Land Rover Discovery Insurance: by Model Year & Company
Land Rover Discovery insurance costs an average of $1,357 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Land Rover Discovery at $171/mo or $1,029 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Land Rover Discovery:
- The Discovery costs more to insure than most SUVs. Averaging $226/mo for the Discovery versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Discovery, like the Land Rover Discovery Sport ($194/mo), Land Rover Range Rover Sport ($240/mo), or Land Rover Range Rover ($281/mo), your insurance costs will be about the same.
- USAA ($167/mo), Progressive ($173/mo), American Family ($185/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,057 |
| Progressive |
$2,459 |
| American Family |
$2,532 |
| Nationwide |
$2,583 |
| Erie |
$2,729 |
| State Farm |
$2,954 |
| Farmers |
$4,168 |
| GEICO |
$4,307 |
| Allstate |
$5,295 |
Compare all 2025 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$3,4232024 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,053 |
| Progressive |
$2,421 |
| American Family |
$2,438 |
| Erie |
$2,643 |
| Nationwide |
$2,655 |
| State Farm |
$2,848 |
| Farmers |
$3,694 |
| GEICO |
$4,129 |
| Allstate |
$4,995 |
Compare all 2024 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$3,2982023 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,209 |
| American Family |
$2,245 |
| Progressive |
$2,398 |
| Erie |
$2,546 |
| State Farm |
$2,596 |
| Nationwide |
$2,698 |
| GEICO |
$3,174 |
| Farmers |
$3,671 |
| Allstate |
$4,224 |
Compare all 2023 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,9502022 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,151 |
| American Family |
$2,166 |
| Progressive |
$2,196 |
| Erie |
$2,480 |
| Nationwide |
$2,580 |
| State Farm |
$2,657 |
| GEICO |
$3,000 |
| Farmers |
$3,499 |
| Allstate |
$4,480 |
Compare all 2022 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,8882021 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,058 |
| Progressive |
$2,108 |
| American Family |
$2,114 |
| Erie |
$2,333 |
| State Farm |
$2,369 |
| Nationwide |
$2,383 |
| GEICO |
$2,964 |
| Farmers |
$3,301 |
| Allstate |
$4,019 |
Compare all 2021 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,7152020 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,790 |
| USAA |
$1,981 |
| American Family |
$2,286 |
| Erie |
$2,399 |
| Nationwide |
$2,606 |
| State Farm |
$2,613 |
| GEICO |
$2,960 |
| Farmers |
$3,140 |
| Allstate |
$3,846 |
Compare all 2020 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,6892019 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,782 |
| USAA |
$1,886 |
| American Family |
$2,183 |
| Erie |
$2,252 |
| Nationwide |
$2,482 |
| State Farm |
$2,486 |
| GEICO |
$2,833 |
| Farmers |
$3,027 |
| Allstate |
$3,553 |
Compare all 2019 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,5592018 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,724 |
| USAA |
$1,846 |
| American Family |
$2,108 |
| Erie |
$2,231 |
| State Farm |
$2,395 |
| Nationwide |
$2,491 |
| GEICO |
$2,713 |
| Farmers |
$2,888 |
| Allstate |
$3,436 |
Compare all 2018 Land Rover Discovery insurance rates.
Average Cost to Insure Per Year
$2,4822017 Land Rover Discovery
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,762 |
| Progressive |
$1,780 |
| American Family |
$1,911 |
| Erie |
$2,054 |
| GEICO |
$2,092 |
| Nationwide |
$2,419 |
| State Farm |
$2,420 |
| Farmers |
$2,754 |
| Allstate |
$3,105 |