Lexus IS 300 Insurance: by Model Year & Company
Lexus IS 300 insurance costs an average of $1,334 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Lexus IS 300 at $173/mo or $1,036 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lexus IS 300:
- The IS 300 costs more to insure than most sedans. Averaging $222/mo for the IS 300 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the IS 300, like the Lexus RC 300 ($221/mo), Lexus IS 350 ($215/mo), or Lexus IS F ($214/mo), your insurance costs will be more expensive.
- USAA ($161/mo), Progressive ($169/mo), Erie ($183/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,071 |
| Progressive |
$2,221 |
| Erie |
$2,439 |
| Nationwide |
$2,552 |
| American Family |
$2,594 |
| State Farm |
$2,839 |
| GEICO |
$3,314 |
| Farmers |
$4,879 |
| Allstate |
$5,630 |
Compare all 2025 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$3,2242024 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,055 |
| Progressive |
$2,205 |
| Erie |
$2,344 |
| American Family |
$2,462 |
| Nationwide |
$2,610 |
| State Farm |
$2,741 |
| GEICO |
$3,176 |
| Farmers |
$4,574 |
| Allstate |
$5,384 |
Compare all 2024 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$3,1262023 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,132 |
| Progressive |
$2,168 |
| Erie |
$2,257 |
| American Family |
$2,335 |
| State Farm |
$2,384 |
| Nationwide |
$2,645 |
| GEICO |
$3,035 |
| Farmers |
$4,349 |
| Allstate |
$5,125 |
Compare all 2023 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$3,0092022 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,115 |
| Progressive |
$2,121 |
| Erie |
$2,238 |
| American Family |
$2,255 |
| State Farm |
$2,338 |
| Nationwide |
$2,573 |
| GEICO |
$2,941 |
| Farmers |
$4,096 |
| Allstate |
$4,144 |
Compare all 2022 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,8062021 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,023 |
| Progressive |
$2,045 |
| Erie |
$2,141 |
| American Family |
$2,247 |
| State Farm |
$2,431 |
| Nationwide |
$2,529 |
| GEICO |
$2,838 |
| Farmers |
$3,924 |
| Allstate |
$3,973 |
Compare all 2021 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,7262020 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,909 |
| Progressive |
$1,960 |
| American Family |
$2,059 |
| Erie |
$2,205 |
| State Farm |
$2,329 |
| Nationwide |
$2,503 |
| GEICO |
$2,705 |
| Allstate |
$3,438 |
| Farmers |
$3,725 |
Compare all 2020 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,5622019 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,827 |
| Progressive |
$1,897 |
| American Family |
$2,045 |
| Erie |
$2,139 |
| State Farm |
$2,221 |
| Nationwide |
$2,350 |
| GEICO |
$2,596 |
| Allstate |
$3,557 |
| Farmers |
$3,606 |
Compare all 2019 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,4932018 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,746 |
| Progressive |
$1,818 |
| American Family |
$2,030 |
| Erie |
$2,098 |
| State Farm |
$2,143 |
| Nationwide |
$2,379 |
| GEICO |
$2,516 |
| Allstate |
$3,437 |
| Farmers |
$3,446 |
Compare all 2018 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,4202017 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,760 |
| Progressive |
$1,896 |
| Erie |
$2,028 |
| American Family |
$2,058 |
| State Farm |
$2,186 |
| GEICO |
$2,393 |
| Nationwide |
$2,577 |
| Farmers |
$3,319 |
| Allstate |
$3,393 |
Compare all 2017 Lexus IS 300 insurance rates.
Average Cost to Insure Per Year
$2,4182016 Lexus IS 300
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,663 |
| Progressive |
$1,910 |
| American Family |
$1,952 |
| Erie |
$2,015 |
| State Farm |
$2,151 |
| GEICO |
$2,345 |
| Nationwide |
$2,426 |
| Allstate |
$2,733 |
| Farmers |
$3,162 |