Lexus GX 460 Insurance: by Model Year & Company

Lexus GX 460 insurance costs an average of $1,025 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Lexus GX 460 at $153/mo or $918 for a 6-month full coverage policy.

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GX 460 Car Insurance

What to know about insuring a Lexus GX 460:

  1. The GX 460 costs less to insure than most SUVs. Averaging $171/mo for the GX 460 versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the GX 460, like the Lexus LS 460 ($217/mo), Lexus CT 200h ($155/mo), or Lexus HS 250h ($153/mo), your insurance costs will be about the same.
  3. American Family ($128/mo), Progressive ($132/mo), USAA ($146/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2023 Lexus GX 460 Vehicle Image
2023 Lexus GX 460
Av. Cost Per Year$2,632
Av. Per Month$219

Cheapest Companies

American Family$110/m
USAA$113/m
Erie$121/m

How much does it cost to insure my Lexus GX 460?

Select your model year:

2023 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,836

Progressive

$1,845

State Farm

$2,132

Nationwide

$2,150

USAA

$2,285

Erie

$2,514

GEICO

$2,787

Farmers

$3,629

Allstate

$4,021

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Average Cost to Insure Per Year
$2,632

2022 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,764

Progressive

$1,807

Nationwide

$2,071

State Farm

$2,184

USAA

$2,247

Erie

$2,251

GEICO

$2,614

Farmers

$3,416

Allstate

$3,610

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Average Cost to Insure Per Year
$2,496

2021 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,699

Progressive

$1,748

Erie

$2,000

USAA

$2,019

State Farm

$2,102

GEICO

$2,186

Nationwide

$2,265

Farmers

$3,261

Allstate

$3,264

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Average Cost to Insure Per Year
$2,305

2020 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,644

Progressive

$1,680

USAA

$1,932

Erie

$1,938

Nationwide

$2,057

GEICO

$2,106

State Farm

$2,130

Farmers

$3,132

Allstate

$3,394

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Average Cost to Insure Per Year
$2,249

2019 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,597

Progressive

$1,622

USAA

$1,834

Erie

$1,900

Nationwide

$2,054

State Farm

$2,101

GEICO

$2,123

Farmers

$3,019

Allstate

$3,061

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Average Cost to Insure Per Year
$2,172

2018 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,569

Progressive

$1,584

USAA

$1,762

Erie

$1,855

Nationwide

$1,951

GEICO

$2,051

State Farm

$2,136

Allstate

$2,837

Farmers

$2,859

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Average Cost to Insure Per Year
$2,086

2017 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,540

Progressive

$1,549

USAA

$1,745

Erie

$1,815

GEICO

$1,982

State Farm

$2,015

Nationwide

$2,033

Farmers

$2,778

Allstate

$2,822

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Average Cost to Insure Per Year
$2,052

2016 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,467

Progressive

$1,514

USAA

$1,659

Erie

$1,747

GEICO

$1,861

Nationwide

$1,899

State Farm

$1,902

Farmers

$2,684

Allstate

$2,723

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Average Cost to Insure Per Year
$1,954

2015 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,410

Progressive

$1,439

USAA

$1,568

Erie

$1,635

State Farm

$1,757

GEICO

$1,802

Nationwide

$1,924

Allstate

$2,343

Farmers

$2,588

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Average Cost to Insure Per Year
$1,841

2014 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,375

Progressive

$1,410

USAA

$1,498

Erie

$1,582

State Farm

$1,701

GEICO

$1,743

Nationwide

$1,867

Allstate

$2,368

Farmers

$2,451

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Average Cost to Insure Per Year
$1,793

2013 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,394

USAA

$1,439

Progressive

$1,458

Erie

$1,608

GEICO

$1,720

State Farm

$1,725

Nationwide

$1,884

Farmers

$2,381

Allstate

$2,744

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Average Cost to Insure Per Year
$1,842

2012 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,363

Progressive

$1,432

USAA

$1,452

Erie

$1,536

GEICO

$1,657

State Farm

$1,707

Nationwide

$1,899

Farmers

$2,305

Allstate

$2,675

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Average Cost to Insure Per Year
$1,808

2011 Lexus GX 460

Cheapest Insurance Companies Average Annual Cost
American Family

$1,321

USAA

$1,352

Erie

$1,452

Progressive

$1,482

State Farm

$1,611

GEICO

$1,801

Nationwide

$1,864

Farmers

$2,217

Allstate

$2,599

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Average Cost to Insure Per Year
$1,800