Lexus ES 300h Insurance: by Model Year & Company

Lexus ES 300h insurance costs an average of $1,249 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lexus ES 300h at $170/mo or $1,020 for a 6-month full coverage policy.

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ES 300h Car Insurance

What to know about insuring a Lexus ES 300h:

  1. The ES 300h costs less to insure than most sedans. Averaging $208/mo for the ES 300h versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the ES 300h, like the Lexus NX 300h ($168/mo), Lexus ES 350 ($190/mo), or Lexus CT 200h ($155/mo), your insurance costs will be more expensive.
  3. Progressive ($151/mo), USAA ($164/mo), American Family ($176/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Lexus ES 300h Vehicle Image
2025 Lexus ES 300h
Av. Cost Per Year$3,088
Av. Per Month$257

Cheapest Companies

USAA$128/m
American Family$129/m
Progressive$138/m

How much does it cost to insure my Lexus ES 300h?

Select your model year:

2025 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,039

USAA

$2,441

Nationwide

$2,514

American Family

$2,693

State Farm

$2,737

Erie

$2,856

GEICO

$2,880

Farmers

$4,294

Allstate

$5,445

Compare all 2025 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$3,088

2024 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,024

USAA

$2,419

Nationwide

$2,576

American Family

$2,592

State Farm

$2,643

GEICO

$2,767

Erie

$2,890

Farmers

$4,085

Allstate

$5,145

Compare all 2024 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$2,997

2023 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,999

USAA

$2,245

State Farm

$2,284

American Family

$2,475

Erie

$2,542

GEICO

$2,652

Nationwide

$2,662

Farmers

$3,917

Allstate

$4,584

Compare all 2023 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$2,813

2022 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,959

USAA

$2,225

American Family

$2,346

State Farm

$2,403

Erie

$2,500

GEICO

$2,570

Nationwide

$2,834

Farmers

$3,694

Allstate

$4,554

Compare all 2022 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$2,799

2021 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,892

USAA

$2,117

American Family

$2,253

GEICO

$2,481

Erie

$2,625

State Farm

$2,721

Nationwide

$2,911

Farmers

$3,545

Allstate

$4,108

Compare all 2021 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$2,726

2020 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,818

USAA

$2,028

American Family

$2,288

GEICO

$2,384

State Farm

$2,473

Erie

$2,566

Nationwide

$2,796

Farmers

$3,376

Allstate

$3,864

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Average Cost to Insure Per Year
$2,594

2019 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,746

USAA

$1,925

American Family

$2,170

GEICO

$2,286

State Farm

$2,332

Erie

$2,469

Nationwide

$2,578

Farmers

$3,233

Allstate

$3,878

Compare all 2019 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$2,492

2018 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,772

USAA

$1,846

American Family

$1,989

State Farm

$2,118

GEICO

$2,170

Nationwide

$2,181

Erie

$2,296

Farmers

$3,033

Allstate

$3,430

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Average Cost to Insure Per Year
$2,297

2017 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,633

USAA

$1,833

American Family

$1,939

GEICO

$2,088

State Farm

$2,130

Erie

$2,221

Nationwide

$2,398

Farmers

$2,915

Allstate

$3,206

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Average Cost to Insure Per Year
$2,245

2016 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,709

USAA

$1,752

American Family

$1,771

GEICO

$2,071

State Farm

$2,073

Erie

$2,190

Nationwide

$2,339

Farmers

$2,830

Allstate

$3,080

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Average Cost to Insure Per Year
$2,198

2015 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
USAA

$1,642

Progressive

$1,682

American Family

$1,727

State Farm

$1,962

GEICO

$1,998

Erie

$2,138

Nationwide

$2,324

Farmers

$2,730

Allstate

$2,926

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Average Cost to Insure Per Year
$2,118

2014 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
USAA

$1,537

American Family

$1,660

Progressive

$1,694

State Farm

$1,960

GEICO

$1,978

Erie

$2,074

Nationwide

$2,156

Farmers

$2,598

Allstate

$2,603

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Average Cost to Insure Per Year
$2,020

2013 Lexus ES 300h

Cheapest Insurance Companies Average Annual Cost
USAA

$1,536

American Family

$1,550

Progressive

$1,655

State Farm

$1,759

GEICO

$1,892

Erie

$1,933

Nationwide

$2,056

Farmers

$2,467

Allstate

$2,528

Compare all 2013 Lexus ES 300h insurance rates.
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Average Cost to Insure Per Year
$1,935