Lexus GS 350 Insurance: by Model Year & Company

Lexus GS 350 insurance costs an average of $1,183 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lexus GS 350 at $177/mo or $1,064 for a 6-month full coverage policy.

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GS 350 Car Insurance

What to know about insuring a Lexus GS 350:

  1. The GS 350 costs less to insure than most sedans. Averaging $197/mo for the GS 350 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the GS 350, like the Lexus IS 350 ($215/mo), Lexus RX 350 ($171/mo), or Lexus RC 350 ($224/mo), your insurance costs will be about the same.
  3. USAA ($148/mo), Progressive ($171/mo), State Farm ($175/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Lexus GS 350 Vehicle Image
2020 Lexus GS 350
Av. Cost Per Year$2,792
Av. Per Month$233

Cheapest Companies

USAA$115/m
American Family$127/m
State Farm$144/m

How much does it cost to insure my Lexus GS 350?

Select your model year:

2020 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,128

Progressive

$2,305

Nationwide

$2,469

Erie

$2,477

State Farm

$2,487

American Family

$2,543

GEICO

$2,924

Farmers

$3,494

Allstate

$4,021

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Average Cost to Insure Per Year
$2,792

2019 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$2,031

Progressive

$2,205

State Farm

$2,230

Erie

$2,372

Nationwide

$2,376

American Family

$2,505

GEICO

$2,797

Farmers

$3,356

Allstate

$4,186

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Average Cost to Insure Per Year
$2,707

2018 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,941

Progressive

$2,154

State Farm

$2,180

Erie

$2,320

Nationwide

$2,343

American Family

$2,485

GEICO

$2,610

Farmers

$3,172

Allstate

$3,702

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Average Cost to Insure Per Year
$2,553

2017 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,929

State Farm

$2,126

Progressive

$2,156

Nationwide

$2,258

Erie

$2,271

American Family

$2,304

GEICO

$2,499

Farmers

$3,041

Allstate

$3,576

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Average Cost to Insure Per Year
$2,477

2016 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,831

Progressive

$2,072

State Farm

$2,099

Erie

$2,202

American Family

$2,209

Nationwide

$2,298

GEICO

$2,486

Farmers

$2,942

Allstate

$3,090

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Average Cost to Insure Per Year
$2,372

2015 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,703

Progressive

$1,998

American Family

$2,046

State Farm

$2,094

Erie

$2,301

GEICO

$2,333

Nationwide

$2,349

Farmers

$2,833

Allstate

$2,878

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Average Cost to Insure Per Year
$2,276

2014 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,597

Progressive

$1,955

American Family

$1,958

Erie

$2,054

State Farm

$2,054

GEICO

$2,234

Nationwide

$2,392

Farmers

$2,679

Allstate

$2,827

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Average Cost to Insure Per Year
$2,207

2013 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,466

American Family

$1,838

Progressive

$1,862

Erie

$1,931

State Farm

$1,944

GEICO

$2,084

Nationwide

$2,402

Farmers

$2,561

Allstate

$2,750

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Average Cost to Insure Per Year
$2,106

2011 Lexus GS 350

Cheapest Insurance Companies Average Annual Cost
USAA

$1,381

American Family

$1,527

State Farm

$1,726

Progressive

$1,739

Erie

$1,785

GEICO

$2,004

Nationwide

$2,038

Farmers

$2,344

Allstate

$2,781

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Average Cost to Insure Per Year
$1,969