Kia Optima Car Insurance
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How much does it cost to insure my Kia Optima?
Select the year of your car
2017 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$413
$586
USAA
$673
Erie
$795
GEICO
$816
Texas Farm Bureau
$897
$1,039
$1,040
$1,070
$1,112
Safeco
$1,217
$1,223
Compare all 2017 Kia Optima insurance rates.
Average Cost to Insure Per Year
$864List Price
$22,200Trims Available
LX, LX Turbo, EX, SX Turbo, SXL Turbo
2016 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$414
State Farm
$586
USAA
$672
GEICO
$726
Erie
$795
Texas Farm Bureau
$878
Vermont Mutual
$1,029
Nationwide
$1,040
Allied
$1,061
American Family
$1,086
Safeco
$1,156
ALFA
$1,191
Compare all 2016 Kia Optima insurance rates.
Average Cost to Insure Per Year
$846List Price
$22,140Trims Available
LX, LX Turbo, EX, SX Turbo, SXL Turbo
2015 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$428
State Farm
$578
USAA
$660
GEICO
$700
Erie
$806
Texas Farm Bureau
$860
Vermont Mutual
$959
Nationwide
$1,033
Allied
$1,080
American Family
$1,090
$1,142
ALFA
$1,150
Compare all 2015 Kia Optima insurance rates.
Average Cost to Insure Per Year
$833List Price
$21,840Trims Available
LX, EX, SX, SX Turbo, SXL Turbo
2014 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$397
State Farm
$540
USAA
$642
GEICO
$667
Erie
$740
Texas Farm Bureau
$818
Vermont Mutual
$882
Nationwide
$966
American Family
$1,030
Safeco
$1,080
ALFA
$1,091
Allied
$1,092
Compare all 2014 Kia Optima insurance rates.
Average Cost to Insure Per Year
$789List Price
$21,500Trims Available
LX, EX, SX, SX Turbo, SXL Turbo
2013 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$385
State Farm
$512
GEICO
$606
USAA
$630
Erie
$711
Safeco
$802
Texas Farm Bureau
$805
Vermont Mutual
$842
Nationwide
$928
American Family
$980
Allied
$1,019
Allstate
$1,053
Compare all 2013 Kia Optima insurance rates.
Average Cost to Insure Per Year
$741List Price
$21,350Trims Available
LX, EX, SX, SXL
2012 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$380
State Farm
$492
Safeco
$593
GEICO
$593
USAA
$629
Erie
$682
Texas Farm Bureau
$778
Vermont Mutual
$796
Nationwide
$889
American Family
$954
Allstate
$980
Allied
$998
Compare all 2012 Kia Optima insurance rates.
Average Cost to Insure Per Year
$729List Price
$19,500Trims Available
LX, EX, EX Turbo, SX Turbo
2011 Kia Optima
Cheapest Insurance Companies
Average Annual Cost
Progressive
$412
Safeco
$522
State Farm
$530
GEICO
$613
USAA
$668
Erie
$739
Texas Farm Bureau
$840
Vermont Mutual
$856
American Family
$884
Nationwide
$958
Allstate
$1,012
Allied
$1,122
Compare all 2011 Kia Optima insurance rates.
Average Cost to Insure Per Year
$730List Price
$18,995Trims Available
LX, EX, EX Turbo, SX Turbo