Lexus RC 350 Insurance: by Model Year & Company
Lexus RC 350 insurance costs an average of $1,342 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Lexus RC 350 at $200/mo or $1,203 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Lexus RC 350:
- The RC 350 costs less to insure than most coupes. Averaging $224/mo for the RC 350 versus $245/mo for typical coupes.
- If you're considering a vehicle similar to the RC 350, like the Lexus IS 350 ($215/mo), Lexus GS 350 ($197/mo), or Lexus RX 350 ($171/mo), your insurance costs will be more expensive.
- USAA ($175/mo), Progressive ($177/mo), American Family ($183/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,405 |
| USAA |
$2,438 |
| Nationwide |
$2,443 |
| American Family |
$2,648 |
| Erie |
$2,686 |
| State Farm |
$2,989 |
| GEICO |
$3,321 |
| Farmers |
$4,834 |
| Allstate |
$4,922 |
Compare all 2025 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$3,2082024 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,377 |
| USAA |
$2,416 |
| Nationwide |
$2,504 |
| American Family |
$2,550 |
| Erie |
$2,596 |
| State Farm |
$2,883 |
| GEICO |
$3,185 |
| Farmers |
$4,627 |
| Allstate |
$4,694 |
Compare all 2024 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$3,1162023 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,326 |
| USAA |
$2,392 |
| American Family |
$2,416 |
| Erie |
$2,503 |
| Nationwide |
$2,590 |
| State Farm |
$2,621 |
| GEICO |
$3,109 |
| Farmers |
$4,401 |
| Allstate |
$4,408 |
Compare all 2023 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$3,0132022 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,275 |
| American Family |
$2,306 |
| USAA |
$2,362 |
| State Farm |
$2,388 |
| Erie |
$2,403 |
| Nationwide |
$2,551 |
| GEICO |
$2,939 |
| Farmers |
$4,128 |
| Allstate |
$4,264 |
Compare all 2022 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,8882021 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,183 |
| American Family |
$2,216 |
| USAA |
$2,231 |
| Erie |
$2,303 |
| State Farm |
$2,518 |
| Nationwide |
$2,564 |
| GEICO |
$2,830 |
| Farmers |
$3,987 |
| Allstate |
$4,162 |
Compare all 2021 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,8202020 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,080 |
| USAA |
$2,101 |
| American Family |
$2,160 |
| State Farm |
$2,427 |
| Erie |
$2,431 |
| Nationwide |
$2,580 |
| GEICO |
$2,705 |
| Farmers |
$3,799 |
| Allstate |
$4,079 |
Compare all 2020 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,7302019 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,966 |
| USAA |
$2,006 |
| American Family |
$2,171 |
| State Farm |
$2,409 |
| Nationwide |
$2,425 |
| Erie |
$2,473 |
| GEICO |
$2,606 |
| Farmers |
$3,619 |
| Allstate |
$4,096 |
Compare all 2019 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,6502018 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,915 |
| USAA |
$1,921 |
| American Family |
$2,042 |
| Erie |
$2,304 |
| State Farm |
$2,333 |
| Nationwide |
$2,384 |
| GEICO |
$2,497 |
| Allstate |
$3,271 |
| Farmers |
$3,468 |
Compare all 2018 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,4572017 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,811 |
| American Family |
$1,990 |
| Progressive |
$2,054 |
| State Farm |
$2,075 |
| Erie |
$2,288 |
| GEICO |
$2,346 |
| Nationwide |
$2,383 |
| Allstate |
$3,113 |
| Farmers |
$3,245 |
Compare all 2017 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,3602016 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,734 |
| Progressive |
$1,913 |
| American Family |
$1,936 |
| Nationwide |
$2,130 |
| State Farm |
$2,180 |
| Erie |
$2,199 |
| GEICO |
$2,255 |
| Allstate |
$3,021 |
| Farmers |
$3,237 |
Compare all 2016 Lexus RC 350 insurance rates.
Average Cost to Insure Per Year
$2,2702015 Lexus RC 350
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,650 |
| American Family |
$1,695 |
| Progressive |
$1,860 |
| Erie |
$1,893 |
| State Farm |
$2,040 |
| GEICO |
$2,166 |
| Nationwide |
$2,349 |
| Allstate |
$2,919 |
| Farmers |
$3,106 |