Lexus Insurance Quotes

Find out what it costs to insure a Lexus.

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How much does Lexus insurance cost?

Lexus is the luxury offshoot of Toyota. Lexus manufactures everything from full-size SUVs (LX 570) to sporty convertibles (IS 250C). These Japanese luxury cars come at a cost: Lexus insurance is relatively steep, at $2,390 per year or $199 per month.

Not all Lexus models are overly expensive to insure. In fact, some carriers charge drivers of NX compact SUVs under $1K annually. At the other end of the spectrum, the RC F and GS F carry exorbitant cost-of-insurance figures. It's also important to choose the correct company when shopping for Lexus car insurance. 

The easiest way to compare Lexus car insurance quotes from top carriers is The Zebra. Just input your ZIP code to get started.

Vehicle Model Average Annual Premium
Lexus ES $2,143
Lexus GS $2,565
Lexus GX $1,963
Lexus IS $2,415
Lexus LS $3,191
Lexus LX $2,552
Lexus NX $1,819
Lexus RC $2,153
Lexus RX $1,895

Lexus insurance FAQs:


1. What factors do insurers consider when determining my Lexus's insurance premiums?

Insurers consider many factors when determining your Lexus's insurance premiums, such as your driving record, age, gender, location, credit score, the type of Lexus you have, and how you use your car.

2. What kind of insurance coverage do I need for my Lexus?

The type of insurance coverage you need for your Lexus depends on your state's requirements, but most states require at least liability coverage. It is also recommended to have collision and comprehensive coverage to protect your Lexus in case of an accident, theft, or other damages. 36% of The Zebra's Lexus customers choose state liability and collision and comprehensive coverage.

3. Is car insurance more expensive for a Lexus more expensive than for other luxury cars?

Luxury cars like Lexus can have higher insurance rates due to factors such as the higher cost of repairs, the higher risk of theft, the higher market value, and more powerful engines. However, insurance rates can vary depending on the specific car model, the driver's age and driving record, the location of the driver, and the insurance provider. To get an accurate estimate of insurance rates for a specific Lexus model, it's best to get a quote from an insurance provider or compare rates from multiple providers.

Lexus insurance rates by model: