Lexus RX 450h Insurance: by Model Year & Company

Lexus RX 450h insurance costs an average of $1,096 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lexus RX 450h at $150/mo or $898 for a 6-month full coverage policy.

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RX 450h Car Insurance

What to know about insuring a Lexus RX 450h:

  1. The RX 450h costs less to insure than most SUVs. Averaging $183/mo for the RX 450h versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the RX 450h, like the Lexus RX 350 ($171/mo), Lexus CT 200h ($155/mo), or Lexus GX 460 ($171/mo), your insurance costs will be more expensive.
  3. Progressive ($131/mo), USAA ($153/mo), American Family ($156/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2022 Lexus RX 450h Vehicle Image
2022 Lexus RX 450h
Av. Cost Per Year$2,567
Av. Per Month$214

Cheapest Companies

USAA$117/m
Progressive$119/m
American Family$124/m

How much does it cost to insure my Lexus RX 450h?

Select your model year:

2022 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,795

American Family

$2,130

Nationwide

$2,132

State Farm

$2,139

Erie

$2,397

USAA

$2,407

GEICO

$2,623

Farmers

$3,570

Allstate

$3,768

Compare all 2022 Lexus RX 450h insurance rates.
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Average Cost to Insure Per Year
$2,567

2021 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,731

State Farm

$2,058

American Family

$2,095

USAA

$2,238

Erie

$2,287

GEICO

$2,533

Nationwide

$2,645

Farmers

$3,464

Allstate

$3,651

Compare all 2021 Lexus RX 450h insurance rates.
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Average Cost to Insure Per Year
$2,545

2020 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,659

American Family

$2,068

USAA

$2,197

Nationwide

$2,200

Erie

$2,329

State Farm

$2,411

GEICO

$2,432

Allstate

$3,173

Farmers

$3,279

Compare all 2020 Lexus RX 450h insurance rates.
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Average Cost to Insure Per Year
$2,407

2019 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,634

American Family

$2,014

USAA

$2,026

GEICO

$2,265

Erie

$2,299

Nationwide

$2,436

State Farm

$2,495

Allstate

$3,072

Farmers

$3,199

Compare all 2019 Lexus RX 450h insurance rates.
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Average Cost to Insure Per Year
$2,359

2018 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,600

USAA

$1,937

American Family

$1,999

Nationwide

$2,119

GEICO

$2,181

State Farm

$2,209

Erie

$2,222

Allstate

$2,884

Farmers

$3,055

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Average Cost to Insure Per Year
$2,213

2017 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,528

USAA

$1,999

American Family

$2,004

State Farm

$2,067

Erie

$2,210

GEICO

$2,316

Nationwide

$2,668

Farmers

$3,004

Allstate

$3,054

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Average Cost to Insure Per Year
$2,320

2016 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,604

USAA

$1,893

American Family

$1,917

Erie

$2,125

State Farm

$2,136

GEICO

$2,258

Nationwide

$2,337

Farmers

$2,895

Allstate

$2,991

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Average Cost to Insure Per Year
$2,247

2015 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,543

USAA

$1,621

American Family

$1,801

State Farm

$1,930

Erie

$1,956

Nationwide

$2,074

GEICO

$2,154

Allstate

$2,564

Farmers

$2,732

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Average Cost to Insure Per Year
$2,042

2014 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,493

USAA

$1,529

American Family

$1,677

State Farm

$1,858

Erie

$1,903

GEICO

$2,079

Nationwide

$2,148

Allstate

$2,493

Farmers

$2,610

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Average Cost to Insure Per Year
$1,985

2013 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
USAA

$1,462

Progressive

$1,530

American Family

$1,615

State Farm

$1,828

Erie

$1,835

GEICO

$2,012

Nationwide

$2,176

Farmers

$2,532

Allstate

$2,562

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Average Cost to Insure Per Year
$1,967

2012 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,323

USAA

$1,344

American Family

$1,583

Erie

$1,724

State Farm

$1,754

GEICO

$1,883

Nationwide

$2,049

Farmers

$2,450

Allstate

$2,505

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Average Cost to Insure Per Year
$1,851

2011 Lexus RX 450h

Cheapest Insurance Companies Average Annual Cost
USAA

$1,404

Progressive

$1,432

American Family

$1,493

Erie

$1,589

State Farm

$1,631

GEICO

$1,824

Nationwide

$2,237

Farmers

$2,362

Allstate

$2,401

Compare all 2011 Lexus RX 450h insurance rates.
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Average Cost to Insure Per Year
$1,846