($192/mo), Kia Sportage Plug-In Hybrid ($207/mo), or Kia Cadenza ($185/mo), your insurance costs will be cheaper.
- American Family ($113/mo), USAA ($115/mo), Progressive ($117/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,567 |
| American Family |
$1,658 |
| USAA |
$1,768 |
| GEICO |
$1,991 |
| Erie |
$1,994 |
| State Farm |
$2,048 |
| Nationwide |
$2,079 |
| Farmers |
$3,180 |
| Allstate |
$3,588 |
Compare all 2025 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$2,2112024 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,559 |
| American Family |
$1,607 |
| USAA |
$1,759 |
| GEICO |
$1,924 |
| Erie |
$1,938 |
| State Farm |
$1,986 |
| Nationwide |
$2,128 |
| Farmers |
$3,030 |
| Allstate |
$3,402 |
Compare all 2024 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$2,1542023 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,539 |
| American Family |
$1,552 |
| USAA |
$1,748 |
| Nationwide |
$1,813 |
| GEICO |
$1,839 |
| Erie |
$1,850 |
| State Farm |
$1,871 |
| Farmers |
$2,839 |
| Allstate |
$3,146 |
Compare all 2023 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$2,0252022 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,505 |
| Progressive |
$1,535 |
| USAA |
$1,623 |
| State Farm |
$1,692 |
| Erie |
$1,730 |
| Nationwide |
$1,994 |
| GEICO |
$2,100 |
| Farmers |
$2,723 |
| Allstate |
$2,927 |
Compare all 2022 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$2,0302021 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,451 |
| Progressive |
$1,539 |
| USAA |
$1,556 |
| Erie |
$1,663 |
| State Farm |
$1,745 |
| Nationwide |
$2,055 |
| GEICO |
$2,065 |
| Farmers |
$2,608 |
| Allstate |
$2,683 |
Compare all 2021 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,9822020 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,411 |
| Progressive |
$1,478 |
| USAA |
$1,489 |
| Erie |
$1,597 |
| State Farm |
$1,724 |
| Nationwide |
$1,964 |
| GEICO |
$1,989 |
| Farmers |
$2,536 |
| Allstate |
$2,551 |
Compare all 2020 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,9062019 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,381 |
| Progressive |
$1,400 |
| USAA |
$1,420 |
| Erie |
$1,569 |
| State Farm |
$1,718 |
| GEICO |
$1,920 |
| Nationwide |
$1,953 |
| Farmers |
$2,486 |
| Allstate |
$2,551 |
Compare all 2019 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,8632018 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,332 |
| American Family |
$1,337 |
| Progressive |
$1,377 |
| Erie |
$1,534 |
| State Farm |
$1,673 |
| GEICO |
$1,844 |
| Nationwide |
$1,946 |
| Allstate |
$2,366 |
| Farmers |
$2,398 |
Compare all 2018 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,7912017 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,310 |
| USAA |
$1,316 |
| Progressive |
$1,379 |
| Erie |
$1,513 |
| State Farm |
$1,716 |
| Nationwide |
$1,746 |
| GEICO |
$1,770 |
| Farmers |
$2,287 |
| Allstate |
$2,313 |
Compare all 2017 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,7352016 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,216 |
| American Family |
$1,288 |
| Progressive |
$1,340 |
| State Farm |
$1,456 |
| Erie |
$1,503 |
| Nationwide |
$1,751 |
| GEICO |
$1,753 |
| Allstate |
$2,150 |
| Farmers |
$2,251 |
Compare all 2016 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,6582015 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,262 |
| USAA |
$1,270 |
| Progressive |
$1,345 |
| State Farm |
$1,445 |
| Erie |
$1,506 |
| Nationwide |
$1,778 |
| GEICO |
$1,941 |
| Allstate |
$2,031 |
| Farmers |
$2,157 |
Compare all 2015 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,6892014 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,170 |
| American Family |
$1,231 |
| Progressive |
$1,298 |
| Erie |
$1,390 |
| State Farm |
$1,451 |
| GEICO |
$1,641 |
| Nationwide |
$1,947 |
| Allstate |
$2,019 |
| Farmers |
$2,059 |
Compare all 2014 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,6102013 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,041 |
| American Family |
$1,149 |
| Progressive |
$1,273 |
| State Farm |
$1,310 |
| Erie |
$1,337 |
| GEICO |
$1,580 |
| Nationwide |
$1,687 |
| Allstate |
$1,884 |
| Farmers |
$1,900 |
Compare all 2013 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,4932012 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,027 |
| American Family |
$1,123 |
| State Farm |
$1,246 |
| Progressive |
$1,255 |
| Erie |
$1,287 |
| GEICO |
$1,522 |
| Nationwide |
$1,660 |
| Farmers |
$1,858 |
| Allstate |
$1,886 |
Compare all 2012 Kia Sportage insurance rates.
Average Cost to Insure Per Year
$1,4612011 Kia Sportage
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$981 |
| American Family |
$1,080 |
| Progressive |
$1,224 |
| Erie |
$1,242 |
| State Farm |
$1,261 |
| GEICO |
$1,469 |
| Nationwide |
$1,633 |
| Farmers |
$1,806 |
| Allstate |
$1,858 |