Lexus RC 300 Insurance: by Model Year & Company
Lexus RC 300 insurance costs an average of $1,327 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lexus RC 300 at $201/mo or $1,207 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lexus RC 300:
- The RC 300 costs less to insure than most coupes. Averaging $221/mo for the RC 300 versus $245/mo for typical coupes.
- If you're considering a vehicle similar to the RC 300, like the Lexus IS 300 ($222/mo), Lexus RC 200t ($185/mo), or Lexus RC 350 ($224/mo), your insurance costs will be about the same.
- USAA ($177/mo), Progressive ($184/mo), American Family ($185/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,414 |
| USAA |
$2,414 |
| Erie |
$2,605 |
| American Family |
$2,609 |
| Nationwide |
$2,652 |
| State Farm |
$2,731 |
| GEICO |
$3,190 |
| Farmers |
$3,945 |
| Allstate |
$4,967 |
Compare all 2025 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$3,1282024 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,393 |
| Progressive |
$2,399 |
| American Family |
$2,514 |
| Erie |
$2,520 |
| State Farm |
$2,638 |
| Nationwide |
$2,716 |
| GEICO |
$3,061 |
| Farmers |
$3,744 |
| Allstate |
$4,757 |
Compare all 2024 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$3,0442023 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| State Farm |
$2,313 |
| Progressive |
$2,360 |
| USAA |
$2,370 |
| American Family |
$2,385 |
| Erie |
$2,430 |
| Nationwide |
$2,772 |
| GEICO |
$3,010 |
| Farmers |
$3,572 |
| Allstate |
$4,454 |
Compare all 2023 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,9362022 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,260 |
| Progressive |
$2,320 |
| Erie |
$2,374 |
| USAA |
$2,375 |
| State Farm |
$2,511 |
| Nationwide |
$2,725 |
| GEICO |
$2,822 |
| Farmers |
$3,377 |
| Allstate |
$4,306 |
Compare all 2022 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,8652021 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,174 |
| USAA |
$2,211 |
| Progressive |
$2,240 |
| Erie |
$2,259 |
| State Farm |
$2,500 |
| GEICO |
$2,718 |
| Nationwide |
$2,719 |
| Farmers |
$3,261 |
| Allstate |
$4,187 |
Compare all 2021 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,7762020 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,090 |
| American Family |
$2,137 |
| Progressive |
$2,153 |
| Erie |
$2,211 |
| State Farm |
$2,265 |
| GEICO |
$2,633 |
| Nationwide |
$2,735 |
| Farmers |
$3,108 |
| Allstate |
$4,110 |
Compare all 2020 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,6812019 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,994 |
| Progressive |
$2,109 |
| American Family |
$2,114 |
| State Farm |
$2,343 |
| Erie |
$2,381 |
| GEICO |
$2,522 |
| Nationwide |
$2,641 |
| Farmers |
$2,993 |
| Allstate |
$4,111 |
Compare all 2019 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,6302018 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,899 |
| Progressive |
$1,988 |
| American Family |
$2,042 |
| Erie |
$2,246 |
| State Farm |
$2,280 |
| GEICO |
$2,494 |
| Nationwide |
$2,532 |
| Farmers |
$2,852 |
| Allstate |
$3,292 |
Compare all 2018 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,4422017 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,787 |
| American Family |
$1,972 |
| Progressive |
$2,070 |
| State Farm |
$2,083 |
| Erie |
$2,235 |
| GEICO |
$2,296 |
| Nationwide |
$2,561 |
| Farmers |
$2,744 |
| Allstate |
$3,116 |
Compare all 2017 Lexus RC 300 insurance rates.
Average Cost to Insure Per Year
$2,3392016 Lexus RC 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,713 |
| American Family |
$1,936 |
| Progressive |
$1,982 |
| State Farm |
$2,086 |
| Erie |
$2,151 |
| GEICO |
$2,210 |
| Nationwide |
$2,604 |
| Farmers |
$2,749 |
| Allstate |
$3,024 |